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Highlights Risk assets find themselves in a precarious equilibrium. Record high valuations are fully justified if bond yields remain at current levels or fall, but valuations become increasingly hard to justify if bond yields march much higher. If the average of the German 10-year bund yield and U.S. 10-year T-bond yield breaks through 2%, we would downgrade equities and upgrade bonds. Stay long Italian BTPs versus French OATs. The Italian election result is not an investment game changer... ...but stay underweight the Italian equity market (MIB) on a 6-9 month horizon. Our sector stance to underweight banks necessarily implies underweighting the bank-heavy MIB. Feature "Even yet we may draw back, but once cross yon little bridge, and the whole issue is with the sword." - Julius Caesar, contemplating whether to cross the Rubicon River in 49 BC World GDP amounts to $80 trillion. But the combined value of equities and correlated risk assets such as high yield and EM debt is worth double that, around $160 trillion. Real estate is worth $220 trillion. Hence, global risk assets are worth around five times world GDP. With the value of risk assets dwarfing the world economy by a factor of five, it perplexes us that many commentators insist that causality must always run from the economy to financial markets. In fact, in major downturns, the causality usually runs the other way. Rather than economic downturns causing financial instabilities, it is more common for financial instabilities to cause economic downturns. Specifically, the last three economic downturns had their geneses in the financial markets. The bursting of the dot com bubble triggered the downturn of 2001; the large-scale mispricing of U.S. mortgages caused the Great Recession of 2008; and the explosive widening of euro area sovereign credit spreads resulted in the euro area recession of 2011. This raises a crucial question: is there a major vulnerability in financial markets right now? Risk Assets Are As Expensive As In 2000... For at least five decades, the ratio of global equity market capitalization to world GDP (effectively, the price to sales ratio) has proved to be an excellent predictor of subsequent 10-year global equity returns (Chart I-2). Chart of the WeekWorld Equities As Highly-Valued As In 2000 On Price To Sales Chart I-2Price To Sales Has Been An Excellent Predictor Of World Equity Returns Today's extreme ratio of global equity market capitalization to world GDP has been seen only once before in modern history - at the peak of the dot com boom in 2000. In the subsequent decade global equities went on to return a paltry 2% a year. Using the particularly tight predictive relationship in recent decades, we can infer that global equities are now priced to generate 2% a year in the coming decade too (Chart of the Week). Still, equities are not as extremely valued relative to government bonds as they were in 2000. Today, the global 10-year bond yield stands near 2%, implying a broadly equal prospective 10-year return from equities and bonds. In 2000, the global 10-year bond yield stood at 5%, implying that equities would return 3% less than bonds, which they duly did (Chart I-3). Chart I-3Relative To Government Bonds, Equities Were More Expensive In 2000 On the other hand, high yield credit is more extremely valued relative to government bonds than it was in 2000. Today, the global high yield credit spread stands at a very tight 4%: in 2000, it stood at 8% (Chart I-4). So taking the combination of equities and high yield credit, we can say that risk assets are as highly valued today as they were in 2000. Chart I-4Relative To Government Bonds, High Yield Credit Was Less Expensive In 2000 ...But Risk Assets Should Be Very Expensive When Bond Yields Are Ultra-Low The record high valuation of risk assets is fully justified when government bond yields are ultra-low. This is because bond returns take on the same unattractive asymmetry - known as 'negative skew' - that equity and high yield credit returns possess. For a detailed explanation, please revisit our report Are Bonds A Greater Risk Than Equities? 1 But in a nutshell, as bond risk becomes 'equity-like' it diminishes the requirement for a superior return on equities and other risk-assets, lifting their valuations exponentially. Consider what happens to valuations when bond yields decline from 4% to 2%. At a 4% bond yield, equities possess significantly more negative skew than 10-year bonds. So investors will demand a comparatively higher return from equities, let's say 8% a year. Whereas, at a 2% bond yield, equities and 10-year bonds possess the same negative skew. So investors will demand the same return from equities as they can get from bonds, 2% a year (Chart I-5). Chart I-5Below A 2% Yield, 10-Year Bonds Are Riskier Than Equities At the lower bond yield, the bond must deliver 2% a year less for ten years, meaning its price must rise by 22%.2 But equities must deliver 6% a year less for ten years, so the equity market must surge by 80%.3 All well and good, except if bond yields go back up to 4%. In which case, bond and equity prices must fall again - in proportion to their preceding rise. Hence, risk assets find themselves in a precarious equilibrium. Record high valuations are fully justified if bond yields remain at current levels or fall, but valuations become increasingly hard to justify if bond yields march much higher. However, a setback to $380 trillion of global risk assets means that yields can't march much higher without at least a temporary reversal. Unfortunately, the exact point at which the precarious equilibrium becomes threatened is hard to define. Still, we might define crossing the Rubicon as follows. If the average of the German 10-year bund yield and U.S. 10-year T-bond yield - now standing at 1.8% - breaks through 2%, we would downgrade equities and upgrade bonds. Italy: Banks More Important Than Politics On Sunday, Italy's electorate punished the establishment centre-left and centre-right parties - the Democratic Party and Forza Italia - whose combined vote share collapsed to just 33%. Italians gravitated to parties offering populist, anti-establishment and anti-migration bromides. Sound familiar? This is just a continuation of the pattern seen in recent elections in France, Germany and Austria - as well as the victories for Brexit and President Trump. Begging the question, does the Italian election result change anything for investors? Political change disrupts markets if it dislocates the long-term expectations embedded in economic agents and financial prices. The vote for Brexit changed expectations about the U.K.'s long-term trading relationships; the election of Trump changed expectations about fiscal stimulus, the tax structure, and protectionism; and the election of Macron exorcised the potential chaos of a Le Pen presidency. On this basis, the Italian election result is not an investment game changer. The one exception would be if M5S and Lega joined forces to govern, as it could throw EU integration into reverse. But the likelihood of this unholy alliance seems very low. Many people - including some of the more populist Italian politicians - claim that Italy's long-standing economic underperformance is because it is shackled to the euro. But membership of the single currency cannot be the main cause of Italy's underperformance. After all, through 1999-2007, Italian real GDP per head performed more or less in line with the U.S., Canada and France, even without a private sector credit boom. Italy's underperformance really started after the 2008 financial crisis (Chart I-6). And the most plausible explanation is that its dysfunctional banking system has been left broken for close to a decade (Chart I-7). Italy procrastinated because its government is more indebted than other sovereigns and its banking problems did not cause an outright crisis. Chart I-6Italy Has Underperformed##br## Since The Great Recession... Chart I-7...Because The Banks ##br##Were Left Unfixed But now the banking system is finally recuperating. In the past year, banks have raised almost €50 billion in much needed equity capital, the share of non-performing loans (NPLs) is down sharply having peaked at the same level as in Spain in 2013 (Chart I-8), and bank solvency is much healthier (Chart I-9). Chart I-8Italy's NPLs Are Finally Declining... Chart I-9...And Bank Solvency Is Getting Better In effect, Italy is where Spain was in 2014. So could Italy in 2018-21 repeat Spain's turnaround in 2014-17? Italy has more work to do, but on balance we remain cautiously optimistic, and express this optimism through a relative trade in bonds: long Italian BTPs versus French OATs. The connection with the Italian equity market (MIB) is more tenuous. The market's outsize exposure to banks means that sustained outperformance of the MIB requires sustained outperformance of banks. On a 6-9 month horizon, our sector stance is to underweight banks. Necessarily, this means our country stance must be to underweight Italy. Dhaval Joshi, Senior Vice President Chief European Investment Strategist dhaval@bcaresearch.com 1 Please see the European Investment Strategy Weekly Report "Are Bonds A Greater Risk Than Equities?" published on January 25, 2018 and available at eis.bcaresearch.com 2 1.02^10 3 1.06^10 Fractal Trading Model* The rally in the Chilean peso appears technically extended. Hence, this week's trade recommendation is to short the Chilean peso versus the U.S. dollar setting a profit target of 2.7% with a symmetrical stop-loss. For any investment, excessive trend following and groupthink can reach a natural point of instability, at which point the established trend is highly likely to break down with or without an external catalyst. An early warning sign is the investment's fractal dimension approaching its natural lower bound. Encouragingly, this trigger has consistently identified countertrend moves of various magnitudes across all asset classes. Chart 10 The post-June 9, 2016 fractal trading model rules are: When the fractal dimension approaches the lower limit after an investment has been in an established trend it is a potential trigger for a liquidity-triggered trend reversal. Therefore, open a countertrend position. The profit target is a one-third reversal of the preceding 13-week move. Apply a symmetrical stop-loss. Close the position at the profit target or stop-loss. Otherwise close the position after 13 weeks. Use the position size multiple to control risk. The position size will be smaller for more risky positions. * For more details please see the European Investment Strategy Special Report "Fractals, Liquidity & A Trading Model," dated December 11, 2014, available at eis.bcaresearch.com Fractal Trading Model Recommendations Equities Bond & Interest Rates Currency & Other Positions Closed Fractal Trades Trades Closed Trades Asset Performance Currency & Bond Equity Sector Country Equity Indicators Bond Yields Chart II-1Indicators To Watch - Bond Yields Chart II-2Indicators To Watch - Bond Yields Chart II-3Indicators To Watch - Bond Yields Chart II-4Indicators To Watch - Bond Yields Interest Rate Chart II-5Indicators To Watch ##br##- Interest Rate Expectations Chart II-6Indicators To Watch##br## - Interest Rate Expectations Chart II-7Indicators To Watch##br## - Interest Rate Expectations Chart II-8Indicators To Watch##br## - Interest Rate Expectations
Highlights Global trade data we track as indicators of current and expected commodity demand - particularly EM import volumes - will provide a lift to oil prices over the course of 1H18. We continue to expect global oil demand growth, led by EM growth, to rise by 1.7mm and 1.6mm b/d this year and next, respectively. Against this still-positive backdrop, heightened geopolitical tensions are ratcheting up volatility in our outlook. A global trade war - now a factor following the Trump administration's bellicose rhetoric - would reduce our oil demand forecasts. That said, our Geopolitical Strategy team notes past U.S. administrations have used the threat of trade wars to cheapen the USD, which would be bullish commodities.1 Energy: Overweight. Even though it is not a surprise, the anti-trade rhetoric coming out of Washington is a wake-up call for oil markets. Trade is deeply entwined with EM income growth, which drives commodity demand globally. A shock to global trade would be a shock to aggregate demand and oil demand, hence oil prices. Base Metals: Neutral. President Trump announced 25% and 10% tariffs on steel and aluminum last week. Markets are fretting over the possibility of a full-blown trade war if the U.S. zeroes in on China, as it apparently is doing, and Washington's allies impose retaliatory tariffs, should the Trump administration level tariffs on their exports.2 Precious Metals: Neutral. A global trade war would boost gold's appeal, and we continue to recommend it as a strategic portfolio hedge. Ags/Softs: Underweight. In a series of tweets earlier this week, President Trump suggested concessions on steel and aluminum tariffs to Canada and Mexico in exchange for concessions on NAFTA. Neither Mexico nor Canada supported this link. Feature Our short-term models of global trade volumes continue to indicate EM imports - a key variable in our analysis of industrial commodity demand - will continue to grow (Chart of The Week).3 This will be supportive of commodity prices generally, particularly oil, in 1H18. In 2H18 and beyond, the outlook is getting cloudier. And more volatile. A fundamental underpinning of our oil-demand expectation for this year and next is that a slowdown in China in 2H18 will be offset by a pickup in EM and DM aggregate demand - and trade volumes - ex-China, in line with the IMF's expectation for EM and DM growth this year and next (Chart 2).4 DM markets and India likely will take up the slack created by China's slight slowdown. In fact, India already is moving out ahead: Based on official data, India's economy grew at a 7.2% rate in December, topping China's 6.8% rate, according to a Reuters survey at the end