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Highlights In line with our House view, we expect the broad USD trade-weighted index (TWIB) to continue to appreciate over the next six to 12 months, as U.S. growth outpaces that of other DMs, and the Fed's pace of rate hikes outpaces that of other systemically important central banks. Ordinarily, this would be bad news for the overall commodities complex. However, most commodity prices disconnected from the U.S. dollar in 2015 - 16. This disconnect produced a not-often-seen positive correlation between commodities and the USD, which remained in place into 2017. Fundamentals are keeping oil and base metals correlations weaker vs. the USD. Precious metals and ags are most vulnerable to a stronger USD. Highlights Energy: Overweight. Cracks in Nigeria's Bonny pipeline system will further delay loadings already curtailed by a force majeure declaration, according to local sources. Elsewhere, the Kingdom of Saudi Arabia (KSA) apparently boosted production ahead of the regularly scheduled OPEC meeting in Vienna on June 22, as mounting losses in Venezuela and U.S. sanctions against Iran loom.1 KSA and Russia are pushing for higher production from OPEC 2.0 ahead of the Vienna meeting. Base Metals: Neutral. Although union negotiators took a conciliatory tone in discussions, contract terms between it and BHP Billiton in Chile's Escondida mine still have not been resolved. Among other things, the union proposed a salary increase of 5% and a $34,000 one-off bonus for workers.2 Precious Metals: Neutral. Gold prices held close to $1,300/oz going into this week FOMC meeting. Ags/Softs: Underweight: The USDA revised down its ending-stocks estimates for corn and soybeans for the 2017/18 and the 2018/19 crop years in its latest WASDE, which was released earlier this week. Feature Chart of the WeekUSD TWIB Vs. Chief Commodity Indices Broadly speaking, commodity prices are negatively correlated with the USD TWIB. The principal indices we follow - the CRB, Bloomberg and S&P GSCI index - all are cointegrated with the USD, i.e., they share a long-term trend, wherein commodity prices rise as the USD falls, and vice versa (Chart of the Week). Ordinarily, we would expect the near-term appreciation of the U.S. dollar to weigh on broad commodity indices' performance. These are not ordinary times. Surprisingly, what holds for these aggregate indices does not hold for individual commodity groups within the indices. We've ranked each commodity by industry group, and found that over the long term - and this is critical - oil and base metals are most sensitive to changes in the USD TWIB, while precious metals and ags are less sensitive. A 1% change in the U.S. dollar index leads to a change in the energy sub-index of the CRB of almost 5%, while a 1% change in the TWIB leads to a change of just under 4% for the base metals sub-index of the CRB. For the precious metals sub-index of the CRB, we would expect to see prices change by just under 3% for every 1% change in the dollar index, while for the ags sub-index of the CRB, broadly speaking, we could expect a change of just under 2.5%.3 USD's Complicated Relationship With Commodities To understand what's driving the broad indices and their component sub-indexes, we ran Granger-causality tests to get a better picture of what's driving what.4 On average, the U.S. dollar drives the broad indices, from a Granger-causality perspective. However, it does not drive the individual commodity sub-indexes in the same manner (Table 1). Table 1USD Vs. Commodities: What's Driving What? We found an interesting relationship between copper and oil: Copper's relationship with oil is stronger than its relationship with the USD - likely because both commodities respond to the same demand factors (e.g., global industrial growth), and that mining and refining copper are energy-intensive processes. We still see a long-term underlying common relationship with the U.S. dollar, but copper is more strongly tied to oil. Bottom Line: We ranked the four main commodity groups with respect to their historical sensitivity to the USD using two distinct metrics. Over the long haul, we found the order from most to least sensitive is (1) Energy, (2) Base Metals, (3) Precious Metals, (4) Ags. USD And Commodities Out Of Whack While most commodity indices exhibit strong and stable negative correlations with the U.S. dollar, many of these relationships were pushed out of their long-term equilibria in 2016, and, importantly, have remained out of whack for an unusually long period (Chart 2).5 In fact, we found most individual commodities and commodity groups haven't converged back to their long-term equilibrium correlation levels with the USD TWIB, and their respective divergences are once again moving higher (Chart 3). Chart 2CRB Sub-Indices Out Of Whack With USD Chart 3Short-Term Correlations Remain In Disequilibrium As we've shown in previous research, commodity prices can remain in disequilibrium with the dollar when important fundamental (supply - demand) shocks dominate price formation.6 Table 2 shows which commodity groups are most out-of-equilibrium since 2016 relative to their long-term historical correlation. Energy, especially oil, and base metals groups are at the top of this list. Despite the fact that both of these groups are the most sensitive to the USD, based on our long-term analysis discussed above, the fact that they remain in disequilibria with the USD suggests the increase in the U.S. dollar we expect over the next 6 months will have a limited impact on these commodities. This leaves ags and, notably, precious metals, most vulnerable to the USD appreciation foreseen in our House view. Table 3 shows how the sensitivities of the different commodity groups vs. the USD TWIB have changed from 2015 to now versus the 2000 to 2015 period preceding it.7 Moreover, we see that in the shorter period between 2015 and now, the base metals and oil sensitivities (in red) are not significant. Economically, this means prices have disconnected from the USD during this period, owing to the overwhelming influence of supply-demand fundamentals on the price-formation process. Table 2Rank Of Rolling Correlation Divergences##BR##In 6-Month Vs. 5-Year Rolling Correlations Table 3Fundamentals Overwhelm##BR##USD's Influence Since 2015 The most plausible explanation for this is base metals and oil markets experienced fundamental shocks over the period - especially since 2016, e.g. OPEC launching a market-share war in 2014 and surging production, followed by the OPEC 2.0 production cuts still in force in the market. In theory, and absent important fundamental (supply-demand) shocks in base metals and energy markets (e.g., a strike at major copper mines or an unexpected outcome at the OPEC 2.0 meeting next week), these correlations should converge back to the long-term equilibrium. However, the speed of convergence is unknown. As long as we observe a disequilibrium in the short-term correlations, we can assume that the disequilibrium will be maintained over the short term. The short-term correlation movements show most of the commodity groups were converging toward equilibrium in recent months, but have since reversed course, particularly oil (Chart 4 and Table 2). Chart 4Short- Vs. Long-Term Correlations Divergence We believe the historic correlation levels between base metals and oil prices and the USD TWIB gradually will be restored. However, a number of factors will have to be monitored in order to determine the timing and the level around which the correlations will stabilize - i.e., close to the 2008 - 2013 levels or to those of the 2000 - 2007 period (Chart 5). We found that the EM/DM business cycle - i.e., the relative performance of EM to DM economies - as well as the shape of the oil forward curve generally can act as mediating factors in restoring the correlations of the USD TWIB and commodity prices.8 The stronger EM economies are relative to DM economies, or the more in contango the oil forward curve is, the more negative the correlations between commodities, especially oil and base metals, and the USD TWIB. Obviously, should the opposite occur, we would expect the weaker correlations to persist, although this might not constitute a complete disequilibrium. The mediating factors we mentioned can diminish or enhance the USD - Commodity correlations, but that does not mean they completely break them down. Chart 5Oil Vs. USD TWIB Correlation Remains Out Of Whack Bottom Line: Commodity prices disconnected from the U.S. dollar in 2015 - 16, which led to a rare environment in which the correlations between the USD TWIB and commodities became positive. Surprisingly, this disconnect remained in place for an extended period, which led us to revise our USD-elasticity ranking of commodity groups. As long as the fundamental shocks in the energy and base metals groups continue to dominate price formation in these markets, precious metals and ags will remain the most vulnerable groups to U.S. dollar appreciation. Hugo Bélanger, Senior Analyst Commodity & Energy Strategy HugoB@bcaresearch.com Robert P. Ryan, Senior Vice President Commodity & Energy Strategy rryan@bcaresearch.com 1 Please see "More delays to Nigerian Bonny Light as crude pipeline closes," published by Naija247 in Nigeria on June 11, 2018, and "Saudis Start to Ramp Up Oil Output, Ahead of OPEC Meeting," published by The Wall Street Journal, June 8, 2018. See also BCA Research's Commodity & Energy Strategy Weekly Report, "OPEC 2.0 Guiding to Higher Output; Volatility Set To Rise ... Again," published on March 31, 2018. Available at ces.bcaresearch.com. OPEC 2.0 is the name we coined for the oil-producer coalition led by The Kingdom of Saudi Arabia (KSA) and Russia. 2 Please see "Escondida Union to Copper Investors: Bet on Quick Wage Deal," published by bloomberg.com, June 7, 2018, and "BHP responds to contract proposal from union at Chile's Escondida mine," published by uk.reuters.com on 11 June 2018. 3 These elasticities are the average coefficients for each commodity group we calculated using two different cointegrating regressions - Dynamic Ordinary Least Square and Panel - covering Jan 2000 to now. 4 Granger-causality measures the extent to which changes in one variable cause (or allow one to predict) changes in another variable. This is based on the work of the 2003 Nobel laureate, Clive Granger, who began publishing on this in 1969. Please see "Investigating Causal Relations by Econometric Models and Cross-spectral Methods," Econometrica, Vol. 37, No. 3 (Aug., 1969), pp. 424-438. 5 We make sure the correlations we estimate use cointegrated random variables, which means the empirical results we get provide consistent estimates of actual population correlations. Please see Johansen, Soren (2007), "Correlation, regression, and cointegration of nonstationary economic time series," published by the Center for Research in Econometric Analysis of Time Series at the Aarhus School of Business, University of Aarhus. 6 Please see BCA Research Commodity & Energy Strategy Weekly Report titled "OPEC 2.0 Vs. The Fed," dated February 08, 2018, available at ces.bcaresearch.com. 7 These sensitivities are coefficients in cointegrating regressions, which, given the construction of the regressions, are elasticities. 8 Using threshold regressions, we found the USD impact on BM and energy prices is, on average, weaker when DM stock prices outperform that of EM and when the oil forward curve is backwardated. These two variables act as mediators to the USD-Commodity relationship, and can be used to project the strength of the relationship. Investment Views and Themes Recommendations Strategic Recommendations Tactical Trades Commodity Prices and Plays Reference Table Trades Closed in 2018 Summary of Trades Closed in 2017
Highlights The following four investment themes are likely to play out over the next couple of years: The yield shortfall on German long-dated bunds versus the equivalent U.S. T-bonds and U.K. gilts will narrow, one way or the other. The 10% undervaluation of the trade-weighted euro - as assessed by the ECB itself - will eventually correct. As the euro area's structural over-competitiveness gradually adjusts, euro area sectors that are domestically-oriented, like travel and leisure, will structurally outperform those that are export-oriented, like autos. Swedish real estate and Swedish real estate equities, which are both very richly valued, will underperform. Feature What connects last Sunday's dysfunctional G7 Summit with this week's ECB policy meeting? The answer is the euro area's €450 billion export surplus. Specifically, the €300 billion export surplus in Germany which equals 8% of its GDP - an export surplus that is squarely in President Trump's cross-hairs (Chart of the Week). Chart of the WeekECB Policy Has Driven Up Germany's Export Surplus The interesting thing is that the euro area hasn't always run an export surplus. Before 2012, the euro area's trade with the rest of the world was more or less in balance. Even Germany's export surplus was half of its current size. To put it in Trumpian terms, fewer Mercedes were "rolling down New York's Fifth Avenue." What caused the imbalance to surge in recent years? Was it punitive tariffs or restrictive trade practices in Germany? No, the answer is much simpler than that. ECB Policy Has Driven Up Germany's Export Surplus The export surplus in the euro area and in Germany is just a mirror-image of the euro exchange rate (Chart I-2). As the euro became undervalued, it made euro area exports more competitive and foreign imports into the euro area less competitive. This assessment of euro area over-competitiveness comes straight from the horse's mouth. The ECB's own indicators show that the euro area remains over-competitive by around 10%, meaning the euro is still undervalued by about 10%.1 In turn, the euro's substantial undervaluation is a near perfect function of the yield shortfall on German long-dated bunds versus the equivalent U.S. T-bonds and U.K. gilts (Chart I-3). It follows that the ultimate cause of the euro area's glaring imbalance is ECB policy itself - specifically, the extreme experiment with bond buying and negative interest rates. Chart I-2ECB Policy Has Driven Up The ##br##Euro Area's Export Surplus Chart I-3The ECB's Expansive Monetary Policy Is ##br##Responsible For The Euro's Undervaluation As Germany's former Finance Minister, Wolfgang Schäuble, explained: "When ECB chief Mario Draghi embarked on the expansive monetary policy, I told him he would drive up Germany's export surplus... I promised then not to publicly criticise this policy. But then I don't want to be criticised for the consequences of this policy." The ECB counters that it targets neither the euro exchange rate nor the trade balance; it sets policy to achieve its mandate for price stability. It argues that it is further from its mandate for price stability compared with the Federal Reserve because, ostensibly, the euro area is at a different point in the economic cycle compared with the U.S. This requires the ECB to set an ultra-accommodative policy compared with other central banks. The undervalued euro and trade surplus are the unavoidable spill-overs of this relative monetary policy. ECB Spill-Overs Felt Far And Wide However, one