of February.5 Chart 1EM Import Volumes Will Continue To Grow Chart 2EM Growth Ex-China Keeps Oil Demand Strong EM Import Volumes Are Important To Oil Prices EM demand drives global oil demand. Over the long haul, the relationship between oil prices and EM import volumes has been strong: A 1% increase in EM import volumes has translated into roughly a 1% increase in Brent and WTI prices since 2000 (Chart 3).6 These variables all are linked: EM economic growth correlates with higher incomes, higher commodity demand and higher import volumes. All else equal (i.e., assuming supply is unchanged), this increases oil prices (via higher demand). The biggest weight in the EM import volume variable is China's imports, so the sustainability of the current Chinese growth is important, as is how smoothly policymakers there slow the economy in 2H18 as we expect. Chinese imports are sensitive to industrial output, which is captured by the Li Keqiang index, global PMIs, and FX markets (Chart 4). Provided policymakers can maintain income growth as the country pivots - once again - away from heavy industrial-export-led growth to consumer- and services-led growth, oil demand will not be materially affected, and should continue growing. At present, China's import volume growth has leveled off as Chart 4 shows, indicating income growth is holding up. China recently guided toward a GDP growth target of 6.5% for this year. Given they have a solid track record of achieving such targets, this indicates that they do not expect a severe slowdown. However, a hard economic landing - always a risk in transforming such a huge economy - would force us to reconsider our growth estimates. Chart 3EM Imports Supportive Of Prices Chart 4Growth In China's Import Volumes Levels Off In our analysis, we do not yet have enough information to determine whether the Trump administration will launch a trade war with China. The impact of President Trump's proposed steel and aluminum tariffs on China is de minimis: Chinese exports of these commodities to the U.S. amount to less than 0.2% of China's total exports, as our colleagues at BCA Research's China Investment Strategy note in this week's analysis.7 The big risk from these tariffs lies in what happens next. If they are the first step in additional tariffs directed at industries far more important to China, they could invite retaliation.8 If the recently announced tariffs expand to a global trade war - already the EU, Canada and Mexico have indicated they will not sit idly by while tariffs are imposed on exporters in their countries - the threat to world trade, and EM imports in particular, rises considerably. This would threaten crude oil prices. Trade Wars And Oil Flows Other than exports from the U.S., which could be targeted by states retaliating against tariffs, it is difficult to imagine the flow of oil being affected by a trade war in the short term: Oil is an internationally traded commodity, and traders adapt quickly to disruptions - e.g., re-routing crude flows in response to events affecting production, consumption, inventories or shipping.9 However, it does not require much of an intellectual leap to see EM trade volumes being significantly impacted by a trade war via the slowing in income growth globally. Such a turn of events would reduce aggregate demand in that part of the market - EM - that is responsible for the bulk of commodity demand growth. Falling EM trade volumes would be the natural result of falling incomes. This would be disinflationary, as well, which is not unexpected (Chart 5). We have found a long-term relationship with strong co-movement properties between EM import volumes and U.S. CPI and PCE inflation indexes. Our modelling indicates a 1% decrease (increase) in EM import volumes translates into a decrease (increase) in these U.S. inflation indexes of 15 to 20bp with a 6- to 12-month lag. These are non-trivial quantities: For instance, a decline in EM import volumes of 10% or more could shave as much as 2 points from U.S. inflation (Chart 6). Such a disinflation impulse once again coming from the real economy would, in all likelihood, force the Fed to throttle back on its interest-rate normalization policy or reverse course. Chart 5Lower EM Import Volumes##BR##Would Take U.S. Inflation Lower Chart 6EM Trade Volumes##BR##Over Time Volatility Likely To Pick Up As we noted above, our Geopolitical Strategy (GPS) colleagues point out the threat of tariffs and quotas has been used by U.S. administrations in the past to get systemically important central banks to support a weaker USD.10 The end game always is to spur exports to boost economic growth. The downside risk from trade wars discussed above is fairly obvious. Not so obvious is the upside commodity-price risk arising from a depreciation in the USD, which falls out of a strategy of using the threat of tariffs to ultimately weaken the USD. Our GPS colleagues quote Paul Volcker's summary of a similar gambit by Richard Nixon, who also ran a mercantilist presidential campaign in the late 1960s, to ultimately weaken the USD: The conclusion reached by some that the United States shrugged off responsibilities for the dollar and for leadership in preserving an open world order does seem to me a misinterpretation of the facts ... The devaluation itself was the strongest argument we had to repel protectionism. The operating premise throughout was that a necessary realignment of exchange rates and other measures consistent with more open trade and open capital markets could accomplish the necessary balance-of-payments adjustment. It is impossible to say whether such a depreciation is the Trump administration's end-game. However, if it is, this would be bullish commodities generally, gold and base metals in particular. For oil, a weaker USD would be bullish, but, as we have shown recently, fundamentals now drive oil price formation.11 Bottom Line: Current and expected EM import volumes indicate oil prices will continue to be supported by rising demand over the course of 1H18. We continue to expect global oil demand growth, led by EM growth, to rise by 1.7mm and 1.6mm b/d this year and next, respectively. Still, heightened geopolitical tensions brought on by bellicose trade signaling from the U.S. are ratcheting up volatility in our outlook. A global trade war would force us to lower our forecast for Brent and WTI crude oil from our current $74 and $70/bbl expectations for this year. However, as our Geopolitical Strategy team notes, past U.S. administrations have used the threat of trade wars to cheapen the USD. Should this turn out to be the Trump administration's strategy, the weaker USD would be bullish for commodity prices. Robert P. Ryan, Senior Vice President Commodity & Energy Strategy rryan@bcaresearch.com Hugo Bélanger, Research Analyst Commodity & Energy Strategy HugoB@bcaresearch.com 1 Please see BCA Research's Geopolitical Strategy Weekly Report "Market Reprices Odds Of A Global Trade War," published March 6, 2018. It is available at gps.bceresearch.com. Our colleagues note, "Import tariffs ought to be bullish for the greenback, given that they lead to higher domestic policy rates as inflationary pressures rise (and not just passing ones). However, as the previous two examples of U.S. protectionism teach us, the U.S. uses threats of tariffs so that it can get a cheaper USD. From Washington's perspective, both accomplish the same thing. Intriguingly, the U.S. dollar has sold off on the most recent news of protectionism." (Emphasis added.) 2 Please see BCA Research's Commodity & Energy Strategy Weekly Report "Global Aluminum Deficit Set To Ease," published March 1, 2018, particularly the discussion beginning on p. 7. It is available at ces.bcaresearch.com. 3 Our 3-month ahead projections are based on two components: (1) the first principal component of a basket of currencies exposed to global growth; and (2) lagged U.S. monetary variables. Our modeling shows that exchange rates are forward-looking variables containing information of future fundamentals. Therefore, by selecting currencies exposed to global and EM growth, this allows us to run short-term forecasts of EM import volumes. The analysis is also confirmed using Granger-causality tests. 4 Please see "Brighter Prospects, Optimistic Markets, Challenges Ahead," in the IMF's January 22, 2018, World Economic Outlook Update, which notes its revised forecast calling for stronger global growth reflects improved DM growth expectations. 5 Please see "India regains status as fastest growing major economy," published by reuters.com on February 28, 2018. 6 These results fall out of co-integration regressions. 7 Please see BCA Research's China Investment Strategy Weekly Report "China And The Risk Of Escalation," published March 7, 2018. It is available at cis.bcaresearch.com. See also footnote 2 above. 8 President Trump reportedly is considering broadening the tariffs on a range of Chinese imports and limiting Chinese investment in the U.S., to punish the country for "its alleged theft of intellectual property," according to Bloomberg. Please see "U.S. Considers Broad Curbs on Chinese Imports, Takeovers," published by Bloomberg.com, March 6, 2018. 9 The U.S. is exporting a little over 1.5mm b/d of crude oil and 4.6mm b/d of refined products at present, according to EIA data. A drawn-out trade war resulting in U.S. oil exports being hit with retaliatory tariffs or quotas could derail the expansion of crude exports brought on by the growth in shale-oil output in America. The IEA expects the U.S. to account for the largest increase in crude exports in the world between now and 2040, "propelling the region above Russia, Africa and South America in the global rankings." This has the effect of reducing net U.S. crude imports to 3mm b/d by 2040 from 7mm b/d at present. An increase in product exports - from 2mm b/d to 4mm b/d - makes the U.S. a net exporter of crude and product, based on the IEA's analysis. The largest demand for crude imports comes from Asia over this period, which grows 9mm b/d to 30mm b/d in total. Please see "WEO Analysis: A sea change in the global oil trade," published by the IEA February 23, 2018, on its website at iea.org. 10 We urge our readers to pick up BCA Research's Geopolitical Strategy Weekly Report cited in footnote 1 above, which lays out our GPS team's analytical framework regarding trade wars. They note, "If constraints to trade protectionism were considerable, Trump would not have the ability to surprise the markets with bellicose rhetoric on a whim. BCA Research's Geopolitical Strategy cannot predict individual triggers for events. But our framework allows us to elucidate the constraint context in which policymakers operate. On protectionism, Trump operates in a poorly constrained context. This is why we have been alarmist on trade since day one." 11 We found that the more backwardated oil forward curves are the less impact the USD has on the evolution of prices. Please see BCA Research's Commodity & Energy Strategy Weekly Report "OPEC 2.0 Getting Comfortable With Higher Prices," published on February 22, 2018. It is available at ces.bcaresearch.com. Investment Views and Themes Recommendations Strategic Recommendations Tactical Trades Commodity Prices and Plays Reference Table Trades Closed in 2018 Summary of Trades Closed in 2017
Underweight Stocks in the S&P soft drinks index have been reeling in the last few trading sessions as fears the Trump administration’s proposed aluminum tariff will raise costs in an already-beleaguered industry. Despite Commerce Secretary Wilbur Ross’ comments that the cost increases would be “no big deal”, such costs will have to find a way through the P&L, either through price increases or lower margins. With respect to the former, the timing for price increases is inopportune; sales have been contracting for the past year and most of the past three (second panel). Meanwhile, the steep decline in shipments since early last year has proven persistent (bottom panel), suggesting that receding sales are far from turning. These were the reasons behind our mid-summer 2017 downgrade to underweight; that thesis is certainly reinforced with higher input costs. Overall, the proposed tariffs remain uncertain but even the specter of margin pressure should keep share prices bottled up; we reiterate our underweight recommendation. The ticker symbols for the stocks in this index are: BLBG: S5SOFD - PEP, KO, DPS, MNST.
The S&P banks index has been the best performer on our 2018 high-conviction call list and begs the question whether or not there is any "gas left in the tank". In this week's Special Report, we give our top 10 reasons why we still like banks, despite the recent run-up in relative share prices. The return of volatility helps bank profits, via rising trading revenues. Vol has also historically been an excellent leading indicator of rising relative bank valuations. The accelerating price of credit too bodes well for bank profits and is a harbinger of further stock outperformance. Pristine credit quality resulting from record low unemployment. Upbeat credit growth prospects from the capex upcycle, a general revival of animal spirits and residential real estate price inflation. Our U.S. banks profit growth model is humming, reflecting the aforementioned improving credit growth backdrop. Vastly improved stress test results have caused the Fed to allow banks to bump dividend payouts. Similar to rising dividend payouts, pent up buyback demand is getting unleashed. The U.S. banking system remains the best capitalized in the world and foreign flows will likely continue to chase U.S. banks in global equity portfolios. Dodd-Frank regulatory relief seems to be in the offing in the current administration. Both on a relative price-to-book and relative forward P/E basis, banks look appealing. Bottom Line: We reiterate the high-conviction overweight in the S&P banks index. The ticker symbols for the stocks in this index are: BLBG: S5BANKX - WFC, JPM, BAC, C, USB, PNC, BBT, STI, MTB, FITB, CFG, RF, KEY, HBAN, CMA, ZION, PBCT. Please see yesterday's Special Report for more details.
Highlights Policymakers & Volatility: The major developed market central banks (Fed, ECB, BoJ), facing low unemployment rates and slowly rising inflation, are less able to respond to volatility spikes with more dovish monetary policies compared to past years. Investors should get used to a structurally higher level of volatility, likely for the remainder of the current business cycle upturn. Higher Volatilty & Spread Product: The relative risk-adjusted attractiveness of global spread product looks different when using a higher level of yield volatility, particularly when hedged into U.S. dollars. Continue to favor U.S. investment grade and high yield corporate debt over euro area and emerging market equivalents, even with the more elevated volatility backdrop. Feature If there is one lesson to be learned from recent events, it is that global policymakers can no longer be trusted to always make the most market-friendly decisions. Central bankers in most countries have shifted from solely supporting growth to fighting inflation pressures. The White House is now willing to risk a disruptive trade war to try and "correct" the large U.S. trade deficit, rather than focusing on stimulating growth solely through fiscal policy. Even geopolitical headlines have become more worrisome for investors, with Russia announcing new nuclear capabilities, China appointing a "president for life", the U.K. government remaining vague on the details of its Brexit negotiating stance and Italy's elections producing a hung parliament with anti-establishment parties outperforming expectations. The idea that central bankers have been explicitly putting a floor under risk assets, by focusing so much on financial conditions as a critical input into their economic and inflation forecasts, has become very entrenched among investors. The implication is that if risky assets sell off, central banks will shift to a more dovish stance, thus causing interest rate expectations to shift lower which eventually causes risk assets to rebound and financial conditions to ease. This has been most evident in the U.S., where a belief in the "Fed Put" - the idea that the Fed has implicitly sold investors a put option on equities by responding dovishly to market selloffs - goes all the way back to the Greenspan era. In the U.S., however, there is now greater uncertainty that a "Powell Put" even exists - or at least one as valuable as the "Yellen Put" and "Bernanke Put" before it. In other words, it may now take a much larger decline in risk assets to cause the Fed to question its economic forecasts enough to change them. New Fed Chairman Jay Powell said as much in his first appearance before the U.S. Congress last week, where he noted that the recent equity market turbulence was not "weighing heavily" on the Fed's outlook. In fact, Powell talked up a very bullish view on the U.S. economy, which markets took as a sign that the Fed could hike rates four times in 2018 - more than the three hikes currently embedded in the Fed's projections. A similar dynamic is playing out in Europe and Japan, where the European Central Bank (ECB) and Bank of Japan (BoJ) have been more vocal about the potential end of their respective asset purchase programs given the underlying strength of the euro area and Japanese economies. The belief in a "Draghi Put" or "Kuroda Put" is also strong, but is starting to wane. Central Bankers As Options Traders Chart 1A Smaller Response To Higher Volatility One way to see this changing backdrop is to look at the response of monetary policy expectations to increases in market volatility. During 2017, there were a few small flare-ups of equity market volatility in the U.S., euro area and Japan. In each of those episodes, interest rate markets were quick to price in easier monetary policy through a lower projected level of the funds rate in the U.S. or by pushing out the timing of the eventual first rate hike in Europe and Japan (Chart 1). The story is much different in 2018, where volatility has soared higher but there has been little change to the expected path of interest rates. Markets now understand that inflation-fighting central banks, who strongly believe in the Phillips Curve, now have to focus more on inflation than asset prices with unemployment rates at or below full employment levels. Using the language of options markets, the "strike price" on the put options allegedly sold by central bankers is now much lower. The implication is that bouts of market turbulence cannot generate lasting decreases in government bond yields that can eventually restore calm to financial assets. In other words, policymakers are now implicitly, but not intentionally, putting a floor under volatility rather than asset prices. This has made the investment backdrop much more challenging in 2018, as both absolute market returns and, especially, risk-adjusted returns will be far lower than investors have enjoyed over the past couple of years. This is one of the key themes that we outlined in our 2018 Outlook.1 It will take signs that more volatile markets are damaging economic growth and inflation expectations for this new dynamic to change. Yet there is little sign of that happening, at least among the "Big 3" central banks. The Federal Reserve In the U.S., economic data continues to print strongly. The February ISM manufacturing Index hit a 13-year high (Chart 2, top panel), with the export index hitting the highest level since 1988! The Conference Board index of consumer confidence hit the highest level since 2000 (2nd panel), while the Board's index of leading indicators continues to accelerate (3rd panel). The ISM new orders index remains at elevated levels that suggest that the latest upturn in capital spending should continue (bottom panel). Meanwhile, U.S. inflation gauges continue to grind slowly higher. The 3-month annualized growth rate of the core PCE deflator rose to 2.1% in January - above the Fed's 2% target - while the ISM Manufacturing Prices Paid index is now at a 6-year high (Chart 3). Inflation expectations from the TIPS market have recently stalled below levels that we deem consistent with the Fed's inflation objective (between 2.3% and 2.5% on both the 10-year TIPS breakeven and the 5-year TIPS breakeven, 5-years forward), but they continue to trend in the direction of the Fed's target. If the wage numbers in this Friday's February Payrolls report build on the breakout seen in the January data, then breakevens should begin to climb higher once again and would all but ensure that another Fed rate hike will occur later this month. Chart 2Fed Chair Powell Is Right##BR##To Be Optimistic On U.S. Growth Chart 3U.S. Inflation Now Moving##BR##Towards The Fed Target The ECB Chart 4Will The ECB Pull Forward Its Projections? Turning to the euro area, economic data has begun to dip lower in recent readings for cyclical indicators like the manufacturing PMI, which complicates the story for the ECB heading into this Thursday's policy meeting. We continue to expect any decision on a tapering of the ECB's asset purchase program to not take place until the summer. However, some minor changes to its forward guidance, like removing language suggesting that asset purchases could be increased if necessary, could happen this week. The more meaningful signal will come from the new set of ECB economic forecasts. Core euro area HICP inflation is not projected to return close to the ECB's 2% target until 2020, and if that timetable is pulled forward in the new forecasts, that would give the ECB a credible reason to begin signaling a taper later this year. With full euro area unemployment hitting an 8-year low of 8.6% in January - dipping below the OECD full employment NAIRU estimate of 8.7% - the ECB could raise its projections for both wage growth and core inflation (Chart 4). With our own core HICP diffusion index showing a sharp increase in January, the risk of future upside surprises in euro area realized inflation has increased. Yet core inflation is still only 1.0% - a long way from the ECB's 2% target. This is already reflected in measures of inflation expectations like CPI swap forwards, which remain between 50-75bps below the levels that prevailed the last time euro area core inflation was around 2% (bottom two panels). This suggest further upside for euro area bond yields if core inflation does start to print higher later this year. For now, the ECB is unlikely to make any earth-shattering changes to its monetary policy this week, but should signal another small incremental step towards a full-blown taper later in 2018. The BoJ BoJ Governor Haruhiko Kuroda threw a bit of a surprise at the markets last week in his testimony before the Japanese parliament following his reappointment as the head of the central bank. In response to a question on when the BoJ could consider beginning to exit its current Yield Curve Control (YCC) program, Kuroda stated that it could happen in fiscal year 2019 if the BoJ's inflation projections are realized. The media headlines took that as a sign that the BoJ was starting to change its forward guidance about its monetary policy, but that is an overreaction, in our view. Chart 5The Yen Leads The BoJ, Not Vice Versa Realized inflation remains well below the BoJ's target, with headline CPI inflation hitting 1.3% and 0.4%, respectively, in January (Chart 5). Even given the continued strength of the Japanese economy, with the unemployment rate now sitting at a 29-year low of 2.4%, inflation will have no realistic shot of reaching the BoJ 2% target without a weaker Japanese yen. The markets understand that dynamic, as our Japan months-to-hike measure - measuring the time until the first 25bps rate hike is priced into the Overnight Index Swap curve - has recently drifted up from 38 months to 47 months alongside the current appreciation of the yen (bottom panel). The BoJ remains the one major central bank that can still talk dovishly because inflation remains so low. Yet investors are aware that the BoJ is having greater difficulty operationally executing its asset purchase program, given its huge ownership share of Japanese government bonds and equity ETFs. So, like the Fed and the ECB, the BoJ's ability to credible respond in a dovish fashion to rising market turbulence - manifested through a rising yen - is severely hamstrung. Bottom Line: The major developed market central banks (Fed, ECB, BoJ), facing low unemployment rates and slowly rising inflation, are less able to respond to volatility spikes with more dovish monetary policies compared to past years. Investors should get used to a structurally higher level of volatility, likely for the remainder of the current business cycle upturn. What A Higher Volatility Regime Means For Global Spread Product If policymakers are now unable to take actions that can restore the low volatility regime seen last year, then this has implications for the relative attractiveness of global fixed income spread product. One way to see is this is to look at the ranking of volatility-adjusted yields for various global spread sectors. We present that in Table 1, where we take the currency-hedged yields for spread sectors and rank them according to two metrics: a) the outright hedged yield and b) the hedged yield relative to its trailing yield volatility.2 The sector yields are then re-ranked using the average ranking of those two metrics. We present the table with yields hedged into the four major developed market currencies (U.S. dollar, euro, yen and British pound). The level of those yields, shown against credit ratings, are graphically presented in the Appendix on pages 11 and 12. Table 1Ranking Currency-Hedged Global Spread Product Yields We also show two versions of the yield rankings - one using trailing volatility over the past year in the denominator of the risk-adjusted yield, and the other using trailing volatility over three years in the denominator. This is important, as bond volatility over the past year has been historically depressed and is much lower than the three-year volatility measure for almost every spread sector. The conclusion is that many sectors that look most attractive using the more recent low volatility look less appealing with a more "normal" volatility level. For example, U.S. high-yield corporates are the top ranked sector in USD terms using a trailing one-year volatility, but that ranking falls to #10 using a higher three year volatility. Euro area high yield falls from #6 to #11 when applying the different volatility measures, while emerging market USD-denominated sovereign debt falls from #3 to #6. While the differences in the yield rankings are not as meaningful for higher-quality sectors, and for other base currencies besides the U.S. dollar, the main takeaway is that a higher volatility environment can alter the relative attractiveness of spread sectors given the current low level of yields. Thus, if central banks now have reduced ability to respond to volatility shocks by signaling a more dovish stance - given strong growth, tight labor markets and slowly rising inflation - then investors should judge spread product, and risk assets in general, using a higher level of volatility than seen last year. The conclusion is that we should be using the upper left column of Table 1, using the more "normal" level of yield volatility, when assessing the attractiveness of spread sectors within our recommended investment universe that uses the U.S. dollar as the base currency. With regards to corporate bonds in our model bond portfolio, that means favoring U.S. investment grade over euro area and emerging market equivalents and favoring U.S. high yield over euro area high yield. We are happy to report that we already have those recommendations implemented in our portfolio. While the absolute valuations of U.S. investment grade corporates, from a perspective of breakeven spreads, do look historically tight (Chart 6, middle panel), the same can be said for euro area investment grade corporates (Chart 7, middle panel). We are willing to take that trans-Atlantic spread risk favoring the U.S., however, given that currency hedging costs continue to favor U.S. dollar investments over euro-denominated equivalents. Chart 6Favor U.S. Corporate Bonds... Chart 7...Especially Versus Euro Area Corporates The story is cleaner for U.S. high yield over euro are high yield, as the default-adjusted spreads in the former (Chart 6, bottom panel) look far more attractive than in the latter (Chart 7, bottom panel). Bottom Line: The relative risk-adjusted attractiveness of global spread product looks different when using a higher level of yield volatility, particularly when hedged into U.S. dollars. Continue to favor U.S. investment grade and high yield corporate debt over euro area and emerging market equivalents, even with the more elevated volatility backdrop. Robert Robis, Senior Vice President Global Fixed Income Strategy rrobis@bcaresearch.com Appendix Appendix Chart 1Global Spread Product Yields, Hedged Into U.S. Dollars Appendix Chart 2Global Spread Product Yields, Hedged Into Euros Appendix Chart 3Global Spread Product Yields, Hedged Into British Pounds Appendix Chart 4Global Spread Product Yields, Hedged Into Japanese Yen 1 Please see BCA Global Fixed Income Strategy Weekly Report, "2018 Key Views: BCA's Outlook & What It Means For Global Fixed Income Markets", dated December 5th 2017, available at gfis.bcareseach.com. 2 Using rolling averages of 60-day realized hedged yield volatility. Recommendations The GFIS Recommended Portfolio Vs. The Custom Benchmark Index Duration Regional Allocation Spread Product Tactical Trades Yields & Returns Global Bond Yields Historical Returns
Special Report Highlights Trump faces few constraints to further protectionism. His tariff announcement confirms our constraints-based methodology. Previous examples of U.S. protectionism show that the end game was not trade war, but USD depreciation. Key bellwethers for further protectionism are: waivers for allies, NAFTA, and China. The USD's global reserve currency status is at risk over the long run due to geopolitical multipolarity. Stay long defense stocks; short China-exposed S&P500 versus domestic-oriented companies; short EM assets. Feature "The import duty delights me..." - President Richard Nixon, August 2, 1971 (Oval Office Tapes) "Trade wars are good and easy to win." - President Donald Trump, March 2, 2018 The market has proven to be a terrible geopolitical analyst. It lost faith in Trump's overtly stated populism quickly into his presidency: What did the market do when Congress failed to pass repeal/replace of Obamacare? It immediately reduced the odds that the Republican-held Congress would get tax cuts or anything else done. What did the market do when Trump presented an austere "skinny budget," a budget that is normally ignored when any other president announces it? It immediately faded the odds of more deficit spending. What did the market do when Trump had a pleasant first meeting with Chinese President Xi Jinping at the Mar-a-Lago resort?1 It faded the odds of a trade war. It is becoming increasingly clear that the market has no framework for analyzing politics. It got the profligate tax cuts, extraordinary fiscal stimulus, and now Trump's protectionism wrong. In this Client Note, we explain how we got the odds of a trade war right, why market repricing is instructive, and how investors should position themselves for the coming volatility. Constraints Versus Preferences The mantra of BCA's Geopolitical Strategy is that preferences are optional and subject to constraints, whereas constraints are neither optional nor subject to preferences. When making our forecasts, we focus on the constraints that bind policymakers and we ignore their preferences. President Trump did not announce that he would impose a 25% tariff on all imported steel and a 10% tariff on all imported aluminum because he was "unglued" or "angry" any more than World War One started because a Serb nationalist shot an Austrian archduke! He did so because he can. President Trump faces scant political, constitutional, and economic constraints when it comes to pursuing protectionist policies. Hence we have warned our clients to prepare for higher odds of trade wars and protectionism since the moment he was elected.2 There are three broad reasons why we have expected trade protectionism to re-emerge as a headline risk in 2018:3 Chart 1America Belongs To The Anti-Globalization Bloc Overstated political constraints: President Trump's base is anti-trade. We would argue that all Americans are far more protectionist than our clients wish to admit (Chart 1). Higher prices of Chinese made T-shirts and aluminum beer cans will not deter his supporters, nor will economic and market effects (short of a recession) change his voters' minds before the 2020 election. After all, President Trump was fully transparent during his presidential campaign when he promised a 45%-across-the-board tariff on Chinese imports and condemned NAFTA as a "disaster." It was this rhetoric that allowed him to outperform his opinion polls in the Midwest (Chart 2). Overstated constitutional constraints: The U.S. Congress has punted its responsibility for trade to the executive branch via several legislative acts over the decades. Most relevant at this juncture are: The Trade Expansion Act Of 1962: Allows the president to impose tariffs or quotas to offset any adverse impact of trade on national security;4 The Trade Act Of 1974: Allows the president to impose tariffs or quotas in order to deal with a serious U.S. balance of payments deficit or the unjust trade practices of another state; The International Emergency Economic Powers Act Of 1977: Allows the president to regulate all commerce and freeze all foreign assets in the case of a National Emergency.5 Overstated geopolitical constraints: Investors have continuously discounted the probability of Sino-American tensions, or even open conflict. Our clients know that we have been alarmists on this issue since 2012.6 In fact, it has been a key theme of BCA's Geopolitical Strategy that geopolitical risk is rotating to East Asia and that the constraints to U.S.