important reason that euro area inflation is underperforming U.S. inflation has nothing to do with the economic cycle. Rather, it is because the official measures of inflation in the euro area and the U.S. are defined differently (Chart I-4 and Chart I-5). The euro area's Harmonized Index of Consumer Prices (HICP) omits the consumption costs of owner-occupied housing, whereas the U.S. consumer price basket includes them at a very substantial 25% weight. Homeowners will testify that the cost of maintaining their homes constitutes one of their largest expenses, and that these costs tend to rise faster than other prices. Using the U.S. as a guide, we estimate that a euro area inflation measure that correctly included home maintenance costs would be running higher than HICP inflation by an average of 0.5 percentage points a year (Chart I-6). Chart I-4Euro Area Inflation##br## Is Underperforming... Chart I-5...Because Euro Area Inflation Omits ##br##Owner-Occupied Housing Costs Chart I-6Including Owner-Occupied Housing ##br##Costs Adds 0.5% To Inflation Just because the statisticians do not measure owner-occupied housing costs in the euro area HICP, it doesn't mean that homeowners do not feel these costs. In Germany, measured inflation is now running at 2.3%, so the true inflation that households feel is running closer to 3%. Meanwhile, interest rates on savings accounts are stuck near zero, which means that German savers are seeing the real value of their savings erode by 3% every year. As Der Spiegel magazine put it to ECB Chief Economist, Peter Praet: "Can you understand why so many Germans regard the ECB as the greatest threat to their personal wealth?" Spill-overs from the ECB's ultra-accommodative policy have also been felt across the Baltic Sea. The Riksbank and the Norges Bank have had to shadow the ECB to prevent a sharp appreciation of their currencies versus the euro. The trouble is that ultra-low and negative interest rates have been absurdly inappropriate for the booming Scandinavian economies. So ECB policy may have generated spill-over housing bubbles in Sweden and Norway (Chart I-7 and Chart I-8). Chart I-7ECB Spill-Overs Felt In Scandinavia Chart I-8Scandinavian Real Estate Appears Richly Valued Hence, a seemingly innocuous 'definitional' difference between the consumer price baskets in the euro area vis-à-vis the U.S. explains: the bulk of the shortfall in euro area inflation; the ECB's justification for ultra-accommodation; the undervalued euro; the euro area's €450 billion trade surplus; deeply negative real interest rates in Germany; and putative housing bubbles in Sweden and Norway. The main argument we hear in the ECB's defence is that the central bank is at the mercy of its treaty. If the treaty demands ultra-accommodation then the ECB must deliver it. But this argument is wrong. The ECB treaty only asks that the central bank delivers "price stability", leaving the ECB with substantial flexibility in how it precisely defines price stability. With this in mind, the ECB - and other central banks - should use this definitional flexibility to minimize differences with other central banks. Because in a world of integrated capital markets, the spill-overs from seemingly innocuous definitional differences are felt far and wide, resulting in political backlashes and economic imbalances. Imbalances Must Correct In The Long Run Ultimately though, economic imbalances must correct, and the corrective mechanism is economic, financial, or political feedback loops, or some combination of these. On this basis, we reiterate four investment themes that are likely to play out over the next couple of years: The yield shortfall on German long-dated bunds versus the equivalent U.S. T-bonds and U.K. gilts will narrow, one way or the other. The 10% undervaluation of the trade-weighted euro - as assessed by the ECB itself - will eventually correct. As the euro area's structural over-competitiveness gradually adjusts, euro area sectors that are domestically-oriented, like travel and leisure, will structurally outperform those that are export-oriented, like autos (Chart I-9). Chart I-9As The Euro's Undervaluation Corrects, It Will Help Euro Area Domestics And Hurt Exporters Swedish real estate and Swedish real estate equities, which are both very richly valued, will underperform. Dhaval Joshi, Senior Vice President Chief European Investment Strategist dhaval@bcaresearch.com 1 Please see https://www.ecb.europa.eu/stats/balance_of_payments_and_external/hci/html/index.en.html The ECB uses three metrics to assess the euro area's competitiveness versus its major trading partners: GDP deflators, CPIs, and unit labour costs. The average of the three metrics suggests that the euro is undervalued by around 10%.The assessment of euro undervaluation assumes that the major euro area economies entered the monetary union at a broadly correct level of competitiveness against each other and against their other major trading partners. This assumption seems valid, given that the net external position of these economies were all in equilibrium at the onset of monetary union. Fractal Trading Model We are pleased to report that our long SEK/GBP currency position hit its profit target of 3% and is now closed. This week we note that the relative performance of two classically cyclical sectors, oil and gas versus financials, is technically stretched and at a 65-day fractal dimension which has accurately predicted the last two major reversals. Hence, our recommended trade is short euro area oil and gas versus euro area financials. Set a profit target of 6% with a symmetric stop-loss. For any investment, excessive trend following and groupthink can reach a natural point of instability, at which point the established trend is highly likely to break down with or without an external catalyst. An early warning sign is the investment's fractal dimension approaching its natural lower bound. Encouragingly, this trigger has consistently identified countertrend moves of various magnitudes across all asset classes. Chart I-10 The post-June 9, 2016 fractal trading model rules are: When the fractal dimension approaches the lower limit after an investment has been in an established trend it is a potential trigger for a liquidity-triggered trend reversal. Therefore, open a countertrend position. The profit target is a one-third reversal of the preceding 13-week move. Apply a symmetrical stop-loss. Close the position at the profit target or stop-loss. Otherwise close the position after 13 weeks. Use the position size multiple to control risk. The position size will be smaller for more risky positions. * For more details please see the European Investment Strategy Special Report "Fractals, Liquidity & A Trading Model," dated December 11, 2014, available at eis.bcaresearch.com Fractal Trading Model Recommendations Equities Bond & Interest Rates Currency & Other Positions Closed Fractal Trades Trades Closed Trades Asset Performance Currency & Bond Equity Sector Country Equity Indicators Bond Yields Chart II-1Indicators To Watch - Bond Yields Chart II-2Indicators To Watch - Bond Yields Chart II-3Indicators To Watch - Bond Yields Chart II-4Indicators To Watch - Bond Yields Interest Rate Chart II-5Indicators To Watch##br##- Interest Rate Expectations Chart II-6Indicators To Watch##br## - Interest Rate Expectations Chart II-7Indicators To Watch##br## - Interest Rate Expectations Chart II-8Indicators To Watch##br## - Interest Rate Expectations
Overweight Consumer finance stocks have been mostly range-bound over the past two years following their significant underperformance in the two years prior. We think the trading range is only a pause as the sector girds itself for another step higher. Unemployment claims, the single largest driver of underlying earnings growth, have diverged from the index's performance in the last five years (top panel). At the same time as unemployment claims have been falling, revolving consumer credit has been expanding at an exceptional rate. Following a lull at the end of last year, growth appears to be reaccelerating (second panel). Meanwhile, the consumer continues to look eminently capable of growing their household balance sheet (third panel). Typically, periods of expanding consumer credit see tightening of credit card interest rate spreads; the opposite has been happening in the most recent period as spreads have widened by 100 basis points from their most recent low in 2014 (bottom panel). Further, according to the Fed's most recent senior loan officer survey, a majority of lenders are willing extenders of credit. The upshot is that consumer finance companies should be able to grow more profitably than in the past. Stay overweight. The ticker symbols for the stocks in this index are: BLBG: S5CFINX - AXP, DFS, SYF, NAVI, COF.
Special Report Highlights Contagion risk from Italy to its European peers presents a buying opportunity; Italian policymakers are constrained by the bond market and avoiding brinkmanship; In a game of chicken between Berlin and Rome, Chancellor Angela Merkel is behind the wheel of a 2.5-ton SUV; Italy's ultimate constraint is its bifurcated economic system - staying in the EU helps manage this problem; Underweight Italian bonds in a global portfolio and short Italian bonds versus their Spanish equivalents. Feature Chart 1Is Contagion Warranted? On May 31, Italy formed the second overtly populist government in the Euro Area. The first was the short-lived SYRIZA government in Greece, which lasted from January to September 2015. Under the leadership of Prime Minister Alexis Tsipras and his colorful finance minister Yanis Varoufakis, Athens took Greece to the brink of Euro Area exit in the summer of 2015. Ultimately, Greek politicians blinked, folded, and re-ran the January election in September, transforming SYRIZA from an overtly euroskeptic party to a europhile party in just eight months. Investors are concerned that "this time will be different." We disagree. To use a poker analogy, Italian policymakers are better positioned to "bluff" their European counterparts as their chip stack is larger. But they are still holding a bad hand, and other players at the table still hold big stacks. The recent turbulence in Italian bond markets has spilled over into other Mediterranean countries (Chart 1). This contagion is unwarranted, as there has been much improvement across the region over the past few years, both politically and economically. As for Italy itself, it is positive that populists have come to power today, for several reasons. First, it will force them to actually run the country, a sobering process that often tempers anti-establishment zeal, as it did in Greece. Second, they will run the country at a time when popular support for the Euro Area and EU remains strong enough to deter an overt attempt to exit those institutions. Third, Italy remains massively constrained by material forces outside of their control, which will force compromises in negotiations with Brussels and fellow EU member states. There Will Be No Contagion From Italy Markets overreacted to the political risks emanating from Italy in recent weeks. Fundamentally, Italy's peripheral peers have emerged stronger from the Euro Area crisis. Since the onset of the Euro Area crisis, Greece, Portugal, Ireland, and Spain - the hardest-hit economies in 2010 - have seen their unit labor costs contract by an average of 8.7%. Over the same period, the rest of the Euro Area inflated its labor cost structure by around 10.9% (Chart 2). Italy remains saddled with a rigid, under-educated, and rather unproductive workforce that has seen no adjustment in labor costs.1 Meanwhile, its Mediterranean peers have practically closed their once-enormous unit labor-cost gap with Germany. Furthermore, all southern European countries now run primary surpluses, reducing the need for external funding (Chart 3). It is fair that the market should apply a fiscal premium to Italy, given the new government's plans to blow out the budget deficit. But no such fiscal plan is in the works in the rest of the Mediterranean. The cyclically-adjusted primary balance - for Italy, Spain, Portugal, and Greece - has gone from a deficit of 4.4% during the height of the debt crisis, to a surplus of 1.4% today. One can argue about whether such fiscal austerity was really necessary. The advantage, however, is that the improvement in structural budget balances has diminished the need for additional austerity measures and could also provide greater fiscal space during the next recession. Finally, household balance sheets have been on the mend for some time. Consumer debt levels as a percentage of disposable income in Spain, Portugal, and Ireland - the epicenter of the original Euro Area debt crisis - have now dipped below U.S. levels. In the case of Italy, importantly, the household sector was never over-indebted to begin with (Chart 4). Chart 2Italy Has Had No Labor-Cost Adjustment Chart 3Mediterranean Austerity Is Over Chart 4No Household Credit Bubble In Italy On the political front, Italians are clearly more euroskeptic than their Euro Area peers (Chart 5). Although only 30% of Italians oppose the common currency, in line with Greece, this is still considerably higher than in Spain and Portugal (Chart 6). Italians also feel less "European" than the Spanish or the Portuguese - i.e., they identify more exclusively with their unique nationality. Again this is in line with Greek sentiment (Chart 7). Italians were not always this way: in the early 1990s, they felt the most European. Chart 5Italy Lags In Support For The Euro... Chart 6...But Only 30% Of Italians Want Out Chart 7Italians Are Feeling More Italian In Portugal and Spain, parties across the political spectrum have responded to improving political and economic fundamentals. In Spain, the mildly euroskeptic Podemos is polling below its June 2016 election result. Its leadership has also abandoned any ambiguity on its support of the common currency, although it still campaigned in 2016 on restructuring Spain's foreign debt. The leading party in the Spanish polls is the centrist Ciudadanos (Chart 8), led by 38-year old Albert Rivera. Much like French President Emmanuel Macron, Rivera has a background in finance - he worked as a legal counsel at La Caixa - and presents a centrist vision for Europe, favoring more integration. The rise of Ciudadanos is important as Spain could have new elections soon. Conservative Prime Minister Mariano Rajoy resigned following a vote of no-confidence engineered by the Spanish Socialist Party (PSOE) leader Pedro Sánchez. However, PSOE only holds 84 seats of the 350-seat parliament. As such, it is unclear how the Socialist minority government will govern, particularly with the budget vote coming in early fall. But investors should welcome, not fear, early elections in Spain. With Ciudadanos set to join a governing coalition, it is clear that Spain's commitments to the Rajoy structural reforms will remain in place while no discussions of Spanish exit from European institutions is on any investment-relevant horizon. In Portugal, the minority government of Prime Minister António Costa has overseen a brisk economic recovery. Costa's center-left Socialist Party has received support in parliament from the far-left, euroskeptic Left Bloc, plus the Communists