-China conflict are falling as the symbiosis between the two economies fades (Chart 3). Chart 2Protectionism Boosted Trump In The Rust Belt Chart 3U.S.-China Symbiosis Has Died Bottom Line: If constraints to trade protectionism were considerable, Trump would not have the ability to surprise the markets with bellicose rhetoric on a whim. BCA's Geopolitical Strategy cannot predict individual triggers for events. But our framework allows us to elucidate the constraint context in which policymakers operate. On protectionism, Trump operates in a poorly constrained context. This is why we have been alarmist on trade since day one. Another Reason To Worry: Trump Is Not Unique The U.S. has a relatively recent tradition of bellicose protectionist rhetoric - under Presidents Richard Nixon, Ronald Reagan, and even at times George W. Bush and Barack Obama - perhaps due to the fact that it is the least globally exposed advanced economy (Chart 4). It is difficult to retaliate against the "consumer of last resort," which gives Washington D.C. considerable leeway in bullying global trade partners. Chart 4The U.S. Is Least Exposed To Trade President Nixon famously closed the gold window on August 15, 1971 in what came to be known as the "Nixon shock."7 Less understood, but very much part of the "shock," was a 10% surcharge on all imported goods, the purpose of which was to force U.S. trade partners to appreciate their currencies against the USD. Much like Trump, Nixon had campaigned on a mercantilist platform in 1968, promising southern voters that he would limit imports of Japanese textiles. Also like Trump, he staffed his cabinet with trade hawks. Most notable amongst these was the Treasury Secretary John Connally, who wanted not only to close America's trade deficit but also to reduce U.S. military presence in Europe and Japan.8 Again, just like today, the economists in Nixon's cabinet opposed the surcharge, fearing retaliation from trade partners, while the politicians favored brinkmanship.9 We know from taped conversations of the Nixon White House that he and his advisors worried that the import surcharge could strengthen the dollar. But they decided to impose it anyway because of political expediency - Connally stressed that "it's more understandable to the American people to put on a border tax." They also saw it as a negotiating tactic. The eventual surcharge was said to be "temporary," but there was no explicit end date. The U.S. ultimately forced other currencies to appreciate, mostly the deutschmark and yen. This is unsurprising given Germany's and Japan's total subservience to the U.S. in the early 1970s. Critics in the administration - particularly the powerful National Security Advisor Henry Kissinger - feared that brinkmanship would hurt transatlantic relations and thus impede Cold War coordination between allies. As such, the U.S. removed the surcharge by December without meeting most of its other objectives, which included increasing allied defense-spending and reducing trade barriers to U.S. exports. Even the exchange-rate outcomes of the deal dissipated within two years. Summing up the episode, then Undersecretary of the Treasury, Paul Volcker, remarked that: The conclusion reached by some that the United States shrugged off responsibilities for the dollar and for leadership in preserving an open world order does seem to me a misinterpretation of the facts ... The devaluation itself was the strongest argument we had to repel protectionism. The operating premise throughout was that a necessary realignment of exchange rates and other measures consistent with more open trade and open capital markets could accomplish the necessary balance-of-payments adjustment.10 Volcker's point was that the devaluation of the USD ultimately staved off protectionism. But he also reveals that the U.S. was close to abandoning its role as global defender and consumer of last resort due to domestic economic pressures. What does the 1971 "Nixon shock" teach us? FX depreciation obviates the need for protectionism: In both the case of the "Nixon shocks" and Reagan's 1985 "Plaza Accords," the rest of the world accommodated the U.S. and avoided a global trade war by allowing the USD to depreciate; Politics trumps economics: President Nixon ignored the advice about the economic effects of protectionism and used the import surcharge as a negotiating strategy - a successful negotiating strategy, we should add; Americans are not globalists: Not only is the U.S. economy largely insulated from the rest of the world, but Americans are not unequivocally pro-trade. Nixon was never hurt politically by the surcharge, and it even proved widely popular with the public. President Trump has come under withering criticism for using tariffs in 2018. However, his predecessors did so successfully as part of wider negotiations without ending global trade, all the while remaining popular with the public. The only question the history leaves unanswered is why Trump hasn't used tariffs sooner! What if the rest of the world does not play ball this time around? Two keystone themes of BCA's Geopolitical Strategy suggest that this time may be different: Apex of Globalization: The U.S. could negotiate the 1971 and 1985 currency agreements in part because the promise of increased trade remained intact. Europe and Japan agreed to a tactical retreat to get a strategic victory: ongoing trade liberalization and deeper access to U.S. markets. In 2018, however, this promise has been muted, with global trade as percent of GDP having peaked (Chart 5) and trade growth continuing to trail global GDP growth (Chart 6). America's trade partners may be far less willing to give in to U.S. protectionist threats in a world where the global trade pie is growing at a much slower pace. Multipolarity: During the Cold War, the U.S. had far greater leverage over Europe and Japan than it does today over Europe and China. While the U.S. still guarantees European defense, and thus could see some concessions from its ally, its geopolitical relationship with China is practically hostile. And, at the end of the day, it is Chinese trade policies that have had an adverse effect on U.S. manufacturing, not European. Chart 5Globalization Has Reached Its Apex Chart 6Trade Growth Trails Output Growth If this time is different, American policymakers will be left with only one lever: FX devaluation. Our current view that the USD will rally amidst domestic fiscal stimulus is predicated on the Fed hiking rates faster as inflation picks up. But what if Jay Powell, untested and facing political pressure from the White House, decides to respond to higher nominal GDP growth by hiking rates more slowly? Bottom Line: History teaches us that Trump's bellicose rhetoric is not unique to recent American presidents, let alone to world leaders. Previous times that the U.S. has threatened serious protectionism against trade partners the effect was USD depreciation, not trade wars. In addition, global trade boomed after each U.S. threat of protectionism, it was not derailed. What Matters (And What Does Not)? According to our calculation, Trump's suggested steel and aluminum tariffs would, in the most liberal estimate, impact just 0.3%-0.8% of global trade.11 As such, the proposed tariffs are insignificant from a macro perspective. They would also ostensibly have a much greater impact on U.S. allies, with China and Russia impacted only on aluminum (Chart 7). That said, the market is looking beyond the announced measures as it quickly reprices the greater risk of a global trade war that it ignored for the past 18 months. This, however, does not mean that the probability of a global trade war is high, just that the market was caught unaware due to complacency. We suggest three bellwethers for investors. If all three of these lean towards mercantilism, then the probability of global trade war is indeed high. Exceptions for allies: Given the national security basis for the steel and aluminum tariffs, it is likely that exceptions will be made for U.S. allies Canada and Europe. If yes, then the measure is unlikely to be part of a truly "America First" mercantilist strategy and is instead a veiled swipe at China and a political one-off to satisfy Trump's base ahead of the midterm elections; NAFTA: We have argued that the probability of NAFTA abrogation is around 50%, much higher than what the market is currently pricing in, for similar reasons as those outlined in this report.12 In short, we do not see any constraints - neither legal-constitutional nor political nor economic - preventing President Trump from ending the deal. If the administration continues the negotiations in light of tariff announcements, however, it suggests that the revealed preference of the White House is far less protectionist. It would also suggest that any Trump tariffs are really about China (Chart 8). China intellectual property (IP) theft: The Trump administration is investigating Chinese technology transfer and IP theft under Section 301 of the Trade Act of 1974. If China is found to have acted unfairly, penalties would likely include a combination of tariffs and restrictions on Chinese investment in the U.S.13 This might include an indemnity for cumulative losses from past violations, which would be rare, if not unprecedented, and which China would reject outright. Trump's rhetoric - and China's verifiably severe violations on IP - could produce across-the-board tariffs of a sort that the U.S. has not imposed since the Nixon shock. That would be a game changer in Sino-American tensions. Such a tariff could come to be remembered as the moment the Second Cold War began. Chart 7U.S. Allies Are Most Exposed Chart 8China, Not NAFTA, In Trump's Crosshairs Bottom Line: We would largely discount individual cases of tariffs that target specific goods, depending on the magnitude. These are largely within the realm of the expected and accepted. Trump's proposal would at most affect 0.8% of total global trade and that is assuming that no exemptions are made for allies. The real game changers would be if the U.S. began to think of "national security" in a narrow sense, no longer exempting geopolitical allies from an aggressive trade policy. A combination of both mercantilism and isolationism would imperil the transatlantic alliance and thus the American anchor in Eurasia. The loss of that alliance and that anchor, if pursued to its logical conclusion, would usher in the collapse of America's global hegemony.14 We would watch carefully whether the U.S. goes after China with broad, across-the-board tariffs. An all-out trade assault on China by the U.S. would avoid a global trade war, but would likely usher in a new Cold War, as China's internal stability would be threatened. Investment Implications Our forecast that Trump's protectionism would become investment-relevant in 2018 has come true. Now comes the hard part of forecasting how it plays out. It is tempting to simply replay the 1971 and 1985 episodes. After all, the U.S. is as closed of an economy today as it was then, largely immune to protectionist retaliation from the rest of the world. However, the U.S. economy is a third smaller as a percentage of global GDP than in both those episodes (Chart 9). And its geopolitical relevance to Europe is waning, whereas China remains a potent rival that may not "play ball." In fact, Chinese policymakers may be forced to accept a trade war in order to blame the painful effects of structural reforms on the Trump administration.15 Chart 9The U.S. Is Not As Dominant As It Was Before we assign high probability to any particular investment recommendation based on a higher probability of trade wars, we want to see how the NAFTA negotiations play out, whether the U.S. hits geopolitical allies with tariffs, and how the China IP case plays out. Nonetheless, the following three trades appear cogent even without such evidence: Long defense stocks: Our highest conviction investment call on the theme of "Apex of Globalization" is to go long defense stocks.16 We have recommended a vanilla trade to articulate this view, long S&P 500 aerospace and defense / short MSCI ACW, up 14.56% since initiation in December 2016. For a higher risk, higher reward strategy, we would suggest investors go long a basket of U.K., German, French, Italian, and Japanese major defense companies. In a world where the U.S. ceases to be a defender of last resort, countries will look to diversify their security portfolio away from America, and that will mean demand for non-U.S. military exports. Short U.S.-China plays: Investors should go long the most domestically-focused U.S. sectors - financials and telecoms17 - and go short our index of China-exposed S&P 500 companies. We were stopped out of this trade in March 2017 and again in September 2017, as we bet too early that the market would reprice the probability of a trade war. Short EM: Emerging markets have the most to lose in a potential trade war, especially amid higher U.S. bond yields. However, not all emerging markets are equally exposed. For example, India is largely insulated. A long India / short Brazil equity market position should reap returns in a de-globalized world (and BCA's Emerging Markets Strategy would endorse this trade based on macroeconomic factors). What about the U.S. dollar? Import tariffs ought to be bullish for the greenback, given that they lead to higher domestic policy rates as inflationary pressures rise (and not just passing ones). However, as the previous two examples of U.S. protectionism teach us, the U.S. uses threats of tariffs so that it can get a cheaper USD. From Washington's perspective, both accomplish the same thing. Intriguingly, the U.S. dollar has sold off on the most recent news of protectionism. Or are they already pricing in the likely conclusion of the current impasse (dollar falls) based on historical precedent? Or could it be a more ominous sign that the greenback's days as the global reserve currency are numbered? If the U.S. abandons its twin roles as the world's defender and consumer of last resort, then foreigners may decide that they should no longer reflexively store their wealth in U.S. assets. Think this is all merely geopolitical hogwash? Think again. Chart 10, courtesy of our colleague Mathieu Savary (BCA's chief FX strategist), is probably the best geopolitical chart we have ever published. It illustrates how the U.S. can manage to have a positive net international income despite a deeply negative net international investment position (NIIP). How is this possible? Because foreigners are willing to hold onto U.S. assets (U.S. Treasuries) for largely geopolitical reasons. It is too early to tell if this paradigm shift in global finance is underway. In the short term, Trump's rhetoric is likely to face the same constraints as Nixon's surcharge: geopolitical alliances will force him to carve out exemptions and focus on China. And if a trade war envelopes U.S. and China - rather than the world - we would bet that the U.S. dollar would rally, given that it would remain the safe-haven currency. Remain long DXY for now. Chart 10Exorbitant Privilege Chart 11Multipolarity Undermined The Pound Sterling But our view is that - over the long term - a multipolar world entails a multipolar currency regime. Such a development may come faster than most of us think. For example, the U.K. pound lost nearly a quarter of demand as the global reserve currency between just 1899 and 1913 (Chart 11).18 Financial markets move faster today. Marko Papic, Senior Vice President Chief Geopolitical Strategist marko@bcaresearch.com Matt Gertken, Associate Vice President Geopolitical Strategy mattg@bcaresearch.com 1 And served him chocolate cake that was this big. 2 Please see BCA Geopolitical Strategy Special Report, "Constraints And Preferences Of The Trump Presidency," dated November 30, 2016, available at gps.bcaresearch.com, and "Trump, Day One: Let The Trade War Begin," dated January 18, 2017, available at gps.bcaresearch.com. 3 Please see BCA Geopolitical Strategy Weekly Reports, "Political Risks Are Understated In 2018," dated April 12, 2017, and "Geopolitics - From Overstated To Understated Risks," dated November 22, 2017. 4 The Supreme Court is unlikely to counter U.S. executive action undertaken on the grounds of national security. 5 Such as perhaps the ongoing "American carnage"? 6 Please see BCA Geopolitical Strategy Special Reports, "Power And Politics In East Asia: Cold War 2.0?" dated September 25, 2012, and "Sino-American Conflict: More Likely Thank You Think," dated October 4, 2013, available at gps.bcaresearch.com. 7 Please see Douglas A. Irwin, "The Nixon shock after forty years: the import surcharge revisited," World Trade Review 12:01 (January 2013), pp. 29-56, available at www.nber.org, and Berry Eichengreen, "Before the Plaza: The Exchange Rate Stabilization Attempts of 1925, 1933, 1936 and 1971," Behl Working Paper Series 11 (2015). 8 Treasury Secretary John Connally makes Commerce Secretary Wilbur Ross look like a "globalist." Connally was famous for quipping that "foreigners are out to screw us, our job is to screw them first," and "the dollar may be our currency, but it is your problem." 9 Paul Volcker, then Undersecretary of the Treasury, provided some color on this divide: "As I remember it, the discussion largely was a matter of the economists against the politicians, and the outcome wasn't really close." In fact, the decision to impose the surcharge was made at a secret Camp David meeting on August 13, 1971 at a meeting to which officials from the State Department and the National Security Council were not even invited. 10 Paul A. Volcker, "The Political Economy of the Dollar," Federal Reserve Bank of New York Quarterly Review 1-12 (1978-79), quoted in Irwin (2013) (see footnote 7). 11 The sum of U.S. nominal imports by end-use category with steel and aluminum as part of the description was about US$56 billion in 2017, or roughly 0.32% of global goods exports according to the IMF's Direction of Trade statistics. An alternative and more liberal estimate using UNCTAD data and including a broader range of U.S. metals imports ("iron and steel," all "nonferrous metals," and all "manufactures of metal") yields 0.77%, or about $127 billion out of $16.5 trillion worth of total global imports. The former is more likely than the latter. The executive order raising the tariffs has not yet been issued so details are not known. 12 Please see BCA Geopolitical Strategy Special Report, "NAFTA - Populism Vs. Pluto Populism," dated November 17, 2017, available at gps.bcaresearch.com. 13 President Trump, when commenting on the potential U.S. action, has described the coming punishment as "We're talking about big damages. We're talking about numbers that you haven't even thought about." 14 Please see BCA Geopolitical Strategy Weekly Report, "The Trump Doctrine," dated February 1, 2017, available at gps.bcaresearch.com. 15 Please see BCA Geopolitical Strategy Weekly Report, "Politics Are Stimulative, Everywhere But China," dated February 28, 2018, available at gps.bcaresearch.com. 16 Please see BCA Geopolitical Strategy and U.S. Equity Strategy Special Report, "How To Profit From De-Globalization," dated December 9, 2016, and "Trump, Day One: Let The Trade War Begin," available at gps.bcaresearch.com. 17 Please see BCA U.S. Equity Strategy Special Report, "Top 10 Reasons We Still Like Banks," dated March 5, 2018, available at uses.bcaresearch.com. 18 Please see Barry Eichengreen, et al, "Mars or Mercury? The Geopolitics of International Currency Choice," dated December 2017, available at nber.org.