and Greens. Despite the involvement of the Left Bloc, the minority government has not initiated any euroskeptic policy. The latest polling suggests that Costa could win a majority in 2019. An election has to be held by October of that year, thus potentially strengthening the pro-European credentials of the Portuguese government (Chart 9). Finally, in Greece, the once overtly euroskeptic SYRIZA is polling well below their 2015 levels of support. Ardently europhile and centrist New Democracy (ND) is set to win the next election - which must be held by October 2019 - if polling remains stable (Chart 10). The fascist and euroskeptic Golden Dawn remains a feature of Greek politics, but has a support rate under 10%, as it has over the past decade. In fact, the rising player in Greek politics is the centrist and europhile Movement for Change, an alliance that includes the vestiges of the center-left PASOK, which polls around 10%. Chart 8There Is No Populism In Spain... Chart 9...Or Portugal... Chart 10...And Surprisingly None In Greece Bottom Line: Italy stands alone in the Mediterranean as a laggard on both economic and political fundamentals. Contagion risk from Italy to the rest of its European peers should be faded by investors. It represents a buying opportunity every time it manifests itself. What Car Is Italy Driving In This Game Of Chicken? The new ruling coalition in Rome has a democratic mandate for a confrontation with Brussels over fiscal spending. The coalition consists of the Five Star Movement (M5S) and the League (Lega), formerly known as the "Northern League." In his inaugural speech to the Italian Parliament, Prime Minister Guiseppe Conte emphasized that the mandate of the new coalition includes "reducing the public debt ... by increasing our wealth, not with austerity."2 So, the gloves are off! Not really. Almost immediately, Conte pointed out that "we are optimistic about the outcome of these discussions and confident of our negotiating power, because we are facing a situation in which Italy's interests... coincide with the general interests of Europe, with the aim of preventing its possible decline. Europe is our home." PM Conte subsequently focused in his speech on increasing social welfare payments to the poor, conditional on vocational training and job reintegration. Talk of a "flat tax" was replaced with an eponymous concept that is anything but a "flat tax."3 And there was no mention of overturning unpopular pension reforms, but merely "intervening in favor of retirees who do not have sufficient income to live in dignity."4 We may be reading too much into one speech. However, the time for brinkmanship is at the beginning of a government's mandate. And Conte's opening salvo suggests that the M5S-Lega coalition has already punted on three of its most populist promises: wholesale change to retirement reforms, a flat tax of 15%, and universal basic income. The back-of-the-envelope cost of these three proposals is €100bn, which would easily blow out Italy's budget deficit by 5% of GDP, putting the total at 7%. There was also no mention of issuing government IOUs that would create a sort of "parallel currency" in the country. Conte's relatively tame speech represents one of three concessions that Rome has made before it even engaged Brussels in brinkmanship. The two others were to replace the original economy minister designate - euroskeptic Paulo Savona - and to form a government in the first place. The latter is particularly telling. Polls have shown that the two populist parties would have an even stronger hand if they waited until the fall to re-run the election (Chart 11). In particular, Lega has seen its support rise by 9% since the election. It is politically illogical to form a governing coalition with less political capital when a new election would strengthen the hand of both populist parties. So why the concessions? Because Italian policymakers are not interested in brinkmanship. The populist campaign rhetoric and hints of euroskepticism were an act. And perhaps the act would have continued, but the bond market reaction was so quick and jarring (Chart 12) - including the largest day-to-day selloff since 1993 (Chart 13) - that it has disciplined Italy's policymakers almost immediately. Chart 11Lega Gave Up A Lot By Forming A Coalition Chart 12Bond Vigilantes Are... Chart 13...A Massive Constraint On Rome This is instructive for investors. In 2015, Greece decided to play the game of brinkmanship with Europe and ultimately lost. Our high-conviction view at the time was that Athens would back off from brinkmanship because it was massively constrained.5 Not only would an exit from the Euro Area mean a government default and the redenomination of all household saving into "monopoly money," but the level of euroskepticism in Greece was not high enough to support such a high-risk strategy. At the time, we pointed out that most investors - and practically all pundits - were wrong when they argued that brinkmanship between Greece and Brussels was "unpredictable." This conventional view was supported by an incorrect reading of game theory, particularly the "game of chicken." Game theory teaches us that a game of chicken is the most dangerous game because it can create an equilibrium in which all rational actors have an incentive to stick to their guns - to "keep driving" in the parlance of the game - despite the risks.6 In Diagram 1, we can see that continuing to drive carries the most risks, but it also carries the most reward, provided that your opponent swerves. Since all actors in a game of chicken assume the rationality of their opponents, they also expect them to eventually swerve. When this does not happen, the bottom-right quadrant emerges, one of chaos and deeply negative payouts for everyone involved in the crash. The problem with this analysis is that - as with most game theory - its parsimony belies deep complexity that often varies due to a number of factors. The first such factor is replayability. The decisions of Italian policymakers will be informed by the outcomes of the 2015 Greek episode, which did not go well for Athens. Another factor that obviously varies the payout matrix is the relative strength of each player; or, to stick with the analogy, the type of vehicle driven by each actor. Greece and its Euro Area peers were not driving the same car. The classic game of chicken only produces the payouts from Diagram 1 if all participants are driving the same vehicle. However, if Angela Merkel is behind the wheel of a Mercedes-Benz G-Class SUV, while Greek PM Alexis Tsipras is riding a tricycle, then the payouts are going to be much different in the case of a crash. In that case, the payouts should approximate something closer to Diagram 2. Diagram 1Regular Game Of Chicken Diagram 2Greece Versus Euro Area In 2015 So the crucial question for investors is what vehicle are Italian policymakers driving? We do not doubt that it is an actual car, unlike Tsipras's tricycle. But it is more likely to be a finely-crafted Italian sportscar, adept at hugging the twists and turns of Rome's policy, rather than an SUV capable of colliding with Merkel's ominous truck. Why doesn't Rome have more capability than Greece? Because of time horizons. An Italian exit from the Euro Area would undoubtedly shake the foundations of the common currency and the European integrationist project. But Rome actually has to exit in order to shake those foundations. As we have learned with Brexit, such an "exit" scenario could take months, if not years. In the process of trying to exit, the Italian banking system would become insolvent, turning household savings and retirements into linguini. This would occur immediately and would exert economic, financial, and - most importantly - political pressure on Italian policymakers instantaneously. Our colleague Dhaval Joshi, BCA's Chief European Strategist, has argued that a 4% Italian bond yield is the "line in the sand" regarding the survival of Italy's banks.7 As Dhaval points out, investors start to get nervous about a bank's solvency when equity capital no longer covers net non-performing loans (NPLs). Based on this rule, the largest Italian banks now have €165 billion of equity capital against €130 billion of net NPLs, implying excess capital of €35 billion (Chart 14). Although the net NPL figure has improved much from the peak in 2015, it remains large. It follows that there would be fresh doubts about Italian banks' mark-to-market solvency if their bond valuations sustained a drop of just a tenth from the recent peak. Dhaval estimates that this equates to the 10-year BTP yield breaching and remaining above 4% (Chart 15). Chart 14Italian Banks' Equity Capital ##br##Exceeds Net NPLs By Euro 35 Bn Chart 15Italian Banks' Solvency Would Be In ##br##Question If The 10-Year BTP Yield Breached 4% Additionally, while Italian support for the common currency is relatively low, there is still a majority of around 60% that support the euro. This is similar to the level of support for the euro in Greece in 2015. We would suspect that the support for the currency would rise - and that populist parties would decline in popularity - if Italian policymakers set off a bond market riot that caused the insolvency of Italian banks. Does this mean that the bond market is a permanent constraint on Italian exit from the Euro Area? No. At some point in the future, after a deep recession that raises unemployment levels substantively, popular support for the common currency could tank precipitously. But we are far from that point. In fact, Italy has enjoyed a relatively robust recovery over the past 18 months. As such, any economic crisis today will be blamed on the populist policymakers themselves, yet another reason for them to moderate and seek the path of calm negotiations with the EU. Bottom Line: With regards to any potential "game of chicken" negotiations with the rest of Europe, Italian policymakers are not riding a tricycle like their Greek counterparts were in 2015. Italians are behind the wheel of a finely-crafted, titanium-chassis, Italian roadster. Unfortunately, Chancellor Angela Merkel is still in a Mercedes SUV that weighs 2.5 tons. This is a high-conviction view based on the actions of Italian policymakers over the past month. Despite an improvement in polling, populists have backed off from calling for a new election (which would have been perfectly logical) and that would have been advantageous to them and have abandoned some of the most controversial - and expensive - platforms of their coalition agreement. Unlike their peers in Greece, Italian populists have proven to have little stomach for actual confrontation. The Ultimate Constraint: Risorgimento In a report published back in 2016, we argued that Italy's original sin was its unification in 1861.8 Risorgimento brought together the North and South in a political and economic union that made little sense. The North had developed a market economy during the Middle Ages (and gave the West its Renaissance!), while the South had remained under feudalism well into the early twentieth century. Given the limited resources, governance, and technology of the mid-nineteenth century, the scope, ambition, and yes, folly of uniting Italy were probably several orders of magnitude greater than the effort to forge a common currency union in Europe in the twenty-first century. To this day, Italy remains an economically bifurcated country. Map 1 shows that the four wealthiest and most-productive regions of Europe, outside of capital cities, are the German Rhineland, Bavaria, the Netherlands, and Northern Italy. Meanwhile, the Italian South - or Mezzogiorno - is as undeveloped as Greece and Eastern Europe. Map 1Core Europe Extends Well Into Northern Italy The units of analysis in Map 1 are the so-called EU "nomenclature of territorial units for statistics" (NUTS).9 These regions matter because Brussels uses them to determine how much "structural funding" - essentially development aid - each country receives from the EU. The EU "regional and cohesion" funding - totaling €351.8 billion for the 2014-2020 budget period - is not distributed based on the aggregate wealth of each country, since that would favor the new entrants into the union. The EU's discerning eye when it comes to distributing development funds is not accidental. It is a product of decades of lobbying by Italy (and Spain) to prevent a shift of structural funding to Eastern European member states. From Rome's perspective, the real European development project is not in Poland or Greece, but in the Mezzogiorno. Chart 16Italy Shares The Burden Of The Mezzogiorno With The EU To this day, Italy and Spain receive the second and third largest amount of EU development aid (Chart 16). Despite contributing, in gross terms, 13% to the EU's total revenues, Italy's net contribution per person is smaller than those of the Netherlands, Sweden, Denmark, Finland, and Austria (Chart 17). Given that Italy is a wealthy EU state, its net budget contribution of approximately €3 billion, 0.2% of GDP, essentially means that it gets the benefits of EU membership for free. Chart 17Italy Gets To Join The Club For Free And EU membership comes with many benefits. Membership in the Euro Area - combined with sharing the same "lender of last resort" with Germany, the European Central Bank - allows Italy to finance its budget deficits at low interest rates and to issue government debt in the world's second largest reserve currency (Chart 18). These financial benefits are even greater than the rebate it gets from Europe. Access to cheap financing allows Italy to carry the costs of Mezzogiorno on its own. Chart 18The Big Difference Between 2011 & Today It is somewhat ironic that Lega is today preaching populism and euroskepticism. In the early 1990s, its main target of angst was not the EU and Brussels, but Italy's South and profligate Rome, which funneled the North's taxes to the South. This early iteration of the party was quite pro-EU, as it saw Italy's North as genuinely European and worthy of membership in EU institutions. Some of its politicians and voters hoped that Northern Italy could meld into the EU, leaving the Mezzogiorno to fend for itself. Hence there is no deep, ideological euroskepticism in Lega's DNA. The party's evolution also illustrates how opportunistic and pragmatic Italian policymakers can be. The reality is that if Italy were to act on its threat of "exit," it would undoubtedly become far worse off economically. Not only would Northern Italy have to support the Mezzogiorno alone, but any structural reforms that could lift productivity and education in the South would become far less likely as anti-establishment forces took hold. Bottom Line: Our high-conviction view is now the same as it was in 2016. Italy is "bluffing." Leaving the EU or the Euro Area makes no sense given its economic bifurcation, which is the result of Risorgimento. Both policymakers and voters understand this. The real intention in the game of chicken between Brussels and Rome is to see an easing of austerity. We expect that Italian policymakers will ultimately succeed in getting leniency from Brussels on allowing deficit-widening fiscal stimulus, but the stimulus will be much smaller than their original plans that spooked the bond market laid out. To