Highlights Chart 1Inflation Perks Up The Fed has struck a decidedly more upbeat tone in 2018. We noted last week that the Fed staff made upward revisions to its growth forecasts, and then Chairman Jerome Powell testified to Congress that "some of the headwinds the U.S. economy faced in previous years have shifted to tailwinds." So far this more optimistic outlook is borne out in the data. Core PCE inflation rose sharply in January. The annualized 6-month rate of change is back above the Fed's target (Chart 1), and the 12-month rate of change should follow once base effects kick-in in March. For our investment strategy the message is to stay the course. The re-anchoring of inflation expectations will impart another 18 bps to 38 bps of upside to the 10-year Treasury yield. How much higher yields rise beyond that will depend on how well credit markets and equities digest the less accommodative monetary environment. Stay at below-benchmark duration and be prepared to scale back on credit risk once our target range of 2.3% to 2.5% is reached by both the 10-year and 5-year/5-year forward TIPS breakeven inflation rates. Feature Investment Grade: Overweight Chart 2Investment Grade Market Overview Investment grade corporate bonds underperformed the duration-equivalent Treasury index by 62 basis points in February, dragging year-to-date excess returns down to +10 bps. Although last month's sell-off did return some value to the investment grade corporate space, the sector is still expensive compared to both its own history and other comparable sectors. The 12-month breakeven spread for a Baa-rated corporate bond has only been tighter 11% of the time since 1989 (Chart 2). Further, in last week's report we compared breakeven spreads across the investment grade bond universe, split by credit tier.1 Our results showed that municipal bonds offer greater breakeven spreads than investment grade corporates, after adjusting for the tax advantage. We also found that Foreign Agency debt is more attractive than investment grade corporate debt in both the Aa and Baa credit tiers. Local Authority debt is more attractive in the Baa credit tier. With a less than compelling valuation case for investment grade corporates, we will start to pare exposure once our TIPS breakeven inflation targets (mentioned on page 1) are met. This week we take a preliminary step toward de-risking by adjusting our recommended sector allocation (Table 3). The adjustments were made to both increase exposure to sectors that look cheap after adjusting for credit rating and duration, and also to lower the average duration-times-spread (DTS) of the portfolio. Specifically, we downgrade Cable/Satellite, Paper, Media/Entertainment, Brokerage/Asset Managers/Exchanges and Lodging. We upgrade Supermarkets, Tobacco, Life Insurance and P&C Insurance. Table 3ACorporate Sector Relative Valuation And Recommended Allocation* Table 3BCorporate Sector Risk Vs. Reward* High-Yield: Overweight Chart 3High-Yield Market Overview High-Yield underperformed the duration-equivalent Treasury index by 52 basis points in February, dragging year-to-date excess returns down to +97 bps. The average index option-adjusted spread widened 17 bps on the month, and currently sits at 348 bps. The 12-month trailing speculative grade default rate edged down to 3.2% in January, and Moody's projects it will fall to 2% in one year's time. The projected decline is mostly driven by the continued waning of credit stress in the oil & gas sector. Using the Moody's projection as an input, we forecast High-Yield default losses of 1.3% for the next 12 months. This means that if junk spreads are unchanged from current levels we would expect High-Yield to return 251 bps in excess of duration-matched Treasuries (Chart 3). One hundred basis points of spread tightening would translate roughly to excess returns of 661 bps, and 100 bps of spread widening would translate to excess returns of -159 bps. Though High-Yield valuation is more attractive than for investment grade corporates - the 12-month breakeven spread for a B-rated security has been tighter than it is today 28% of the time since 1995, the same measure has been tighter only 13% of the time for a Baa-rated security - we still view the potential for spread tightening in high-yield as limited. First, 130 bps of spread tightening would lead to all-time expensive valuations in the High-Yield index - using the 12-month breakeven spread as our valuation measure. Second, the higher levels of implied equity volatility that are likely to prevail in an environment with a less-accommodative Fed will also limit how far spreads can fall (top panel). MBS: Neutral Chart 4MBS Market Overview Mortgage-Backed Securities underperformed the duration-equivalent Treasury index by 10 basis points in February, dragging year-to-date excess returns down to -25 bps. February's underperformance was concentrated in GNMA and Conventional 15-year issues, and also in 3.5% and 4% coupons. Excess returns for Conventional 30-year MBS were roughly flat, and securities with coupons above 5% delivered strong positive performance. The conventional 30-year zero-volatility MBS spread narrowed 4 bps on the month, split between a 3 bps reduction in the compensation for prepayment risk (option cost) and a 1 bp tightening in the option-adjusted spread. In last week's report we showed that the value proposition in Agency MBS is comparable to a Aaa-rated corporate bond, but is much less attractive than other Aaa-rated securitizations (consumer ABS and CMBS).2 However, MBS are also likely to offer investors more protection in a risk-off environment. Refinancing risk will remain muted as interest rates rise (Chart 4), and in past reports we showed that extension risk will likely be immaterial.3 Valuation in MBS versus investment grade corporates is less attractive than it was a month ago, owing to the recent widening in corporate spreads, but the relative spread is still elevated compared to recent years (panel 3). MBS will start to look more attractive on a relative basis as corporate spreads recoup some of their February losses. After that, we stand ready to shift some exposure from corporate bonds to MBS once our end-of-cycle inflation targets are met. Government-Related: Underweight Chart 5Government-Related Market Overview The Government-Related index underperformed the duration-equivalent Treasury index by 20 basis points in February, dragging year-to-date excess returns down to +22 bps. Sovereign debt underperformed the Treasury benchmark by 108 bps on the month, Foreign Agencies underperformed by 20 bps and Supranationals underperformed by 2 bps. Local Authorities delivered excess returns of +11 bps, and Domestic Agencies performed in-line with the benchmark. The Sovereign index has returned only 9 bps in excess of Treasuries so far this year, compared to 40 bps from the Baa-rated corporate bond index (Chart 5).4 We expect this poor relative performance to continue in the months ahead as the composition of global growth shifts back to the U.S., putting upward pressure on the dollar. In last week's report we looked at 12-month breakeven spreads in each segment of the investment grade U.S. fixed income market.5 Our results showed that Sovereign debt looks expensive across every credit tier. In contrast, Foreign Agency debt and Local Authority debt offer elevated breakeven spreads. Foreign state-owned energy companies account for a large portion of the Foreign Agency index, and this sector's relative performance closely tracks the price of oil. With our commodity strategists now calling for average 2018 crude oil prices of $74/bbl and $70/bbl for Brent and WTI respectively, the Foreign Agency sector should stay well supported.6 Municipal Bonds: Underweight Chart 6Municipal Market Overview Municipal bonds outperformed the duration-equivalent Treasury index by 32 basis points in February, bringing year-to-date excess returns up to +86 bps (before adjusting for the tax advantage). The average Aaa-rated Municipal/Treasury yield ratio declined a modest 1% on the month, concentrated at the long-end of the curve. January's abrupt increase in flows into municipal bond mutual funds reversed course last month (Chart 6). Interestingly, the sudden surge and subsequent reversal in flows was mirrored by the behavior of municipal bond issuance for new capital (panel 2). This suggests that both trends were driven by changes to the federal tax code. While we remain underweight municipal bonds for now, we stand ready to shift exposure out of corporate bonds and into municipal bonds once our end-of-cycle inflation targets are met. But in the meantime, we note that municipal bonds are already quite attractive compared to corporates. In last week's report we showed that tax-adjusted municipal bond breakeven spreads are much higher than for comparable-quality corporate bonds.7 We also note that the yield differential between a tax-adjusted Aaa-rated municipal bond and an equivalent-duration A3/Baa1 corporate bond is only -19 bps (bottom panel). Historically, this yield differential turns positive near the end of the credit cycle and investors get an even better opportunity to shift out of corporates and into Munis. We expect to get that opportunity this year. Treasury Curve: Favor 5-Year Bullet Over 2/10 Barbell Chart 7Treasury Yield Curve Overview The Treasury curve rose sharply and steepened in February. The 2/10 Treasury slope steepened 4 basis points and the 5/30 slope steepened 5 bps. As a result, our recommendation to favor the 5-year bullet versus a duration-matched 2/10 barbell returned +5 bps on the month, though it is still underwater 35 bps since the trade was initiated in December 2016. As we explained in a Special Report last year, bullet over barbell trades are designed to profit from curve steepening.8 But they also depend on what is initially priced into the yield curve. Our model of the 2/5/10 butterfly spread relative to the 2/10 Treasury slope shows that the 5-year note is currently 5 bps cheap on the curve (Chart 7). Or alternatively, it shows that the 2/5/10 butterfly spread is priced for roughly 26 bps of 2/10 curve flattening during the next six months (panel 4). In other words, if the 2/10 slope steepens during the next six months, or flattens by less than 26 bps, we would expect the 5-year bullet to outperform the 2/10 barbell. The window for curve steepening is clearly closing, given that the Fed has adopted a more aggressive tightening bias. However, with inflation on the rise and long-maturity TIPS breakeven inflation rates still below levels consistent with the Fed's target, we think 2/10 flattening in excess of 26 bps during the next six months is unlikely. TIPS: Overweight Chart 8TIPS Market Overview TIPS outperformed the duration-equivalent nominal Treasury index by 9 basis points in February, bringing year-to-date excess returns up to +84 bps. The 10-year TIPS breakeven inflation rate rose 1 bp on the month and currently sits at 2.12%. The 5-year/5-year forward TIPS breakeven inflation rate fell 4 bps and currently sits at 2.21%. As we explained in a recent report, we view the first stage of the cyclical bond bear market as being driven by the re-anchoring of inflation expectations.9 We will consider inflation expectations well anchored when both the 10-year and 5-year/5-year forward TIPS breakeven inflation rates are in a range between 2.3% and 2.5%, where they were the last time that inflation was well anchored around the Fed's target. If the recent trend in realized inflation continues, then this re-anchoring could occur relatively soon. January data show that the annualized 6-month rate of change in trimmed mean PCE jumped to 1.99% (Chart 8), and while the 12-month rate of change rose only slightly to 1.69%, it will start to move higher in March when the strong inflation prints from January and February 2017 are removed from the sample. Our Pipeline Inflation Indicator also suggests that inflation will move higher, as do leading indicators for both shelter and medical care inflation, as we showed in last week's report.10 ABS: Neutral Chart 9ABS Market Overview Asset-Backed Securities underperformed the duration-equivalent Treasury index by 20 basis points in February, dragging year-to-date excess returns down to -16 bps. The index option-adjusted spread for Aaa-rated ABS widened 10 bps on the month and now sits at 45 bps, 12 bps above its pre-crisis low (Chart 9). The 12-month breakeven spread differential between Aaa-rated ABS and Aaa-rated corporate bonds currently sits at +13 bps, solidly above its post-2010 average (panel 3).11 Further, we noted in last week's report that consumer ABS exhibit relatively low excess return volatility.12 Although valuation is quite attractive, the evidence suggests that collateral credit quality is starting to weaken. Delinquency rates have bottomed for both auto loans and credit cards, and a rising household debt service ratio suggests they will continue to trend higher (panel 4). Banks have also noticed the deterioration in credit quality and have responded by tightening lending standards (bottom panel). Historically, tighter lending standards tend to coincide with periods of spread widening. Remain neutral ABS for now, based on still-attractive valuation relative to investment alternatives, but monitor credit trends for a signal on when to downgrade further. Non-Agency CMBS: Underweight Chart 10CMBS Market Overview Non-Agency Commercial Mortgage-Backed Securities underperformed the duration-equivalent Treasury index by 14 basis points in February, dragging year-to-date excess returns down to +47 bps. The index option-adjusted spread widened 4 bps on the month and currently sits at 62 bps, close to one standard deviation below its pre-crisis mean (Chart 10). In last week's report we observed that the 12-month breakeven spread of Aaa-rated non-Agency CMBS is elevated compared to other Aaa-rated sectors (consumer ABS being the exception), but that it also exhibits high excess return volatility.13 While there is no doubt that relative value is attractive, we are concerned about the gap that has emerged between CMBS spreads and the rate of appreciation in commercial real estate (CRE) prices (panel 4). It is possible that tight spreads are simply foreshadowing an imminent re-acceleration in prices, and in fact bank lending standards have become less of a headwind, tightening less aggressively than in recent years (bottom panel). But for now, we think non-Agency CMBS are still not worth the risk. Agency CMBS: Overweight Agency CMBS underperformed the duration-equivalent Treasury index by 6 basis points in February, dragging year-to-date excess returns down to +8 bps. The index option-adjusted spread widened 1 bp on the month and currently sits at 41 bps. In last week's report we noted that the 12-month breakeven spread for Agency CMBS is higher than for all other Aaa-rated sectors, except for non-Agency CMBS and consumer ABS. We also noted that the sector has historically exhibited low excess return volatility. Remain overweight. Treasury Valuation Chart 11Treasury Fair Value Models The current reading from our 2-factor Treasury model (based on Global PMI and dollar sentiment) pegs fair value for the 10-year Treasury yield at 2.96% (Chart 11). The fair value was revised down by 5 bps compared to last month due to a combination of more bullish dollar sentiment (bottom panel) and a tick lower in the Global PMI (panel 3). Of the four major economic blocs, PMIs declined in the U.S., Eurozone and Japan. Only the Chinese PMI managed a slight increase (panel 4). We see the risk of a significant relapse in the U.S. PMI as quite low, but recently highlighted that weakening leading indicators in China could soon bleed into lower Chinese PMI prints.14 This is a significant near-term risk to our below-benchmark duration recommendation. For further details on our Treasury models please refer to U.S. Bond Strategy Weekly Report, "The Message From Our Treasury Models", dated October 1, 2016, available at usbs.bcaresearch.com At the time of publication the 10-year Treasury yield was 2.86%.   