European and Italian politicians, Italy's economic bifurcation is well understood. Jean-Claude Juncker, the President of the European Commission, specifically referred to it when he said, "Italians have to take care of the poor regions of Italy." He was later forced to apologize for his comments, with leaders of M5S and Lega faking outrage. But given that the ideological roots of Lega are precisely in the same intellectual vein as Juncker's comments, investors should understand that politicians in Rome are well aware of their fundamental constraints. Juncker's comments were a dog whistle to Rome. The actual message was: we know you are bluffing. Investment Implications Our analysis suggests that the path of least resistance for the M5S-Lega coalition is to negotiate some austerity relief from the EU Commission, but to definitively pivot away from talk of "exit" from European institutions. PM Conte has reaffirmed that exiting the euro is off the table and that it was never on the table to begin with. The new economy minister, Giovanni Tria, followed this up with a comment that "the position of this government is clear and unanimous... there are no discussions taking place about any proposal to leave the euro." Meanwhile, Lega leader and new Italian interior minister Matteo Salvini has focused his early efforts and commentary on the party's promise to check illegal immigration to Italy. This will be a policy upon which Lega will test its populist credentials, not a fight with Brussels. Is the worst of the crisis therefore "over"? Is it time to buy Italian assets? Not yet. Both Italian bonds and equities rallied throughout 2017. Italian equities, for example, have a higher Shiller P/E ratio than both Spanish and Portuguese stocks (Chart 19). As such, a sell-off was long overdue. Chart 19Why Did Italian Equities Rally So Much? Chart 20Italy's Binary Future Furthermore, we do not expect Rome's negotiations with Brussels to proceed smoothly. It is very likely that the bond market will have to continue to play the role of disciplinarian. The government debt-to-GDP ratio could quickly become unsustainable if the current primary budget balance is thrown into a deficit (Chart 20). According to the IMF and BCA Research calculations, Italian long-term debt dynamics are stable even with real interest rates rising to 2% - from just 0.5% today - and real GDP growth remaining at a muted 1%. But this stability requires the country to continue to run a primary budget surplus of around 2% of GDP (Chart 21). Conversely, running a persistent primary deficit of 2% would result in an explosive increase in Italy's debt dynamics. Even if that stimulus produces real GDP growth of 3%, the "bond vigilantes" could protest the surge in debt and drive real interest rates to 3.5% or higher. As such, the country's fiscal space will ultimately be determined by the bond market. Rome can afford to lower its primary budget surplus, but only so far as the bond market does not riot. Our colleague Dhaval Joshi believes that the math behind an Italian fiscal stimulus would make sense if it provides enough of a sustainable boost to economic growth without blowing out the budget deficit.10 We suspect that the bond market will eventually agree, but only if Brussels and Berlin bless the ultimate fiscal package as well. While investors wait to see the outcome of Rome-Brussels budget talks, which will likely last well into Q4, we prefer to play Mediterranean politics by shorting Italian government bonds versus their Spanish equivalents. BCA's Global Fixed Income Strategy initiated such a trade on December 16, 2016, which has produced a total return of 5.8%. The original logic for the trade was based on an assessment that Italy's medium-term growth potential, sovereign-debt fundamentals, and political stability were all much worse than those of Spain (Chart 22). These differences were not reflected in relative bond prices. Chart 21Three Factors Will Influence Italy's Debt Trajectory Chart 22Spain Trumps Italy On All Fronts Ongoing political turmoil in Italy has justified sticking with the trade. Looking ahead, there is potential for additional spread widening between Italy and Spain in the coming months. Spain is enjoying better economic growth; the deficit outlook will invariably worsen for Italy with the new coalition government; and Spanish support for the euro and establishment policymakers remains far higher and more buoyant than in Italy. All these factors justify a wider risk premium for Italian debt over Spanish bonds (Chart 23). Chart 23Stay Short 5-Year Italy Vs. 5-Year Spain Chart 24Stay Underweight Italian Debt One final critical point - the timing of any budget related uncertainty could not be worse for Italy. Economic growth is slowing and leading indicators say that this trend will continue, which suggests that Italian government bonds should continue to underperform global peers (Chart 24). Our Global Fixed Income Strategy team has argued that government debt in the European "periphery" should be treated more like corporate credit rather than sovereign debt.11 Faster economic growth leads to fewer worries about debt sustainability and increased risk-taking behavior by investors, both of which lead to reduced credit risk premiums and eventually, stronger growth. In other words, think of Italian BTPs as a BBB-rated corporate bond rather than a "risk-free" Euro Area government bond. So as long as the Italian economy continues to lose momentum, an underweight stance on Italian government bonds is justified. Marko Papic, Senior Vice President Chief Geopolitical Strategist marko@bcaresearch.com Robert Robis, Senior Vice President Global Fixed Income Strategy rrobis@bcaresearch.com 1 Please see BCA Geopolitical Strategy Special Report, "Europe's Divine Comedy Part II: Italy In Purgatorio," dated June 21, 2017, available at gps.bcaresearch.com. 2 Please see Repubblica, "Il discorso di Conte in Senato, la versione integrale," dated June 6, 2018, available at repubblica.it. 3 Conte's exact quote was "the objective is the 'flat tax,' that is a tax reform characterized by the introduction of rates that are fixed, with a system of deductions that can guarantee that the tax code remains progressive." This is our own translation from Italian and therefore we may be missing something. However, a "flat tax" that has a number of different rates and that remains progressive is, by definition, not a flat tax. 4 In fact, the speech could be read with an eye towards some genuine supply-side reforms, particularly in bringing the country's youth into the labor force, improving governance, reforming the judiciary, cracking down on corruption and privileges of the political class, and generally de-bureaucratizing Italy. If successful, these would all be welcome reforms. 5 Please see BCA Geopolitical Strategy Monthly Report, "After Greece," July 8, 2015, available at gps.bcaresearch.com. 6 The game derives its name from a test of manhood by which two drivers drive towards each other on a collision course, preferably behind the wheel of a 1950s American muscle car. Whoever swerves loses. Whoever keeps driving, wins and gets the girl. 7 Please see BCA European Investment Strategy Weekly Report, "Italy's 'Line In The Sand,'" dated May 31, 2018, available at gps.bcaresearch.com. 8 Please see BCA Geopolitical Strategy Special Report, "Europe's Divine Comedy: Italian Inferno," dated September 14, 2016, available at gps.bcaresearch.com. 9 The acronym stands for Nomenclature des Unités Statistiques. 10 Please see BCA European Investment Strategy Special Report, "Italy Vs. Brussel: Who's Right?" dated May 24, 2018, available at eis.bcaresearch.com. 11 Please see BCA Global Fixed Income Strategy Weekly Report, "Is It Partly Sunny Or Mostly Cloudy?" dated May 22, 2018, available at gfis.bcaresearch.com.
Highlights Fed: The Fed will not automatically slow the pace of rate hikes as the funds rate approaches current estimates of its neutral level. Rather, estimates of that neutral level will be revised depending on the outlook for the economy. For the time being investors should continue to expect a rate hike pace of 25 bps per quarter. Credit Cycle: For the time being both our monetary and credit quality indicators recommend an overweight allocation to corporate bonds. Inflation expectations are not yet anchored around the Fed's target, and gross leverage is trending sideways. Both of these measures will likely send a more negative signal later this year, and we will reduce exposure to corporate credit at that time. Emerging Market Debt: Despite the recent weakness in emerging market currencies, U.S. corporate credit still looks more attractive than USD-denominated emerging market sovereign debt. At the country level, only Russian debt warrants an overweight allocation relative to U.S. corporates. Feature The Federal Reserve meets this week and will deliver the second rate hike of the year, bringing the target range for the federal funds rate up to 1.75% - 2%. With that hike already fully discounted, investors will be more concerned with parsing the post-meeting statement, Summary of Economic Projections, and Chairman Powell's press conference for clues about the future path of rates. We expect only minor changes to the statement, though the Committee could decide to tweak its promise that "the federal funds rate is likely to remain, for some time, below levels that are expected to prevail in the longer run". Such a change would simply acknowledge that if gradual rate hikes continue, then the federal funds will move close to most estimates of its neutral (or equilibrium) level within the next 12 months. This touches on an important question for bond investors. Would the Fed actually start to slow the pace of rate hikes once the funds rate reaches its estimated neutral level? Or will it need to see some evidence of decelerating economic growth before slowing the pace of rate hikes below its current 25 bps per quarter pace? Chart 1 shows why this question is important. The shaded boxes in that chart outline a "gradual" rate hike path of 25 bps per quarter. The Fed has been lifting rates at this pace since late 2016. The "x" markings denote the median expected fed funds rate from the Fed's Survey of Primary Dealers, and the "F" markings denote the Fed's own median projections. Notice that there are two "F"s shown at the end of 2018. This is because an equal number of FOMC participants (6) expect a fed funds rate of 2% - 2.25% as expect one of 2.25% - 2.5%. We expect the median will coalesce around the 2.25% to 2.5% range by the end of tomorrow's meeting. Chart 1The Outlook For Rate Hikes Notice in Chart 1 that both primary dealers and the Fed expect to deviate from the quarterly rate hike pace around the middle of next year. This would be consistent with the pace of hikes starting to slow as the fed funds rate approaches its currently anticipated neutral level near 3%. But how confident is the Fed in its estimate of that neutral rate? We would argue that its confidence should be quite low. We are not alone in this assessment. In one of Janet Yellen's final speeches as Fed Chair she warned against placing too much confidence in estimates of the neutral rate.1 [T]he neutral rate changes over time as a result of the interaction of many forces, including demographics, productivity growth, fiscal policy, and the strength of global demand, so its value at any point in time cannot be estimated or projected with much precision. We expect that the current FOMC will heed this warning, and if there are no signs of economic deterioration by the middle of next year, then the Fed will continue to hike rates at a pace of 25 bps per quarter and estimates of the neutral rate will be revised higher. We examined what could potentially make the Fed deviate from its 25 bps per quarter rate hike pace, by hiking either more quickly or more slowly, in a recent report.2 Crucially, Chart 1 shows that not only is the market priced for the Fed to slow its pace of rate hikes as we reach the middle of next year, it is also priced for a slower pace of rate hikes than is expected by the Fed or the primary dealers. This divergence means that below-benchmark portfolio duration continues to make sense on a 6-12 month horizon. Bottom Line: The Fed will not automatically slow the pace of rate hikes as the funds rate approaches current estimates of its neutral level. Rather, estimates of that neutral level will be revised depending on the outlook for the economy. For the time being investors should continue to expect a rate hike pace of 25 bps per quarter. A Quick Update On Our Tactical Long Position On May 22 we advised clients with a short-term (0-3 month) horizon to position for lower U.S. bond yields in the near term.3 This call was premised on two catalysts. First, bond market positioning had become excessively net short. That picture now looks more mixed (Chart 2). Net speculative positions in 10-year Treasury futures remain deep in "net short" territory and the Marketvane survey of bond sentiment is still "bearish", but the JP Morgan Duration Surveys for both "all clients" and active clients" have moved somewhat closer to neutral. The second catalyst was that our auto-regressive model pointed to strong odds of a negative reading from the U.S. Economic Surprise Index during the next month (Chart 3). This remains the case, but the reading from our model has moved much closer to the zero line. Chart 2Positioning Now Closer To Neutral Chart 3Surprise Index Still Low Taken together, our two indicators no longer send a resounding "buy bonds" signal. But given the deeply net short Treasury futures positioning and the low level of the surprise index, we are inclined to maintain our tactical buy recommendation for another week. We will re-assess again next week based on trends in the surprise index and the positioning data. The Fed & The Credit Cycle The Powell Fed has so far not been kind to credit spreads. Since February our index of financial conditions has tightened considerably, driven by a combination of falling equity prices, wider quality spreads and a stronger dollar (Chart 4). Yet, the Fed seems relatively unconcerned and is broadly expected to lift rates this week. All in all, the Powell Fed seems less concerned with responding to tighter financial conditions than was the Yellen Fed. Chart 4How Much Pain Can The Fed Take? There is some truth to this observation, though we think the difference has more to do with recent trends in inflation than with any change in approach between the two Fed Chairs. As inflation pressures mount, the Fed is marginally less concerned with responding to weakness in financial markets and marginally more concerned with preventing an inflation overshoot. This is why we will reduce our allocation to corporate bonds once our monetary indicators tell us that inflation expectations are well anchored around the Fed's target. Monetary Indicators Long maturity TIPS breakeven inflation rates are the primary indicators we are monitoring in this regard. When both the 10-year and 5-year/5-year forward TIPS breakeven inflation rates reach a range between 2.3% and 2.5%, that will be consistent with past periods of well-anchored inflation expectations and we will start reducing exposure to corporate credit (Chart 5). But we should not rely solely on one indicator. It is conceivable that the financial crisis ushered in a structural shift (possibly due to stricter banking regulations) and that the level of TIPS breakevens consistent with well-anchored inflation expectations is now slightly lower.4 For this reason we also pay attention to the St. Louis Fed's Price Pressures Measure (Chart 5, bottom panel). This model is designed to output the percent chance that inflation will exceed 2.5% during the next 12 months, and we have found that corporate bond excess returns decline significantly when it exceeds 15%.5 It currently sits at 13%. Finally, it's also a good idea to pay attention to core PCE inflation itself. The year-over-year rate of change in core PCE inflation jumped sharply in recent months, but it has not yet returned to the Fed's 2% target (Chart 6). It is therefore still reasonable to expect that inflation expectations are not consistent with target inflation. It is likely that many investors still have doubts about whether inflation will recover to the Fed's target. Chart 5Credit Cycle: Monetary Indicators Chart 6The Fed's Inflation Model Those doubts would probably fade if the year-over-year rate of change in core PCE inflation actually rose to 2% and stayed there for several months. At that point we would have to conclude that inflation expectations are well anchored, whatever the level of TIPS breakeven rates. Incidentally, the recent bounce in core inflation brought it back in line with the reading from Janet Yellen's Phillips Curve model that she presented in a speech from 2015.6 In the context of this model, a continued decline in the unemployment rate will pressure inflation slowly higher, meaning that we expect to receive a signal from our monetary indicators sometime this year. We will pare exposure to corporate bonds at that time. It will be very interesting to hear from Chair Yellen herself when she visits the BCA Conference in September, and we hope to gain insight not only about her inflation forecast but also about how the Fed thinks about its responsiveness to financial markets, and most importantly, about how the Fed is likely to manage the tightening cycle as the funds rate approaches its estimate of neutral. Credit Quality Indicators Outside of Fed policy and the inflation outlook, we are also closely monitoring the relationship between profit growth and debt growth for the nonfinancial corporate sector. Leverage rises whenever debt growth exceeds profit growth and rising leverage tends to coincide with widening credit spreads (Chart 7). Nonfinancial corporate debt grew at an annualized rate of 4.4% in the first quarter, while pre-tax profits actually contracted at an annualized rate of 5.7%. As a result, our measure of gross leverage ticked higher from 6.9 to 7.1. More broadly, profits grew 5.8% in the four quarters ending in Q1 2018, only slightly faster than the 5.2% increase in corporate debt. This does not provide much of a buffer, and it will not take much to send profit growth below debt growth on a sustained basis. In fact, we expect that if labor compensation costs continue to accelerate we will see leverage start to rise more meaningfully in the second half of this year. Our overall Corporate Health Monitor improved noticeably in the first quarter (Chart 8). But this large move will almost certainly reverse in Q2. The improvement was concentrated in the components of the Monitor that use after-tax cash flows, and as such they were influenced by the sharp decline in the corporate tax rate. Profit margins, for example, increased from 25.8% to 26.4% on an after-tax basis in Q1 (Chart 8, panel 2), but would have fallen to 25.5% if the effective corporate tax rate had remained the same as in 2017 Q4. As the effective corporate tax rate levels-off around its new lower level (Chart 8, bottom panel), last quarter's improvement in the Corporate Health Monitor will start to unwind. Chart 7Leverage Is Poised To Head Higher Chart 8Tax Cuts Helped Balance Sheets In Q1 Bottom Line: For the time being both our monetary and credit quality indicators recommend an overweight allocation to corporate bonds. Inflation expectations are not yet anchored around the Fed's target, and gross leverage is trending sideways. Both of these measures will likely send a more negative signal later this year, and we will reduce exposure to corporate credit at that time. Still No Opportunity In Emerging Market Debt We pointed out in a recent report that a persistent divergence between U.S. and non-U.S. economic growth was the most likely catalyst that could cause the Fed to slow its pace of rate hikes.7 A divergence between strong U.S. growth and weaker growth in the rest of the world puts upward pressure on the U.S. dollar, and this is a particular problem for many emerging markets that carry large balances of U.S. dollar denominated debt. Our Emerging Markets Strategy service published a Special Report last week that explains in detail this particular problem faced by emerging markets and shows which countries face the most pressing debt concerns.8 For U.S. fixed income investors another important question is whether the recent strength in the U.S. dollar, and weakness in emerging market currencies, has resulted in an opportunity to shift out of U.S. corporate credit and into USD-denominated emerging market sovereign debt. On that note, Chart 9 shows that the average option-adjusted spread for the Baa-rated U.S. Corporate bond index recently dipped below the average spread for the investment grade USD Emerging Market (EM) Sovereign index. However, we think it is still too soon to move into emerging market debt. After adjusting for differences in duration and spread volatility between the two indexes, we come up with a measure of "Months-To-Breakeven". This indicator shows the number of months of spread widening required for each index to lose money relative to U.S. Treasuries. By this measure, U.S. Corporate bonds still look attractive compared to investment grade EM Sovereigns. At the country level, Chart 10 shows the 12-month breakeven spread for the USD-denominated sovereign debt of several major EM countries. It also shows each country's foreign funding requirement, a measure of the foreign capital inflows required in the next 12 months for each country to cover any shortfall in current account transactions and service its foreign currency debt. Chart 9EM Sovereigns Are Still Expensive Chart 10USD-Denominated Emerging Market Debt: Risk/Reward At The Country Level For the Baa-rated countries, Colombia, Mexico and Indonesia all offer spreads similar to what can be found in the Baa-rated U.S. Corporate bond market. The Philippines looks quite expensive, but Russia looks cheap compared to U.S. Corporates and has one of the lowest foreign funding requirements of any EM country. In High-Yield space, Turkey is fairly priced relative to Ba-rated U.S. junk, while Brazil and South Africa both look expensive. Argentina also looks expensive relative to B-rated U.S. junk. Bottom Line: Despite the recent weakness in emerging market currencies, U.S. corporate credit still looks more attractive than USD-denominated emerging market sovereign debt. At the country level, only Russian debt warrants an overweight allocation relative to U.S. corporates. Ryan Swift, Vice President U.S. Bond Strategy rswift@bcaresearch.com 1 https://www.federalreserve.gov/newsevents/speech/yellen20170926a.htm 2 Please see U.S. Bond Strategy Weekly Report, "Breaking Points", dated May 29, 2018, available at usbs.bcaresearch.com 3 Please see U.S. Bond Strategy Weekly Report, "Pulling Back And Looking Ahead", dated May 22, 2018, available at usbs.bcaresearch.com 4 We explored some possible reasons for such a shift in the U.S. Bond Strategy Weekly Report, "Will Breakevens Ever Recover?", dated April 25, 2017, available at usbs.bcaresearch.com 5 Please see U.S. Bond Strategy Weekly Report, "Risk Rally Extended", dated June 27, 2017, available at usbs.bcaresearch.com 6 https://www.federalreserve.gov/newsevents/speech/yellen20150924a.htm 7 Please see U.S. Bond Strategy Weekly Report, "Breaking Points", dated May 29, 2018, available at usbs.bcaresearch.com 8 Please see Emerging Markets Strategy Special Report, "A Primer On EM External Debt", dated June 7, 2018, available at ems.bcaresearch.com Fixed Income Sector Performance Recommended Portfolio Specification
Special Report Much has been made of preparing for the arrival of the Millennial generation, accompanied by well-worn stereotypes of general 'failure to launch' as they reach adulthood. However, the former is a misnomer as this age cohort is already the largest and the latter is simply untrue. In the report below, authored by guest editor Richard Dias, we explore these themes and conclude with our recommendations for a Millennials basket of stocks to capture the strength of this cohort as consumers. The Echo Boom Heard Round The World According to the U.S. Census Bureau, Millennials are the U.S.'s largest living generation. Millennials, (or Echo Boomers) defined as people aged 18 to 36 (born 1982 to 2000), now number more than +80mn and represent more than one quarter of the U.S.'s population - Baby Boomers (born 1946 to 1964) number about 75mn.1 Stealthily becoming the largest age group in the U.S. over the last few years, Millennials per-year-birth-rate peaked at 4.3mn in 1990. Surprisingly, the pace matched that of the post-war Baby Boom peak-per-year-birth-rate in 1957 - the per-year average over the period was higher for the Baby Boomers (Chart 1). Chart 1Echo Boom This gap is now set to grow rapidly as the death rate of Baby Boomers accelerates. What's more, with the largest one-year age cohort only 25 years old, Millennials will be the dominant generation for many years. How these "kids" will impact the market as they become the most important consumers, borrowers and, to a lesser degree, investors is unclear but make no mistake: this is a seismic shift in economic power and it is here to stay. Also of note is how much better the demographic picture is in the U.S. versus other developed markets (Chart 2) but this last point will not be the focus of this report. Rather, the focus will be on the Echo Boom's domestic implications touching on the labor market (wage growth), inflation, debt and housing, CAPEX and growth. Chart 2Labor Force Growth The Graduates Chart 3Educational Intensity Is Increasing Unabated Millennials have invested in "human capital" more than any previous generations. By 2014, more received a postsecondary degree (associates, bachelor's, or graduate degree) than any other generation (Chart 3). More higher education is a rational response to a labor market that pays college graduates much more than adults without a college degree.2 Millennials have also been much more likely to attend graduate school than previous generations - enrollment increased at an even faster rate than undergraduate enrollment, jumping from 2.8% in 1995 to 3.8% in 2010.3 Timing Is Everything Unfortunately Echo Boomers entered the workforce at the worst possible time (Chart 4). During recessions, enrollment increases along with duration of study. This reflects a lower opportunity cost of schooling, as well as a stronger incentive to improve one's skills in a tougher job market. This cyclical pattern was exacerbated by the severity of the Great Recession. A lot has also been made of the historically low youth labor participation rates (Chart 5) but this is partly explained by Millennials focusing on studies instead of combining school and work.4 A rise in educational intensity - more time devoted to schoolwork and other extracurricular activities5 - has also played a role. Difficultly finding employment and poor returns therein (low wages) has also coincided with the massive uptake in student loans - now much more readily available - and acting as a major income substitute (more on this below). Chart 4Recessions Mean More Higher Learning... Chart 5...And Lower Participation Rates Forever Young Another dubious narrative is that Millennials don't want to grow up. In reality, horrible early career economic conditions have meant large and lasting delays to adulthood. Entering the labor market during a recession can result in substantial earnings losses that persist, with negative effects lasting longer for college graduates.6 Poor job prospects and earnings are reflected in reduced labor mobility (not chasing jobs that are no longer available), lower marriage rates (living with parents longer) (Table 1) and home ownership7 rates that are much lower than for previous generations (partly a combination of the two). Table 1Marital Status Of The Adult Population Millennials continue to delay marriage (and leaving home) for several reasons8 but this does not mean they do not want to marry. Indeed over 80% of Millennials say that they "think that they will marry", more than Generation Xers and Baby Boomers did at similar ages. Similarly, they are more likely to believe that they will have kids. Once you control for some of the demographic trends9 that keep kids at home, 25 to 34 year olds continue to set up independent households at roughly the same rate as they always have and recently this household formation has accelerated. It is also worth remembering that major inflection points in homeownership rates have happened before; following a large increase pre-war, there was a sustained decline in the number of young people living at home in the 1940-50s. Another problem with this narrative is that campus housing is considered "living at home". So as enrollment increased, so did the number of young "living at home". Now, almost half of young people "living with their parents" are in college (campus housing) - even if they pay for the education with student loans or are on scholarship. Assessing the merit of these commonplace assertions is important as an unwind of the negative impulses caused by the recession, along with echo boomers coming of age, will influence the U.S. economy for many years. Back In The Saddle With the youngest of Millennials finally coming of age (the largest one-year age cohort is now 25) and the economic recovery complete, Millennials are finally joining the labor force (Chart 5). Participation rates that were justifiably depressed during Millennials' college-going years have since made a recovery, though, notably, educational intensity remains unchanged for the younger cohort of Millennials (17 to 24) (Chart 5). This significant increase in participation occurred as the size of this cohort expanded at its fastest rate in 20 years (Chart 6). The growing numbers finishing college in a less horrible economic environment are faced with a higher opportunity cost; over the last two years there has been a big jump in the real median income for these older Millennials (Chart 7). Chart 6Participation Is Recovering... Chart 7...So Are Earnings Millennials' economic force (population times wages or wage growth) is set to increase in size and as such its relative importance over the next decade. These demographics are positive for home buying, consumption and, ultimately, economic growth. House Prices & Consumption Set To Reaccelerate Americans are moving at the lowest rate on record10 but as we have argued above, this is set to change. Ownership rates for