Ryan Swift, Vice President U.S. Bond Strategy rswift@bcaresearch.com Alex Wang, Research Analyst alexw@bcaresearch.com Jeremie Peloso, Research Assistant jeremiep@bcaresearch.com 1 Please see U.S. Bond Strategy Weekly Report, "Monetary Restraints", dated February 27, 2018, available at usbs.bcaresearch.com 2 Please see U.S. Bond Strategy Weekly Report, "Monetary Restraints", dated February 27, 2018, available at usbs.bcaresearch.com 3 Please see U.S. Bond Strategy Weekly Report, "On The MOVE", dated February 13, 2018, available at usbs.bcaresearch.com 4 The Baa-rated corporate index is the Sovereign sector's closest comparable in terms of average credit rating. 5 Please see U.S. Bond Strategy Weekly Report, "Monetary Restraints", dated February 27, 2018, available at usbs.bcaresearch.com 6 Please see Commodity & Energy Strategy Weekly Report, "OPEC 2.0 Getting Comfortable With Higher Prices", dated February 22, 2018, available at ces.bcaresearch.com 7 Please see U.S. Bond Strategy Weekly Report, "Monetary Restraints", dated February 27, 2018, available at usbs.bcaresearch.com 8 Please see U.S. Bond Strategy Special Report, "Bullets, Barbells And Butterflies" dated July 25, 2017, available at usbs.bcaresearch.com 9 Please see U.S. Bond Strategy Weekly Report, "The Two-Stage Bear Market In Bonds", dated February 20, 2018, available at usbs.bcaresearch.com 10 Please see U.S. Bond Strategy Weekly Report, "Monetary Restraints", dated February 27, 2018, available at usbs.bcaresearch.com 11 The breakeven spread measures the option-adjusted spread on offer per unit of duration. 12 Please see U.S. Bond Strategy Weekly Report, "Monetary Restraints", dated February 27, 2018, available at usbs.bcaresearch.com 13 Please see U.S. Bond Strategy Weekly Report, "Monetary Restraints", dated February 27, 2018, available at usbs.bcaresearch.com 14 Please see U.S. Bond Strategy Weekly Report, "The Two-Stage Bear Market In Bonds", dated February 20, 2018, available at usbs.bcaresearch.com Fixed Income Sector Performance Recommended Portfolio Specification Corporate Sector Relative Valuation And Recommended Allocation Total Return Comparison: 7-Year Bullet Versus 2-20 Barbell (6-Month Investment Horizon)
Special Report We boosted the financials sector heavyweight S&P banks index to overweight on May 1, 2017,1 and in late-November we also included it in our 2018 high-conviction overweight list. Since last May, relative performance has added considerable alpha to our portfolio, to the tune of 10 percentage points. Currently the S&P banks index is also leading the pack on our 2018 high-conviction call list.2 Nevertheless, the recent steep selloff in the bond markets that actually commenced in September when the 10-year U.S. Treasury yield troughed near 2.05%, compels us to revisit our overweight exposure in the S&P banks index and gauge if there is any "gas left in the tank". In short, our analysis suggests that while banks have been stellar performers, there is still more upside left before we pull the trigger and book handsome profits for our portfolio. Below are our top 10 reasons why we still like banks, despite the recent run-up in relative share prices. Volatility comeback assisting bank profits and valuations. When the Fed injects liquidity and drops interest rates, and during the last cycle also embarked on quantitative easing, volatility takes the back seat (Chart 1). Now that the Fed has started to unwind its balance sheet and also mop up liquidity by lifting interest rates, volatility is springing higher. In other words, the Fed had successfully suppressed volatility for the better part of the past decade, but VIX prints below 10 were clearly not sustainable. Keep in mind, that not only equity market vol, but also FX, commodity and bond volatilities are all on the rise. Fixed income, currencies and commodities (FICC) trading revenues are directly linked to rising volatility and the implication is that this return of vol will boost bank FICC trading profits. Further, volatility has historically been an excellent leading indicator of relative bank valuations and the current message is positive (Chart 2). Chart 1VIX 'The Comeback Kid'... Chart 2...Is Bullish For Banks Accelerating price of credit. Higher interest rates is one of BCA's key themes for 2018 and the selloff in the bond market still has a ways to go. Hitting the 3.25% mark on the 10-year Treasury yield sometime this year would still not constrict the U.S. economy. Roughly 125bps of tightening in a short time span is how much the U.S. economy can withstand, according to recent empirical evidence (November 2010 to February 2011, taper tantrum May 2013 to July 2013 and July 2016 to Dec 2016, Chart 3A), before fanning recession fears as both housing and consumer spending get affected. Any selloff in the 10-year Treasury bond market beyond 3.25% would likely prove restrictive versus being reflective of ebullient growth, but we still remain 40bps shy of that level. Thus, this rising price of credit backdrop bodes well for bank profits and is a harbinger of further stock outperformance (top panel, Chart 3B). Chart 3AThe Rule Of 125bps... Chart 3B...Says Stick With Bank Exposure Pristine credit quality. The unemployment rate keeps on plumbing new cycle lows at a time when unemployment insurance claims are also probing all-time lows, and wages are on the cusp of breaking out of their multi-year lull. Full employment is synonymous with excellent credit quality. The implication is that non-performing loans will remain downbeat as a percentage of total loan books (Chart 4). The latest FDIC QBP released last week also confirmed that credit quality remains pristine. Upbeat credit growth prospects. While bank credit growth ground to a halt in 2017, following a doubling in the 10-year Treasury yield in the back half of 2016, the economy has since digested this massive tightening in credit conditions. We expect the budding recovery in loan growth to gain steam as the prospects for most loan categories are upbeat (commercial real estate is the sole sore spot). First, the capex upcycle should boost the appetite for C&I loan uptake and our overall U.S. commercial banks loans and leases model is firing on all cylinders (second panel, Chart 5). Second, animal spirits revival is lifting both business and consumer confidence on the back of the recent tax bill passage and overall easing in fiscal policy. The upshot is that loan demand is on a solid footing (third panel, Chart 5). Third, residential real estate (second largest loan category behind C&I loans) price inflation has reaccelerated of late. The home equity rebuild is ongoing and job certainty coupled with the recent uptick in wage inflation suggest that more housing related gains are in store (top panel, Chart 6). Finally, the high yield bond market is flashing green. Historically, narrowing junk spreads underpin loan growth albeit with a slight lag, and vice versa. Why? Tight spreads reflect a euphoric, "risk on" phase typical of later cycle stages when loan growth usually shifts into higher gear as businesses seek to expan Currently, near-cycle lows in the high yield OAS is signaling that loan origination will surge in 2018 (second panel, Chart 6). Chart 4Excellent Credit Quality Chart 5Loan Model Is Flashing Green Chart 6House Price Inflation Is Another Positive EPS growth model flashing green. The bottom panel of Chart 7 introduces our U.S. banks profit growth model and it is humming, reflecting this steadily improving credit growth backdrop. Our model suggests that bank EPS growth euphoria will easily surpass the 20% SPX earnings growth hurdle that we are penciling in for calendar 2018 (please refer to Charts 2 & 3 from the February 5th "Acrophobia" Weekly Report). Stock outperformance follows earnings outperformance and this cycle will prove no different. Dividend payout increases. This past summer marked the first time since the GFC that all examined banks passed the Fed's extremely stringent stress tests with flying colors. As a result, the Fed allowed banks to bump dividend payouts. Chart 8 shows that the dividend payout ratio has more room to run and we expect dividend growth to reaccelerate in 2018. Chart 7Bank Profits Are ##br##On A Solid Footing Chart 8Pent-Up Demand For ##br##Shareholder Friendly Activities Pent up buyback demand getting unleashed. In late-June of 2017 the Fed also allowed banks to reinstate buybacks as a result of the passing grade on the stress tests. If there is any sector with pent up equity buyback demand, banks fit the bill. Over the past decade, banks have been net issuers of equity as a result of the massive equity raisings during the GFC. The pendulum has now swung the opposite way and net equity retirement will be a boon to bank EPS. In sum, shareholder friendly activities should raise the appeal of owning banks. Best capitalized banking system in the world. From a global perspective, U.S. banks are the best capitalized banks in the G10. Unlike Japan in the 1990s and the Eurozone in the 2010s the U.S. was quick and forceful in recapitalizing the banking sector during the GFC. As Jamie Dimon once quipped about a "fortress balance sheet", Chart 9 corroborates that the U.S. banking system is on a solid footing especially compared with the rest of the G10 that has yet to fully wring out the GFC-related excesses. Thus, foreign flows will likely continue to chase U.S. banks in global equity portfolios. Dodd-Frank regulatory relief. The Dodd-Frank Wall Street Reform and Consumer Protection Act has been acting as a noose around banks' necks above and beyond the Basel III international regulatory framework for banks. The Trump administration is fighting to cut red tape and roll back regulations. Even a modest rethink and relaxation of the Dodd-Frank Act would go a long way in allowing banks to do what they do best: lend. Banks remain a big buyer of risk free and quasi risk free government paper, to the tune of $2.5tn (Chart 10). There is scope for some reshuffling of this asset mix, at the margin, away from the risk free asset and toward corporate and other credit origination. While this may seem somewhat contradictory to the eighth point, we doubt the "Volcker rule" will be fully reversed and entice banks to take similar risks leading up to the GFC and jeopardize the integrity of the U.S. banking system. Compelling valuations. Both on a relative price-to-book and relative forward P/E basis, banks look appealing. While during the GFC banks were correctly trading at a discount to the market's multiple reflecting ailing earnings prospects, now 10 years onward, a discount is no longer warranted. In fact, bank ROE has made a slingshot recovery, although it remains below the previous two cyclical peaks, underscoring that a relative valuation rerating is still in the cards. The S&L crisis of the late-1980s/early-1990s is the closest recent parallel to the GFC, and back then relative valuations played catch up to ROE only in the late 1990s. If history at least rhymes, there are high odds of excellent value getting unlocked before the next recession hits (second panel, Chart 11). Chart 9The U.S. ##br##Leads The Pack Chart 10Room To Reshuffle ##br##Asset Mix Chart 11Catch Up Phase In##br## Relative Valuations Looms Bottom Line: We reiterate the high-conviction overweight in the S&P banks index. The ticker symbols for the stocks in this index are: BLBG: S5BANKX - WFC, JPM, BAC, C, USB, PNC, BBT, STI, MTB, FITB, CFG, RF, KEY, HBAN, CMA, ZION, PBCT. Anastasios Avgeriou, Vice President U.S. Equity Strategy anastasios@bcaresearch.com 1 Please see BCA U.S. Equity Strategy Weekly Report, "Girding For A Breakout?" dated May 1, 2017, available at uses.bcaresearch.com. 2 Please see BCA U.S. Equity Strategy Weekly Report, "2018 High-Conviction Calls," dated November 27, 2017, available at uses.bcaresearch.com. Current Recommendations Current Trades Size And Style Views Favor value over growth. Stay neutral small over large caps (downgrade alert).
Highlights We re-examine our Yield and Protector portfolios to find out which assets will hold up best if there is a material correction. Our tactical view on gold is neutral, but the risk in gold prices will remain skewed to the upside this year. Are tariffs on aluminum and steel the start of a trade spat or a trade war? Feature Fears of a trade war and a hawkish tone from Fed Chair Jay Powell at his first Humphrey Hawkins testimony to Congress pushed the U.S. equity market lower last week. The ten-year Treasury yield barely budged however, buffeted by a more hawkish Fed on one side and a trade-induced slowdown in global growth on the other. The dollar was modestly higher last week, but oil and gold prices moved lower. The S&P 500's 4% loss in February was the worst single month since October 2016 and worst February since 2009. Both investment-grade and high-yield credit spreads widened last week, and have yet to return to their late January lows. Moreover, at 22, the VIX remained elevated relative to start of the year, consistent with our view that markets have entered a more volatile, late-cycle phase. With the 2.8% run-up in the S&P 500 since the February 8 low, investors are less concerned that the early February pullback in risk assets was a signal that the equity bull market is over and a recession is right around the corner. Nonetheless, some clients with a more strategic outlook are considering paring back risk now. Others want to know how to protect gains while still participating in the bullish tone for the market BCA expects in the next 12 months. Our Yield and Protector portfolios might provide a way for investors to protect against the downside while still participating in the S&P 500. Preparing For A Pullback BCA recommends investors stay overweight on equities and U.S. spread product, but expects that positions should be moved to neutral later this year and then to underweight sometime in 2019.1 Long-term investors should already consider paring back their exposures to both asset classes given that valuations are stretched. We have periodically recommended that a variety of investments be added as portfolio "insurance" to help guard against a material correction in equities. We recently highlighted two forms of insurance: our Yield and Protector Portfolios. We introduced the Yield Portfolio in October 20142 and first discussed the Protector Portfolio in October 2015.3 This week, we revisit the issue by comparing both portfolios with a more common form of insurance: shifting from cyclical to defensive stocks within an equity allocation. The Yield Portfolio (YP) emphasizes "high quality carry", along with some protection via TIPS (25% of the Portfolio), if inflation begins to surprise on the upside after investors are conditioned to expect only deflation shocks. The YP performs well in an environment of slow nominal growth, no recession and gradual interest-rate hikes. On the other hand, the Protector Portfolio (PP) is designed to provide insulation against both deflationary (gold and trade-weighted dollar) and inflationary (TIPS) tail risks. Therefore, the PP may underperform risk assets for a time if tail risks keep receding. Still, it has done well during the equity rally and conservative investors should consider adopting it. As discussed in the section below, our tactical view on gold is neutral, but the BCA Commodity & Energy Strategy notes that the risk in gold prices will remain skewed to the upside this year. Charts 1, 2, and 3 show a breakdown of the relative performance of S&P 500 defensives along with our Yield and Protector Portfolios. Panels 2 and 3 of Charts 1, 2 and 3 present the rolling one-year beta and alpha of each strategy versus the S&P 500. Alpha is presented as the difference between the actual year-over-year excess return of the portfolio (versus short-term Treasury bills) and what would have been expected given the portfolio's beta. This measure is also referred to as "Jensen's alpha." Chart 1S&P 500 Defensives##BR##A Modestly Low Beta Option Chart 2A Lower Beta##BR##Than Defensives Chart 3A Beta Near Zero,##BR##And Positive Alpha Based on the historical beta of the three portfolios versus the S&P 500, defensive stocks are the most correlated with the overall equity market. Our PP had a negative correlation to the broad market until earlier this year, when it turned slightly positive. BCA's YP is somewhere in between, with a positive but relatively low beta. This is consistent with the equity composition of the three portfolios (shown in Table 1). Note that our protector portfolio is composed entirely of non-equity assets. Table 1A Breakdown Of Three##BR##Portfolio Insurance Options After accounting for their lower betas, all three portfolios have outperformed the S&P in risk-adjusted terms since the onset of the global economic recovery. However, the three portfolios have experienced a relative decline versus the S&P 500 since Trump's election. This has occurred due to passive rather than active underperformance. In other words, they have underperformed because they failed to keep up with the S&P 500 rather than because of losses in absolute terms. We draw two important conclusions from Charts 1, 2 and 3 for U.S. multi-asset investors. First, the lower beta of our YP and PP compared with S&P defensives means that the former represent a better insurance against a sell-off in the equity market rather than the latter. Secondly, the persistently positive volatility-adjusted returns for our insurance portfolios highlights an investor preference for these assets in the past few years. However, since late 2017 when investors began to significantly upgrade the prospects for global growth and U.S. corporate profits, all three portfolios struggled to outperform the S&P 500 on a risk-adjusted basis. BCA's forecast implies that these portfolios may continue to struggle in the next year or so. For now, our investment bias towards equities over government bonds makes us less inclined to favor a low beta position within a balanced portfolio. Our analysis suggests that clients who anticipate the need for portfolio insurance in the coming year should back our YP and PP over a defensive-sector allocation. We would likely extend this recommendation to all clients if there is any material progression towards the sell-off triggers identified in the Bank Credit Analyst's February 2018 publication.4 Bottom Line: Investors seeking protection against a potential equity market sell-off should look to our Yield and Protector Portfolios over defensive-sector positioning. We do not currently recommend these portfolios for all clients, but we may do so if our key sell-off triggers are breached. Gold Bugged Our tactical view on gold is neutral, but the BCA Commodity & Energy Strategy notes that the risk in gold prices will remain skewed to the upside this year. The yellow metal is supported by increasing inflation and inflation expectations, heightened geopolitical risks and greater volatility in equity markets.5 However, the higher inflation and inflation expectations will be countered by Fed rate hikes, which will boost the U.S. dollar and lift real rates in our base case. Strategically, we expect that gold will provide a good hedge against any downturn in equities when the bull market turns bear in 2H19. Chart 4 shows that the price of gold in real terms is still very expensive. On a nominal basis, gold is at the top end of a trading channel initiated in early 2012 (Chart 5). There has been a significant gap between the model value and the actual price of gold for the past four years. The real price of gold remains elevated, although inflation has been well contained. Chart 4Model Suggests Gold Is Overvalued Chart 5Testing Top End Of A Downward Channel However, the macro environment BCA envisions for 2018 is also supportive for gold (Table 2). Gold tends to perform well when oil prices rise and as the 2/10 Treasury curve steepens. Moreover, gold prices tend to go up when the U.S. economy benefits from fiscal thrust and tax cuts. Furthermore, the soundings on the February ISM manufacturing index support higher gold prices. When the headline index is above 60 as it was in February (60.8), gold climbs by an average of 31%. Even 12 months after ISM is above 60, gold returns are over 20%. The elevated level of ISM new orders (64.2) and price (74.2) indices in February also suggest solid increases for gold. Finally, gold prices climb in the late stages of an economic expansion, such as the current one that began in 2009.6 Even so, our 6 to 12-month view on gold is that it will take its cues from Fed policy and policy expectations. The Fed is not behind the curve on inflation, and inflation expectations and measured inflation remain low. Our CPI and PCE models (Chart 6) show only a modest acceleration in inflation by year-end, which will be sufficient to keep the Fed on track this year as it continues to shrink its balance sheet and boost rates four times. Thus, there is no pressing need to hold gold as a hedge against inflation in the next year. Nonetheless, for those investors too concerned about a pullback that turns into a correction or a bear market, we note that gold has a 33% weight in our Protector Portfolio. Table 2Favorable Macro Backdrop For Gold Chart 6BCA's Inflation Models Show Only##BR##Modest Acceleration Through Year-End Bottom Line: Gold is expensive in real terms relative to a set of fundamentals that have explained its real price since 1970. However, it may have a better value on a strategic basis or as part of a portfolio designed to protect against falling equity prices. Moreover, our macro backdrop forecast for the next 12 months supports higher gold prices. Keep gold as a strategic portfolio hedge. Trade Off BCA's Geopolitical Strategy team has long argued that two sources of geopolitical risk this year are China's trade surplus and Trump's position on trade relations with China, Canada and Mexico. Specifically, the view is that weak poll numbers may lead Trump to trigger trade disputes with important trading partners such as China, Mexico and Canada. However, our geopolitical analysts also point out that investors should not confuse a trade spat with a trade war. There are very few legal or constitutional constraints on Trump over trade issues (Table 3). It will be his decision whether to adopt sweeping tariffs (trade war) as opposed to a more targeted approach (trade spat). Clearly, the former is more disruptive and raises more uncertainty, so this is the key distinction to keep in mind. Presidents Nixon, Reagan, Bush (II) and Obama all imposed temporary tariffs on items (including steel and aluminum, and including by citing national security concerns) without triggering a trade war. Late last week, Trump indicated that he would announce tariffs on steel and aluminum this week. He implied that he would go for a broad-based approach of penalizing all steel and aluminum imports, which points toward the more aggressive approach. But the details (whether he exempts U.S. allies and partners or narrows the scope of goods) will not be certain until he issues his official proclamation. Table 3Trump Faces Few Constraints On Trade Steel and aluminum get the headlines, but account for only a small share of U.S. trade and GDP7 (Chart 7). BCA is more concerned about the Administration's stance on more deeper issues, like the WTO, NAFTA, or (in China's case) intellectual property and state-owned enterprises.8 The issues here are harder to quantify, have few precedents, and have more structural and ideological issues which are at stake. The U.S. has a massive trade surplus in services and in intellectual property,9 so a prolonged disruption would pose a serious threat to the U.S. economy, at least in the short term. Trump's decision on intellectual property trade with China is due on August 12, but could occur earlier. BCA's stance on U.S.-China relations is bearish in the long run.10 We place high odds on an eventual trade war, but the timing is a tougher call. Investors should not view China's proportional retaliation on an item-by-item basis as the start of a trade war. BCA's view is that China's leadership will try to offer reforms and investment opportunities to pacify Trump. However, there is a risk either that China offers no reforms (in which case Xi Jinping's rampant Communism exacerbates trade conflicts) or that Trump may introduce broad sweeping measures that give China no choice but to respond in kind, leading to a trade war. Our Geopolitical Strategy service notes that the probability of Trump abrogating NAFTA is as high as 50%. The seventh round of NAFTA talks concludes this week; an eighth round is scheduled for late March. Negotiations could drag on right to the Mexican election on July 1, but if they are not looking more optimistic by this spring then the risk of the U.S. (or Mexico) walking away will rise. The U.S. economy has been largely unaffected by NAFTA and would likely experience no disruption if Trump abrogated the deal and began negotiations on bilateral trade agreements with Canada and Mexico (Chart 8). Chart 7Steel And Aluminum In Perspective Chart 8U.S. Economy: Largely Unaffected By NAFTA Bottom Line: Elevated trade tensions with China,11 Canada and Mexico are near-term risks to global growth. From now through April could be a decisive time for the Trump Administration with China and NAFTA. We are bearish on U.S.-China relations in the long term. If Trump abandons NAFTA, the implications for the U.S. economy would be muted, although U.S. inflation may push higher. Such a decision would also send a clear signal to other key U.S. allies. However, if Trump stands by NAFTA, then it signals that he has sided with the establishment on trade. This would be bullish for risk assets and would lower geopolitical risk premia. John Canally, CFA, Senior Vice President U.S. Investment Strategy johnc@bcaresearch.com Matt Gertken, Associate Vice President Geopolitical Strategy mattg@bcaresearch.com 1 Please see BCA Research's Global Investment Strategy Weekly Report, "The Next Recession: Later But Deeper," published February 23, 2018. Available at gis.bcaresearch.com. 2 Please see BCA Research's U.S. Investment Strategy Weekly Report, "Ice Storm", published October 20, 2014. Available at usis.bcaresearch.com. 3 Please see BCA Research's U.S. Investment Strategy Weekly Report, "A Tenuous Relief Rally", published on October 12, 2015. Available at usis.bcaresearch.com. 4 Please see BCA Research's Bank Credit Analyst Monthly Report, February 2018. Available at bca.bcaresearch.com. 5 Please see BCA Research's Commodity & Energy Strategy Weekly Report, "Gold Still Shines Despite Threat Of Higher Inflation", published February 1, 2018. Available at ces.bcaresearch.com. 6 Please see BCA Research's U.S. Investment Strategy Weekly Report, "The Late Cycle View", published October 16, 2017. Available at usis.bcaresearch.com. 7 Please see BCA Research's Commodity & Energy Strategy Weekly Report, "Global Aluminum Deficit Set To Ease", published March 1, 2018. Available at ces.bcaresearch.com. 8 Please see BCA Research's Geopolitical Strategy Weekly Report, "America Is Roaring Back", published January 31, 2018. Available at gps.bcaresearch.com. 9 Please see BCA Research's U.S. Investment Strategy Weekly Report, "Can The Service Sector Save The Day?", published June 5, 2017. Available at usis.bcaresearch.com. 10 Please see BCA Research's Geopolitical Strategy Weekly Report, "Trump, Day One: Let The Trade War Begin", published January 18, 2017. Available at gps.bcaresearch.com. 11 Please see BCA Research's Geopolitical Strategy Weekly Report, "Politics Are Stimulative, Everywhere But China", published February 28, 2018. Available at gps.bcaresearch.com.