residential real estate have a distinct life cycle pattern; rates start low when households first reach adulthood and rise substantially by the time they reach their late 30s and early 40s. Chart 8Better Household Balance Sheets Supports House Price Gains With a huge number of Millennials entering this cycle relatively unburdened (see grey box below) and households in aggregate having de-levered (top panel, Chart 8) since the recession, we have a situation where both demand and supply (bottom panel, Chart 8) dynamics point to a highly supportive environment for housing over the short to medium term. But What About All That Student Debt Chart 9Student Loans Are Rising But##br## Other Categories Are Falling A lot has been made about the levels of student debt in the U.S. It is obviously large; the total amount of debt currently stands at 1.4Tn dollars and it has trebled in 10 years (top panel, Chart 9). And it is clear that delinquency rates are high, at about 11% (bottom panel, Chart 9). The reigning theory is that new or recent graduates, heavily burdened by debt, are unable or unwilling to take the next steps into adulthood. This misses the point. Lost in all of this is that while student loan burdens climbed, every other major debt category fell (credit cards, auto loans, mortgages and home equity loans). According to the NY Fed, Millennials now have less per capita debt overall than they did in 2003.11 Granted, the difference (between 2003 & 2015) is modest but when you consider the difference within the context of the wider point, it becomes important to keep in mind: the largest cohort in a generation is entering their (albeit delayed) prime borrowing (and spending) years on better financial footing that in 2003!12 The issue of payments has also been overlooked.13 Although loan balances have ballooned, the average payment has increased only 50%. And, not to belabor the point, a misunderstanding about the debt distribution compounds this false narrative. A small fraction of borrowers have huge payments while 50% of borrowers had payments of $200 or less, and another 25% had payments of $200 to $400. The top panel of Chart 10 highlights the jump in home ownership.14 This is of course due in part to the recovery but Millennials are also now a growing portion of this household formation. As they continue to create millions of new households (delayed by the recession but now accelerating), mortgage debt and house prices (with the help of underwhelming housing supply growth) will be biased higher (bottom panel, Chart 10). This household formation drives consumption (e.g white goods & services). And, as Millennials mature into their peak earning and spending years, this consumption is set to increase (Chart 11). Chart 10Homeownership Is Rising Again Chart 11Millennials Are Consumers Phillips Curve Gaining Traction It has been 15 years since we have had employment growth (of young people) of this magnitude (in percentage terms and absolute numbers). The Phillips curve tells us employment and inflation are linked. Hence Chart 12 should not surprise, as it simply suggests that a big jump in the key segment of the population - newly employed, forming households, and able to borrow and consume - help drive up the costs of consumer goods and services. We should expect protracted rises in inflation over the next few years as a function of Millennials flexing their economic might. Bringing It All Together; What Does This All Mean For Growth? The Echo Boom is a big, generational demographic wave. A difficult and painful delay has not tempered its looming importance. Finally here, this wave of echo-boomers is educated, relatively unburdened by debt, and as they inevitably "grow up", will soon begin to form new households (and have kids). They will borrow, spend, earn, but not necessarily save and invest. And this will be an important long-term theme going forward. Near term we might already be seeing signs of their arrival and firms have begun to pivot accordingly. Millennials will support household consumption. Employment growth will underpin much higher inflation. Private residential gross fixed capital formation - which has lagged - will pick up. Add to that a CAPEX cycle (largely independent) that is firing on all cylinders (Chart 13), and improving productivity growth which will follow stronger wage growth and it seems that real GDP growth reaccelerating is the odds-on likely scenario (Chart 14). Chart 12Demand Is Increasing Along With Employment Chart 13Capex Is Surging Chart 14GDP Growth Is Pointing Higher Admittedly this note paints a rosy picture of future growth (real and nominal) and takes a narrow view by focusing on demographics. And of course this is not without risks; Baby Boomer burdens (debt & health), corporate debt and a tighter monetary policy to name a few. But nominal GDP growth solves many of these and more. Investment Implications The report above does an excellent job underlining why Millennials will boost consumption spending but does not offer many insights on how that consumption will change. For example, healthcare currently makes up 17% of personal consumption expenditure in the U.S., roughly in line with housing and utilities. We would anticipate the natural attrition of the aging Baby Boomer generation to push down health care's share of the consumer's wallet (we currently have an underweight recommendation for the S&P health care index). At the same time, and as discussed in detail above, the positive implications of the relatively unburdened Millennial cohort entering prime home acquisition age factors into our sanguine home-related equities view (we currently have an overweight recommendation for the S&P home improvement retail index and recently upgraded S&P homebuilders to neutral).15 Further, Millennials consume differently from their parents; social media, online shopping and smart phones are not the consumption categories of the Baby Boomers. With this in mind, we have created a basket of ten stocks that we think will be driven over the long term by the demographic rise of the Millennial. We note that these stocks are heavily weighted to the technology and consumer discretionary sectors, which is logical as Millennial consumption habits tend to be discretionary-focused and technology-based. Beginning with consumer discretionary, we are highlighting AMZN, NFLX and SPOT as core holdings in our Millennials basket. AMZN's heft dwarfs consumer discretionary indexes but it could fall in several categories; the acquisition of Whole Foods makes it a Millennials-focused consumer staples retailer and its cloud computing web services segment is a tech leader. NFLX and SPOT represent the means by which Millennials consume media, by streaming movies and music, respectively, over the internet. The idea of owning physical media is rapidly becoming an anachronism. The home ownership themes noted in the report above lead us to add HD and LEN to the basket. Millennials are "doers" and are set to be the dominant DIYers in the next few years, making HD a logical choice. LEN, as the nation's largest home builder, should benefit from the Millennials coming of age into home buyers. We are also adding TSLA to our basket as a lone clean tech-oriented equity. TSLA capitalizes on the increasing shift to clean energy of Millennials (the key reason why no traditional energy companies have a spot in our basket). The technology stocks in our Millennials basket are AAPL, FB and MSFT, together representing more than 9% of the total value of the S&P 500. AAPL's inclusion in the list is predictable as the leading domestic purveyor of devices on which Millennials consume media content. FB too is a predictable holding, with more than half of all Americans being monthly active users, dominated by the Millennial cohort. Our inclusion of MSFT is based on its leadership in cloud computing, a rapidly growing industry we expect the connectivity and mobile computing demands of Millennials will accelerate. Chart 15BCA Millennial Basket It is worth noting at this point that at least some of the stocks noted above will be shifting out of both consumer discretionary and tech in September of this year. Stay tuned for our report on the to-be announced communications services sector later this summer. The last stock we are adding to our basket is also the only financial services equity. Though avid consumers, Millennials have shown an aversion to cash, preferring card payment systems, including both debit and credit-based. Accordingly, we are adding the leader in both of these, V, to our Millennials basket. Our basket is shown in Chart 15. To create the basket, we have imagined a $1M portfolio, invested $100,000 in each of our basket stocks at the date of publishing. While the resulting basket has obviously been an outstanding performer in the past year, meaning that it is not as attractive an entry point as it was in recent history, we think a long term view should support continued outperformance. With respect to stocks to avoid, we are believers that Environmental, Social and Governance (ESG) criteria will gain in importance as Millennials invest their newfound wealth in the stock market. Accordingly, we would tend to avoid 'sin stocks', including gambling, tobacco and alcohol; demand for their services is unlikely to decline but investment weightings should mean that share prices will underperform. Further, and as noted above, we think demographics and a clean energy shift will mean energy and health care will be long term underperformers. Bottom Line: Investors seeking long term exposure to stocks lifted by the supremacy of the Millennial generation should own our Millennial basket (AAPL, AMZN, FB, HD, LEN, MSFT, NFLX, SPOT, TSLA, V). We would not hesitate to add other sharing economy stocks, including Airbnb and Uber, to this basket should they become investable. Richard Dias, CFA Guest Editor Chris Bowes Associate Editor chrisb@bcaresearch.com Anastasios Avgeriou, Vice President U.S. Equity Strategy anastasios@bcaresearch.com 1 Millennials Outnumber Baby Boomers and Are Far More Diverse (June 2015) http://www.census.gov/newsroom/press-releases/2015/cb15-113.html 2 The Rising Cost of Not Going to College (Feb 2014) http://www.pewsocialtrends.org/2014/02/11/the-rising-cost-of-not-going-to-college/ 3 15 Economic Facts About Millennials (Oct 2014) https://obamawhitehouse.archives.gov/sites/default/files/docs/millennials_report.pdf 4 NEET (Youth not in employment, education or training) level for youth 19 to 29 increased by only 4% during the Great Recession and has since returned to pre-recession levels about 15%. 5 Labor force participation: what has happened since the peak? (Sep 2016) https://www.bls.gov/opub/mlr/2016/article/labor-force-participation-what-has-happened-since-the-peak.htm 6 The long-term labor market consequences of graduating from college in a bad economy (Apr 2010) http://www.sciencedirect.com/science/article/pii/S0927537109001018 7 Homeownership Rates Are Falling, And It's Not Just A Millennial Problem (May 2016) https://www.forbes.com/sites/shreyaagarwal/2016/05/06/homeownership-rates-are-falling-and-its-not-just-a-millennial-problem/#3df54894494a 8 Reasons Millennials (17 to 35) stay at home longer include; this generation is younger (more 17 to 24 that 25 to 35), more culturally diverse, societally more tolerant, more time in post-secondary education, and houses have gotten much bigger 9 Five-year age subgroup, marital status, presence of children, sex, race, ethnicity, nativity (i.e. native- or foreign-born), current school enrollment, and educational attainment (Nov 2015) - http://jedkolko.com/2015/11/23/why-millennials-still-live-with-their-parents/ 10 Americans Moving at Historically Low Rates, Census Bureau Reports https://www.census.gov/newsroom/press-releases/2016/cb16-189.html 11 This myth about millennials needs debunking (Mar 2016) https://www.weforum.org/agenda/2016/03/this-myth-about-millennials-need… 12 Also of note from this two charts (Chart 21 & 22) is that it is NOT young people that are increasing their borrowing but old people. A 2016 blog post from the NY Fed "The Greying of American Debt" - expands on this theme. http://libertystreeteconomics.newyorkfed.org/2016/02/the-graying-of-ame… 13 Is There a Student Loan Crisis? Not in Payments (May 2016) https://clevelandfed.org/newsroom-and-events/publications/forefront/ff-… 14 Demographics: Renting vs. Owning (Feb 2017) http://www.calculatedriskblog.com/2017/03/demographics-renting-vs-ownin… 15 Please see BCA U.S. Equity Strategy Weekly Report, "Seeing The Light," dated May 29, 2018, available at uses.bcaresearch.com.
Highlights Neither the weakness in emerging market economies nor political turmoil in Europe are likely to significantly affect the U.S. economy. Although the U.S. economy is increasingly service-oriented, financial markets have become more bound to the manufacturing economy in the past 30 years. The U.S.'s large trade surplus in services fosters faster job creation and better pay than in the goods-producing area where the U.S. has a trade deficit. Our energy strategists believe that the risks for oil prices remain biased to the upside, although we are less bullish in view of OPEC 2.0's possible production increases in the near future. Feature U.S. risk assets are rebounding amid solid economic news and rising hopes that another Eurozone financial crisis has been averted. Still, investors remain concerned about rising rates, protectionist trade policies, and the health of emerging market economies. In addition, market participants continue to scan the U.S. economic data in both the manufacturing and service sectors looking for signs that the late-cycle phase of the expansion is ending and that a recession is nigh. The NASDAQ and small cap U.S. stocks rallied past their February peaks last week, but the S&P 500 remains 3.7% below its early 2018 heights. Moreover, BCA's stock-to-bond ratio continues in an uptrend and we expect stocks to beat bonds in the next year. However, neither U.S. high-yield spreads nor the VIX have returned to their January lows. 10-year Treasury yields are 53 bps higher and the dollar is up by 5%. West Texas Intermediate oil prices peaked at $72.26/bbl on May 21. We discuss BCA's latest view on oil later in this report. U.S. economic growth remains solid. May's reading (58.6) on the ISM non-manufacturing index released last week is consistent with 3.5% real GDP growth. Moreover, the May sounding (58.7) on manufacturing indicates that the U.S. economy is growing near 5%. We discuss the signal from both the ISM's manufacturing and non-manufacturing indicators in the next section. In any case, U.S. economic activity in 1H 2018 will easily surpass the FOMC's view of both potential GDP growth (1.8%) and its estimate for actual growth in 2018 (2.7%) (Chart 1). The Fed will provide a new set of dot plots and economic forecasts this week. BCA expects the Fed to bump up rates this week and then gradually during the next year. The Fed and the market's view of the path of rates in the next 12 months is aligned (Chart 2). However, BCA's stance is that inflation will accelerate in 2019, which would elicit a more aggressive response from the central bank starting in the second half of 2019. Our view is that the Fed will stick to its gradual path unless economic growth is much weaker than expected or inflation spikes higher. Moreover, because inflation is at the Fed's 2% target and the economy is at full employment, the price at which the Fed's "policy put" gets exercised is much lower than earlier in the cycle. The implication is that neither the weakness in emerging market economies nor political turmoil in Europe are likely to significantly affect the U.S. economy. Still, a wider trade war is a risk to U.S. and global growth, and we address this issue in the service sector below. Chart 11H GDP Tracking Well Above##BR##Potential & Fed's Forecast Chart 2Fed And Market Aligned##BR##On Rate Path In Next 12 Months On The Same Page The ISM surveys - manufacturing and non-manufacturing - are aligned. The top panel of Chart 3 shows that both metrics have climbed since their troughs in late 2015 (manufacturing) and early 2016 (non-manufacturing). These lows occurred amid EM-related economic and market turbulence. The 2015 nadir in the manufacturing series was more pronounced, thus the rise outpaced the non-manufacturing indicator (panel 2). U.S. financial markets, and the stock market more specifically, are sensitive to the performance of the manufacturing sector. The service sector accounts for 62% of U.S. economic activity and 86% of private-sector employment (Chart 4). Charts 5 and 6 show the relationship between the year-over-year change in BCA's stock-to-bond ratio and the level of manufacturing (Chart 5) versus non-manufacturing (Chart 6) composites. The relationship (r-squared 0.56) between our stock-to-bond ratio and the manufacturing sector is more robust that the r-squared (0.43) between the stock-to-bond ratio and the non-manufacturing sector. Chart 3Manufacturing And Non-Manufacturing ISM Are Aligned, But That's Not Always The Case Chart 4U.S. Economy Is 60% Services... Although the U.S. economy is increasingly service-oriented, Charts 7 and 8 show that the financial markets have become more bound to the manufacturing economy in the past 30 years. Between 1958 and 1988, the r-squared between our stock-to-bond ratio and manufacturing data was 0.19 (Chart 7). That increased to 0.34 from 1988 to 2018 (Chart 8). Chart 5Tighter Relationship Between##BR##Stock-To-Bond Ratio And Manufacturing ISM... Chart 6... Than With##BR##Non Manufacturing ISM Chart 7ISM Manufacturing Vs.##BR##Stock-To-Bond Ratio 1958-1988... Chart 8... And##BR##1988-2018 Chart 9 shows that there have been six other periods when the manufacturing index recovered more quickly than non-manufacturing. Five of the intervals were associated with EM stress.1 Moreover, as is currently the case, the economy was at or below full employment in four of the six occasions when manufacturing outpaced the service sector. Furthermore, the Fed initiated rate hikes in four of the seven episodes, including the current one (Appendix Chart 1). EM stocks tend to outpace U.S. equities as the non-manufacturing index rises faster than the manufacturing index. In addition, when the U.S. manufacturing sector is accelerating relative to the service sector, China's growth prospects (as measured by the LI Keqiang Index) improve. Chart 9Performance Of EM Assets When Manufacturing ISM Outpaces Service Sector ISM The peak in our Relative ISM composite index is consistent with BCA's view that the economic expansion that began in 2009 is nearing an end. Our Relative ISM Composite dipped prior to the 2001 recession, but began to rise as the 2007-2009 downturn commenced. Both the manufacturing and non-manufacturing indices collapsed at the same pace prior to the 2007-2009 recession, because the breakdown of the banking system related to the housing crisis weighed on the non-manufacturing data. Unfortunately, the ISM non-manufacturing data only begins in 1997. However, using the goods and service-sector GDP as proxies for the ISM metrics, we find that the manufacturing sector tends to underperform the service sector in the late stages of an expansion (Chart 10). Our earlier work2 details the performance of U.S. financial assets in a late-cycle environment. Chart 10Manufacturing Sector Tends To Underperform The Service Sector In Late Cycle Environments Bottom Line: Last year's "global synchronized growth" story is showing signs of wear. While the U.S. economy will enjoy a strong rebound in the second quarter, leading economic indicators in most of the other major countries have rolled over. The advanced stage of the U.S. business cycle, heightened geopolitical risks and our bias for capital preservation keep us tactically cautious on risk assets again this month. Service Sector: An Update Even with the increasingly dominant role of the service sector (Chart 4 again), the majority of high frequency economic data measures activity in the manufacturing sector. However, the Quarterly Services Survey (QSS) initiated in 2003-2004 by the Bureau of Economic Analysis (BEA), measures the service sector which includes small- and medium-sized companies3 and produces timely revenue figures on a quarterly basis. The dataset is used primarily by the BEA to paint a more accurate picture of national accounts, notably personal consumption and the intellectual property segment of private-fixed investment. The survey is also essential for FOMC policymakers because it is very useful to track economic performance. Moreover, the QSS is an important source of revisions to real GDP because over 40% of the quarterly estimates of personal consumption expenditures (PCE) for services is based on the QSS. The "key services statistics" include information services, health care services, professional, scientific and technical services, administrative and support, and waste management and remediation services. The QSS for Q1 2018 found that total revenues for selected services fell by 1.2% over the previous quarter but rose 5.2% over the last four quarters (in nominal terms and only non-seasonally adjusted data available). Nominal GDP climbed 4.7% year-over-year in Q1 (Chart 11). Several areas of the service economy saw sales growth in Q1 outpace nominal GDP. Sales were strongest in finance and insurance (+7.8%) followed by information (+7%). Real estate and rental leasing sales increased by 4.7% in the past year while revenue in health care & social assistance rose +3.4%. Together, sales in finance & insurance and health care & social assistance make up about 50% of total revenues. Chart 11Many Areas Of Service Sector##BR##Advancing Faster Than Nominal GDP Chart 12Sales Growth In The Service Sector##BR##Is Broad Based However, revenue growth in several categories decelerated in Q1 and grew more slowly than nominal GDP. Arts, entertainment and recreation, administration support and waste management, and other services are in this category. Bottom Line: Given that the majority of service industries from the QSS sample survey continue to show upward momentum, perhaps we will see a similar revision to real consumer spending for services for the third estimate of Q1 real GDP in late June (Chart 12). We continue to expect U.S. GDP growth to match or exceed the Fed's modest target for 2018. This above-trend growth will continue to put downward pressure on the unemployment rate and push inflation higher, setting the stage for a more aggressive Fed next year and a recession in 2020. The Wrong Trade War? The large trade surplus in the U.S. service sector is a hidden source of strength for the economy and labor market (Chart 13). President Trump campaigned on his ability to create high-paying manufacturing jobs and he has focused his attention on the goods side of the U.S. trade deficit. Nonetheless, his America First rhetoric threatens jobs in the high-paying service sector. Since the mid-1970s, the U.S. has imported more than it has exported, acting as a drag on GDP growth. The trade gap reflects a large and persistent goods deficit, which more than offsets a growing trade surplus on the service side (Chart 14). U.S. imported goods exceeded exports by $807 billion in 2017. Service exports reached an all-time high of $798 billion in 2017 - $255 billion more than imports - up from $249 billion in 2016. It is too soon to tell if the smaller surplus in services is related to Trump's protectionist trade rhetoric. Exports of services have increased by 6% a year on average since 2000, which is nearly twice as fast as nominal GDP. Service exports expanded by just 4% in 2017 versus 2016, which is below the pace of nominal GDP (4.7%) The trade surplus in services subtracted 0.08% from real GDP in Q1 2018, but added 0.05% in 2017. Moreover, the trade surplus in services has consistently added to GDP growth over the past few decades, although the trade surplus in services is swamped by the large drag on GDP due to the trade deficit on goods. Industries where the U.S. enjoys a trade surplus have experienced job growth that is faster than in industries where the U.S. runs a deficit. In addition, median wages ($30.07 as of April 2018) among surplus-producing industries are more than 20% higher than in industries in the goods sector ($24.94) where there is a trade deficit. Moreover, wages in the trade-oriented service sector have escalated quicker than in the goods-producing sector in the past year (Chart 15). Chart 13The U.S. Runs Trade##BR##Surplus In Services... Chart 14...But It's Not Large Enough To Offset##BR##The Big Trade Deficit In Goods Chart 15Wages In Export-Led Service Industries##BR##21% Higher Than In Goods Sector Furthermore, exports in the U.S. service sector tend to compete on quality (not on price) and, therefore, will not be as affected as U.S. goods exports if the dollar meets BCA's forecast for a modest increase this year (Chart 16). That said, the Trump administration's trade policies threaten to reduce the U.S.'s global dominance in services. Chart 16Services Exports Compete On Quality, Not Price Table 1 shows that the U.S. has the largest trade surplus in travel ($82 billion surplus in 2016), intellectual property ($80 billion), financial services ($73 billion) and other business services ($43 billion), which includes legal, accounting, consulting and architectural services. The U.S. also runs a surplus in maintenance and repair services. Table 1Key Components Of U.S. Trade Surplus In Services Trump's trade and immigration policies put this trade surplus at risk. In 2016, foreigners spent $82 billion more to vacation in, travel to, and be educated in the U.S. than what U.S. citizens spent on those services overseas. Moreover, a recent U.N. report4 noted that "Global flows of foreign direct investment fell by 23 per cent in 2017. Cross-border investment in developed and transition economies dropped sharply, while growth was near zero in developing economies." If foreign governments continue to react to Trump's directives on trade and immigration, then the U.S. trade advantage in financial services ($73 billion), software services ($29 billion), TV and film rights ($12 billion), architectural services ($5 billion) and advertising ($10 billion) will also be at risk. Bottom Line: The U.S.'s large trade surplus in services fosters faster job creation and better pay than in the goods-producing area where the U.S. has a trade deficit. The Trump administration's rhetoric and actions on trade and globalism potentially risks America's dominance in the service sector. In theory, U.S. trade restrictions could add to U.S. GDP growth via increased manufacturing output and a smaller goods trade deficit. However, many U.S. trading partners have already announced tariffs on U.S. goods which will put the brakes on growth. Even so, any gains on the manufacturing trade front could be largely offset by damage to the U.S. surplus in services trade. BCA's Geopolitical Strategy service expects that trade-related uncertainty will persist at least until the midterm elections in November.5 On a related note, an increase in onshore oil production in the past 10 years reduced the U.S's large trade deficit in petroleum and petroleum products. BCA's energy strategists recently updated their oil price and production forecasts for this year and next. Still Bullish On Oil BCA's Commodity & Energy Strategy service remains bullish on oil, although two key elements of the outlook makes forecasting particularly difficult.6 Our base case forecast has been bullish for some time, based on our assumption that OPEC 2.0 would retain its previous output cuts, at least through the end of 2018. Venezuela's production has contracted sharply and we penciled in a further modest decline. Iranian exports will also shrink due to the re-imposition of U.S. sanctions. The only substantial growth on the production side is expected to come from U.S. shale producers. The supply/demand backdrop pointed toward higher prices with world demand projected to remain robust. We estimated that Brent could reach $90/bbl early next year. Chart 17Ensemble Forecast Accounts For##BR##Collapse In Venezuela's Exports However, some major oil consumers, including the U.S., are starting to complain. The U.S. has asked the OPEC 2.0 countries to increase output, which may remove further upward pressure on prices. OPEC 2.0's leadership has signaled that it will consider reversing the production cuts during the second half of this year. This could add an extra 870 b/d of production. The other major unknown is how much further Venezuelan production will slide. Our oil strategists have run alternative scenarios to gauge the risks to the base case. The optimistic case sees OPEC 2.0 retaining production cuts and Venezuelan production dipping by another 1m b/d. The pessimistic case sees OPEC 2.0 reversing the production cuts, while Venezuelan production erodes modestly compared with the base and optimistic cases. Chart 17 shows that Brent hits $100/bbl in 2019 in the optimistic case, but drops to $60 in the pessimistic scenario. The ensemble forecast, shown in red in Chart 17, is a weighted average of the three scenarios. It shows that the price of oil will be roughly flat over the next 18 months. Bottom Line: Our energy strategists believe that the risks for oil prices remain biased to the upside, although we are less bullish in view of OPEC 2.0's possible production increases in the near future. John Canally, CFA, Senior Vice President U.S. Investment Strategy johnc@bcaresearch.com Mark McClellan, Senior Vice President The Bank Credit Analyst markm@bcaresearch.com Jizel Georges, Senior Analyst jizelg@bcaresearch.com Appendix Appendix Chart 1Fed Policy And Labor Market Slack When Manufacturing ISM Outpaces Service Sector ISM 1 Please see BCA Research's U.S. Investment Strategy Weekly Report, "Cleanup On Aisle Two", published June 4, 2018. Available at usis.bcaresearch.com. 2 Please see BCA Research's U.S. Investment Strategy Weekly Report, "The Late Cycle View," published October 16, 2017. Available at usis.bcaresearch.com. 3 https://www.census.gov/services/qss/about_the_survey.html 4 http://unctad.org/en/PublicationsLibrary/wir2018_overview_en.pdf 5 Please see BCA Research's Geopolitical Strategy Weekly Report, "Trump's Demands On China," April 4, 2018. Available at gps.bcaresearch.com. 6 Please see BCA Research's Commodity & Energy Strategy Weekly Report, "OPEC 2.0 Guiding To Higher Output; Volatility Set To Rise ... Again", published May 31,2018. Available at ces.bcaresearch.com.