Highlights Easier fiscal policy will cause U.S. inflation to rise or force the Fed to raise rates more aggressively than the market is discounting. Either outcome is likely to lead to a real appreciation in the dollar. Policy developments are starting to work in the greenback's favor. The Fed's leadership is turning somewhat more hawkish. Trade protectionism is also on the rise. Contrary to yesterday's market reaction, this will end up being dollar-bullish. The only plausible scenario where the dollar weakens in the face of bountiful fiscal stimulus is one where U.S. rates rise a lot but foreign rate expectations rise even more. Such an outcome is not particularly likely, considering that the U.S. is going from laggard to leader in the global growth horserace and most central banks are tightening monetary policy much more gingerly than the Fed. Nevertheless, it cannot be excluded, which is why investors should consider going long 30-year U.S. Treasurys versus German bunds in currency-unhedged terms. This position would pay off if EUR/USD weakens, while also providing downside protection in the case where the greenback comes under pressure due to a narrowing in the long-term interest rate spread between Germany and the U.S. Held to maturity, investors stand to gain 40% on this position. Feature Beware Of "Arguments By Accounting Identity" One of the biggest mistakes economic commentators make is that they engage in "arguments by accounting identity." These arguments almost always fall flat. This is because there are plenty of ways for accounting identities to hold true, only a small number of which are consistent with how people actually respond to economic incentives. Consider the often-cited identity which says that the difference between what a country saves and what it invests is equal to its current account balance or, in algebraic terms, S-I=CA. The U.S. is currently operating at close to full employment. It is sometimes asserted, using this formula, that a large dollop of fiscal stimulus will drain national savings, thereby increasing America's current account deficit. A bigger current account deficit is normally associated with a weaker currency. Ergo, fiscal stimulus must be dollar-bearish. It is a plausible sounding argument, but it makes no sense because it confuses cause and effect.1 It is analogous to saying that an increase in the number of apples coming to market means that the price of apples will fall even when it is apparent that farmers are planting more apple trees because the demand for apples is rising. If the government cuts taxes and boosts outlays, aggregate spending will increase. Should the value of the dollar simultaneously fall, the composition of that spending will shift towards domestically produced goods and services. Not only will people want to spend more, but they will also want to devote a larger share of their spending on U.S.-made goods. But how exactly is the economy supposed to generate all this additional output? It is already running at full capacity! The only story that makes sense is one where the value of the dollar rises. That would allow aggregate spending to go up, while ensuring that spending on American-made goods and services remains the same. Table 1 illustrates this point using a stylized example of a hypothetical economy. Table 1A Stronger Currency Can Be A Counterweight To Fiscal Stimulus U.S. imports account for about 15% of GDP (Chart 1). Assuming no change in the exchange rate, spending on domestically produced goods and services will rise by about 85 cents in response to every $1 increase in aggregate demand. If the economy cannot produce this additional output due to a lack of available workers, one of two things will happen: Either inflation will go up or the Fed will be forced to raise rates more aggressively than it otherwise would. Chart 1U.S. Trade As A Share Of The Economy Both outcomes imply a "real appreciation" in the dollar exchange rate, which can be thought of as the value of foreign goods and services that can be acquired by selling a basket of U.S. goods and services.2 In the former case, the real dollar exchange rate will appreciate because the U.S. price level will rise relative to prices abroad. In the latter case, the real dollar exchange rate will appreciate because higher interest rates will put upward pressure on the nominal value of the currency. Two Paths To A Real Dollar Appreciation The catch is that it is impossible to know how much of the real appreciation will occur through higher inflation and how much of it will occur through a stronger nominal dollar. In theory, one could envision a scenario where the real value of the dollar rises even as the nominal value declines. This would happen if the Fed fell so far behind the curve that inflation rocketed higher. Alternatively, one could contemplate a scenario where the Fed raises rates too aggressively, driving the dollar up so much that the economy falters and inflation declines. Our baseline scenario lies somewhere between these two extremes. We expect U.S. fiscal stimulus to push up inflation, while also pushing up the nominal trade-weighted dollar. It rarely happens that real and nominal exchange rates move in opposite directions (Chart 2). Thus, if the real dollar exchange rate appreciates, the nominal exchange rate is bound to appreciate as well. Chart 2Nominal And Real Exchange Rates Tend To Move In The Same Direction Global Growth: Back To The USA So why, then, has the dollar been on the back foot over the past year? The answer is better economic prospects at home were more than matched by stronger growth abroad. Keep in mind that the discussion above does not need to be confined to fiscal stimulus. Anything that causes domestic demand to accelerate is apt to trigger a real appreciation of the currency. After a sluggish recovery following the sovereign debt crisis, euro area growth accelerated last year as credit markets thawed and pent-up demand was unleashed. Sensing better economic times ahead, investors bid up the euro. The global growth revival was assisted by a rebound in global manufacturing activity. The manufacturing sector tends to be highly procyclical; when global growth accelerates, manufacturing production usually accelerates even more. The U.S. manufacturing sector accounts for only 12% of GDP, compared to 18% in the euro area, 21% in Japan, and 30% in China (Chart 3). As such, an improving manufacturing outlook disproportionately helped the rest of the world. Meanwhile, a rebound in commodity prices aided emerging markets and other economies with large natural resource sectors. Looking out, the picture for global growth is murkier. Global manufacturing PMIs have likely peaked. Korean exports, a leading indicator for the global business cycle, have softened (Chart 4). China is decelerating, with this week's weaker-than-expected official PMI print being the latest example. This could weigh on metals prices (Chart 5). As we discussed last week, slower global growth tends to benefit the dollar.3 Meanwhile, the composition of global demand growth should shift back toward the U.S. thanks to the lagged effects from the relative easing in financial conditions that the U.S. enjoyed last year, as well as all the fiscal stimulus coming down the pike (Chart 6). Chart 3Global Manufacturing Revival ##br##Not Benefiting The U.S. Much Chart 4Global Growth Seems To Be Peaking Chart 5Chinese Slowdown Will Weigh On Metal Prices Chart 6Lagged Easing In Financial Conditions ##br##And Fiscal Stimulus Bode Well For Growth A More Dollar-Friendly Policy Backdrop Policy developments are starting to work in the dollar's favor. Jerome Powell tried not to rock the boat during his Humphrey-Hawkins testimony this week. However, he did stress that the economic outlook did improve since the Fed last met in December, seemingly opening the door to four rate hikes this year. That was enough to lift the DXY by 0.4%. Powell is not a doctrinaire hard-money type, but he is no Yellen clone either. Remember this was the guy who said back in 2012 that "We look like we are blowing a fixed-income duration bubble right across the credit spectrum that will result in big losses when rates come up down the road. You can almost say that is our strategy."4 Critically, there are still four vacancies on the Fed's Board of Governors. If the nomination of Martin Goodfriend - who is definitely no good friend of easy money - is part of a broader trend, the composition of the board will shift in a somewhat more hawkish direction. Meanwhile, the Trump administration has introduced tariffs on imported steel and aluminum. While we do not expect this decision to trigger an all-out trade war, it will almost certainly prompt retaliatory actions. There are three reasons why an escalation in trade protectionism would help the dollar. First, a decrease in global trade would likely reduce trade surpluses and deficits alike. This would shift demand back towards economies such as the U.S., which run trade deficits, at the expense of surplus economies such as Japan, China, and the euro area. Second, a slowdown in trade flows would curb global growth. As noted above, slower global growth tends to be dollar-bullish. Third, the specter of trade wars would exacerbate geopolitical risks. A more uncertain political landscape, even when instigated by the U.S., tends to prop up the dollar. It is true that foreign powers could retaliate against the U.S. by buying fewer Treasurys. But why would they? This would only drive down the dollar, giving U.S. exporters an even greater advantage. The smart strategic response would be to intervene in currency markets with the aim of bidding up the dollar. All this suggests that the dollar may be ripe for a rebound. Positioning has gotten fairly short the dollar (Chart 7). This raises the odds of a short-covering rally. Momentum measures have also improved over the past few weeks, an important consideration given that the dollar is one of the most momentum-driven currencies out there (Chart 8). Chart 7Speculative Positioning Has Gotten Increasingly Dollar-Bearish Chart 8Momentum Matters, And It May Be Starting To Move Back In The Dollar's Favor A Safer Way To Go Long The Dollar: Buy 30-Year Treasurys/Short 30-Year German Bunds, Currency-Unhedged The only scenario where the dollar weakens in the face of bountiful fiscal stimulus is one where U.S. rates rise a lot but foreign rate expectations rise even more. Sharply higher U.S. interest rates would offset the stimulative effects of a weaker dollar, thus preventing the economy from overheating. Such an outcome is not particularly likely, given that the U.S. is going from laggard to leader in the global growth horserace, and most central banks are tightening monetary policy much more gingerly than the Fed. Nevertheless, it cannot be excluded. As such, investors should consider going long 30-year U.S. Treasurys versus German bunds in currency-unhedged terms. This position would pay off if EUR/USD weakens, while also providing downside protection in the case where the greenback comes under pressure due to a narrowing in the long-term interest rate spread between Germany and the U.S. The trade is effectively a bet that the interest rate differential between bunds and Treasurys - which has widened sharply this year, even as the dollar has weakened - will revert to its former self (Chart 9). Over the long haul, it is hard to see how one could lose money on this trade. As we go to press, 30-year Treasurys are yielding 3.11% while 30-year bunds yield only 1.29%. The euro would have to strengthen to 2.10 against the dollar over the next 30 years to cancel out the 182 bps in additional carry that U.S. bonds are offering. Even if one assumes that the fair value for the euro climbs by 0.4% annually due to lower inflation in the common-currency bloc, this would still leave the euro 40% overvalued.5 To maintain consistency with our other trade recommendations, we are closing our short 30-year Treasury trade for a gain of 3.8% and opening a new trade going long 30-year TIPS breakevens. Chart 10 shows that long-term inflation expectations as gauged by 30-year breakevens are still 27 basis points below where they were on average between 2010 and 2013. Chart 9EUR/USD And Long-Term Spreads Will Recouple Chart 10More Upside To Long-Term TIPS Breakevens Investment Conclusions We expect the dollar to strengthen over the coming months. EUR/USD should ultimately bottom at around 1.15. EM currencies will also struggle on the back of slower Chinese growth and higher financing costs for dollar-denominated loans. Among commodity producers, we favor "oily" currencies such as the Canadian dollar and Norwegian krone over metal exporters such as the Australian dollar. Our commodity strategists expect Brent and WTI to average $74 and $70/bbl this year, above current market expectations of $66 and $62, respectively. They note that Saudi Arabia has a strong incentive to boost oil prices by curtailing production in the lead up to Aramco's initial public offering. The yen is better positioned to hold its ground, considering that it is still very cheap and positioning remains heavily short (Chart 11). My colleague, Mathieu Savary, discussed the yen's prospects two weeks ago.6 A rebound in the dollar and creeping protectionism will pose headwinds for global equities. Nevertheless, with corporate earnings continuing to surprise on the upside, this is unlikely to derail the cyclical bull market in stocks. However, investors should prepare for a lot more volatility, as we flagged in several reports earlier this year.7 At the regional level, U.S. equities have underperformed their global peers in common-currency terms since the start of 2017, but outperformed in local-currency terms (Chart 12). We could see a reversal of that pattern over the coming months as the dollar begins to firm. Chart 11The Yen Is Cheap And ##br##Positioning Is Short Chart 12A Stronger Dollar Could Reverse ##br##U.S. Equity Relative Performance Peter Berezin, Chief Global Strategist Global Investment Strategy peterb@bcaresearch.com 1 Paul Krugman made a similar point more than 20 years ago. 2 The real exchange rate between two currencies is the product of the nominal exchange rate and the ratio of prices between the countries. A real appreciation tends to make a country less competitive, either through a nominal increase in its currency or through an increase in prices in that country relative to those of its trading partners. 3 Please see Global Investment Strategy Weekly Report, "The Next Recession: Later But Deeper," dated February 23, 2018. 4 Please see FOMC Meeting Transcript, "Meeting of the Federal Open Market Committee on October 23-24, 2012," Federal Reserve. 5 For this calculation, we assume that the fair value for EUR/USD is 1.32, which is close to the IMF's Purchasing Power Parity (PPP) estimate. The inflation differential of 0.4% is based on 30-year CPI swaps. This implies that the fair value for EUR/USD will rise to 1.49 after 30 years. If the euro needs to strengthen to 2.10 over 30 years to cover the cost of carry, this would leave it 41% (2.10/1.49) overvalued. Our assessment would not change much if we used Germany rather than the euro area as the basis for the analysis. We estimate that the fair value exchange rate for Germany is 1.45, which is higher than the fair value exchange rate for the euro area as a whole. However, the differential in 30-year CPI swaps between Germany and the U.S. is only 16 basis points. Thus, if the fair value German exchange rate evolves in line with inflation differentials, it would rise to only 1.52. This would still leave Germany 38% (2.10/1.52) overvalued against the U.S. after 30 years. 6 Please see Foreign Exchange Strategy, "The Yen's Mighty Rise Continues...For Now," dated February 16, 2018. 7 Please see Global Investment Strategy Special Report, "The Return Of Vol," dated February 6, 2018; and Weekly Report, "Take Out Some Insurance," dated February 2, 2018. Tactical Global Asset Allocation Recommendations Strategy & Market Trends Tactical Trades Strategic Recommendations Closed Trades