Special Report Highlights Since the end of the Bretton Woods system in 1971 there have been five major episodes where U.S. dollar moves were not uniform across all currencies. These episodes share common features: a rallying broad trade-weighted U.S. dollar, desynchronized global growth and falling commodity prices. The above conditions will likely be met in the coming months, producing a period of global currency divergence. Commodity and EM currencies will weaken the most against the U.S. dollar, then against the yen, and finally depreciating the least against the euro. Feature It is often assumed that the dollar behaves like a monolith. However, this is not always the case: some currencies do manage to occasionally buck the dollar's general trend (Chart 1). Interestingly, the yen is most often the currency that manages to avoid the broad dollar's general directionality. Chart 1Episodes Of Currency Divergence ##br##Versus the Dollar Our view has been and remains that the broad trade-weighted U.S. dollar still has meaningful upside this year, and that the EM currency complex will be under heavy selling pressure in the coming months. That said, it is worth asking whether all other currencies will share the same fate against a rising broad trade-weighted U.S. dollar, or whether some could diverge from the general dollar trend. This is essentially akin to trying to understand the pecking order of currencies outside the USD. To address these challenges, we believe it is important to understand how global growth will evolve, how relative growth dynamics among regions will shift, and how commodity prices will perform over the coming six to 12 months. When The Dollar Wears Many Masks There have been five major periods of currency divergence versus the U.S. dollar. These have lasted anywhere from one to three years (Table 1). Table 1Summary Of Currency Divergence Episodes Interestingly, they share some common features, heeding important insights for global investors. These features are as follows: 1) Common feature #1: A Rising Broad Trade-Weighted Dollar With the exception of the 2005-2007 episode, all other episodes where some currencies diverged from the general trend in the USD occurred when the broad trade-weighted U.S. dollar was in a bull market. 2) Common feature #2: Desynchronized Global Growth All episodes of divergence in the FX market occurred when global growth was desynchronized. This underscores the importance of growth as a key driver of FX movements. During the 1991-1993 period, the yen was able to buck the dollar's strength (Chart 2) even though Japanese growth was falling quite fast relative to the U.S. Explaining this seeming inconsistency was the policy conducted by the Bank of Japan at the time. The BoJ was cutting rates, from 6% in 1991 to below 2% in 1993, but it was not doing so fast enough to alleviate budding deflationary pressures. As a result, Japanese real interest rates did not fall. This caused real rate differentials to move firmly in favor of the yen. In the final months of 1991, Japanese 2-year and 10-year real rate spreads versus the U.S. were 50 basis points and -75 basis points respectively, but by June 1993, these spreads became 145 basis points and 115 basis points. In the 1995-1996 episode, all the economic blocks experienced a slowdown in growth relative to the U.S. While this time the yen plunged versus the dollar, commodity currencies managed to appreciate against the dollar. This was because commodity prices rose during this timeframe, creating a positive terms-of-trade tailwind that lifted these currencies (Chart 3). Chart 2Episode 1: The Yen Diverges Chart 3Commodity Currencies Diverge In 1997 and 1998, the euro was the currency that managed to remain stable versus the U.S dollar, while the yen and commodity currencies sagged meaningfully (Chart 4).The euro was able to defy the gravity of a strong dollar because the euro area's relative growth differential versus the U.S. remained stable. Essentially, in the late '90s, as the euro area periphery was enjoying the full dividend of convergence toward the living standards of core Europe, European domestic demand was left unaffected by the Asian crisis. Meanwhile, commodity producers and Japan - two groups with much deeper links with EM economies - were experiencing deeper repercussions from the EM economic contraction. The 2005-2007 period of de-synchronized currency action against the dollar is somewhat of an outlier (Chart 5). First, this particular episode of currency divergence materialized in an environment where the dollar was weak. Chart 4Episode 3: The Euro Diverges Chart 5Episode 4: The Yen Diverges Again Second, the outlier was the yen, which managed to depreciate against the dollar while all other currencies were strengthening against the greenback. Chart 6Episode 5: The Euro Diverges again Third, while Japanese growth was below that of the U.S. it was not falling versus the U.S. However, this still caused Japan to be the odd man out in terms of growth performance, as other economic blocs delivered better growth than the U.S. Moreover, Japan was not experiencing the same growth dividend from China's miraculous boom as emerging Asian or commodity producers were. Adding fuel to the fire was the endemic implementation of carry trades. The low FX and rate volatility of that era was an invitation to engage in this kind of strategy.1 But Japan's deflation, along with its sub-par economic performance when compared to non-U.S. economies, re-assured investors that the BoJ would keep rates at rock-bottom levels for the foreseeable future. This was an invitation to investors to sell the yen to fund these carry trades in EM and commodity currencies as well as the euro. Finally, during the 2012-2013 episode the euro area was the global growth laggard. However, the euro was the currency that was able to strengthen against the dollar, defying the greenback's broad appreciation (Chart 6). It is true that euro area domestic demand growth was slightly improving versus the U.S. More importantly though, this was the time period that followed European Central Bank President Mario Draghi's "whatever it takes" speech. These soothing words caused the break-up risk premia across euro area member states to collapse, lifting the euro in the process. 3) Common feature #3: Commodity Prices Were Falling In three out of five episodes, commodity prices were falling, which is consistent with the fact that four out of the five episodes were periods of broad trade-weighted U.S. dollar strength. The only exceptions were the 1995-1996 and 2005-2007 episodes, where commodities rallied. The latter period was further marked by a weak broad trade-weighted U.S. dollar. Bottom Line: Looking back at history, there have been five episodes where some major currencies diverged from the U.S. dollar's broad trend. In the majority of these episodes, the broad trade-weighted U.S dollar was rising, global growth was desynchronized, and commodity prices were falling. When Is The Next Episode On The Air? The aforementioned three common features can be thought of as pre-conditions for some currency divergence to transpire. So, when can investors expect the next episode to hit the proverbial airwaves? In our view, this scenario is most likely to materialize over the coming six to 12 months. Our main macro themes have been and remain2 that the global macro landscape over the coming months will be shaped by two tectonic shifts: on the one hand, America's fiscal stimulus will sustain robust U.S. growth, and on the other hand, the continued slowdown in money and credit in China will culminate in a relapse in capital spending. The Chinese leg of the scenario will depress commodity prices and consequently emerging market economies; meanwhile, thanks to considerable fiscal stimulus, easy financial conditions and relative economic insularity, U.S. growth will remain steady, leaving it as the global growth outperformer. These dynamics are bullish for the broad trade-weighted U.S. dollar: The U.S. economy is growing robustly despite rising interest rates. In fact, interest rate-sensitive sectors are showing no signs of slowing down, confirming the resilience of the economy at this stage of the cycle. Both the housing market and commercial lending standards are not flagging growth risks (Chart 7). Chart 8 demonstrates that BCA's broad money measure (M3) for China leads import volumes and industrial metals prices by about six months. Based on the indicator's track record, odds are that industrial commodity prices will fall meaningfully over the coming months. Chart 7U.S. Economy Is Weathering##br## Rising Interest Rates Chart 8China's Money/Credit Is Bearish ##br##For Industrial Metals While oil prices could hold out for longer due to supply dynamics and geopolitics, positioning remains extremely elevated. As such, we are not ruling out a meaningful pullback in crude as traders head for the exits - all in the context of slowing global demand. Bottom Line: Pieces are falling in place to create the conditions necessary for some currency decoupling: global growth is set to become desynchronized, and commodity prices are likely to weaken - all in the context of a rising broad trade-weighted U.S. dollar. A Reverse Currency Pecking Order Slowing global trade as well as a growth deceleration in China's capital spending and demand for commodities will have the biggest repercussions for commodity and EM Asian currencies (Chart 9). This leaves the euro and the yen as the two most likely candidates to potentially diverge from the broad U.S. dollar in this coming episode. In our view, we think the yen could win this title. First, while the euro area economy is less leveraged to a slowdown in China/EM than Japan, it is still extremely vulnerable. Investors are still very long the euro, and therefore are vulnerable to negative surprises. Euro area industrial production could be the impulse to continue generating underwhelming economic numbers, as it is very much leveraged to China (Chart 10), mainly due to Germany's own deep trade links with EM and China. Notably, the German IFO index for business expectations in German manufacturing - a good leading indicator for global trade - is pointing to a further slowdown in global exports (Chart 11, top panel). Furthermore, German manufacturing new orders from non-euro area countries are starting to roll over, suggesting German exports will weaken imminently (Chart 11, middle panel). Lastly, the Swiss KOF leading indicator has come in below 100 (Chart 11, bottom pane Chart 9EM Asia & Commodity Currencies To Remain Weak Chart 10When China Decelerates, So Does Europe Chart 11Global Trade Is Slowing Down Second, it seems that historically the yen has a greater ability to rally than the euro when commodity prices are falling or when the broad trade-weighted U.S. dollar is in a bull market, highlighting the counter-cyclical nature of the Japanese currency. This happened in the early to mid-'90s and in 2008 (Chart 12). The only exception was in 1998, when the euro was able to rally amid a selloff in commodity prices and a strengthening dollar because domestic growth was so resilient. Today, euro area domestic growth is healthier than it was in 2012-2013, but it is still much weaker than is the case in the U.S., especially as the latter is receiving a shot in the arm thanks to a large dose of late-cycle stimulus. Chart 12The Yen Has Counter Cyclical Attributes Chart 13Euro Long Positioning Is Higher Than For The Yen As such, we believe the euro has more downside than the yen against the U.S. dollar in this coming episode. Furthermore, speculators remain too long the euro versus the yen (Chart 13). Third, the yen is a crucial funding currency in global carry trades, while the euro has not been used by traders for this purpose over the past 18 months.3 As such, a selloff in EM and commodity currencies, which is our base case, could spur a rush to the exits for short yen positions, while the euro is not likely to benefit from a similar short squeeze. Additionally, Japan sports a large positive net international investment position of US$3.1 trillion, while Europe's stands at -US$0.6 trillion. Consequently, Japanese investors have proportionally more funds held abroad than European investors to repatriate home in the event of an upsurge in global/EM market volatility, adding a further impetus for the yen to buck the dollar trend. One of the best currency valuation metrics is the real effective exchange rate based on unit labor costs, because it takes into account both wages and productivity. Unfortunately, this data set does not exist for all countries. On this metric, the U.S. dollar is not expensive (Chart 14, top panel). Adding credence to our view that the yen will be more resilient than the euro this year, according to the unit labor costs-based measures, the JPY appears to be cheap in trade-weighted terms and relative to the EUR (Chart 14, bottom panel). Chart 14The Yen Is Cheaper Than the Euro,##br## Dollar Is Fairly Valued Chart 15The Korean Won##br## Is Expensive Chart 16Commodity Currencies ##br##Are Not Cheap The Korean won - the only emerging Asian currency for which this measure is available - seems to be expensive (Chart 15). Chart 16 demonstrates that commodity currencies including those of Australia, New Zealand and Chile are on the expensive side, while the Canadian dollar and the Colombian peso are fairly valued. Bottom Line: Putting all the pieces together, our reverse pecking order for global investors from the weakest to strongest currency against the U.S. dollar is as follows: commodity currencies, non-commodities EM currencies (primarily Asian), the euro, and the yen. Investment Conclusions We recommend the following strategy to best navigate the coming global currency divergence episode over the coming six to 12 months: Global asset allocators should underweight the following currencies, from most to least, in the following order: First, the extremely vulnerable commodity currencies (BRL, IDR, ZAR, CLP, COP, AUD, NZD, NOK, and CAD); second, the EM Asian currencies (KRW, MYR, SGD, TWD, and PHP); third, the euro; and lastly, the yen. Currency traders stand to benefit the most in this coming episode by going short commodity and EM Asian currencies versus the U.S. dollar. That said, Japanese and European investors also stand to benefit by selling or underweighting commodity and EM currencies. The yen and the euro will depreciate significantly less than commodity and EM currencies, with the yen potentially ending flat versus the U.S. dollar. To capture these dynamics we suggest a new currency trade: long JPY / short SGD. The rationale behind this trade is that the Monetary Authority of Singapore (MAS) manages the Singapore dollar against a basket of currencies of its major trading partners. Consequently, if as we anticipate the Japanese yen strengthens versus all other currencies with the exception of the greenback, the MAS will likely have to depreciate the Singapore dollar versus the yen. Stephan Gabillard, Senior Analyst stephang@bcaresearch.com Mathieu Savary, Vice President Foreign Exchange Strategy mathieu@bcaresearch.com 1 Please see Foreign Exchange Strategy Special Report, titled "Carry Trades: More Than Pennies And Steamrollers", dated May 6, 2016, available at fes.bcaresearch.com 2 Please see Emerging Markets Strategy Weekly Report, titled "Two Tectonic Macro Shifts", dated January 31, 2018, available at ems.bcaresearch.com 3 Please see Foreign Exchange Strategy Weekly Report, titled "Euro: Risk On Or Risk Off?", dated November 17, 2017, available at fes.bcaresearch.com Trades & Forecasts Forecast Summary Core Portfolio Tactical Trades Closed Trades
Overweight (High Conviction) The S&P air freight index has been on a tear in recent months, after putting in a bottom earlier this year. It appears the market is valuing rising global trade driving a surge in revenues over a run up in fuel costs that will be a headwind for margins. We would concur. Domestic business conditions are nearly as good as they get, which has historically coincided with rising global air freight volumes (second panel). This rising demand, combined with relatively flat capacity growth, puts pricing power squarely in the hands of the logistics providers (third panel). We think the necessary conditions are in place to improve profit despite rising input costs. While the performance of the S&P air freight index has been solid recently, the growth in forward EPS estimates has been stronger, meaning valuations have barely budged from their steep discount to both normal and the market (bottom panel). We expect this situation is unlikely to persist with the most likely scenario being strong stock price performance, particularly if input costs begin to recede. Accordingly, we reiterate our high conviction overweight recommendation on the air freight index. The ticker symbols for the stocks in this index are: BLBG: S5AIRF - UPS, FDX, CHRW, EXPD.
Special Report Highlights North Korea is a geopolitical opportunity more than a risk to markets - the key regional risk comes from U.S.-China tensions; China's geopolitical rise, and the fear of a U.S. attack on North Korea, is driving the two Koreas together; The U.S. can accept something less than complete denuclearization - such as inspections and a missile freeze; The path of peace and eventual unification removes the risk of disruption to the global economy and is positive for South Korea's currency and certain assets. Feature We at BCA's Geopolitical Strategy have been optimists about the diplomatic tack in North Korea since September 2017.1 Our optimism stands in stark contrast to our pessimism about U.S.-China relations. U.S.-China trade tensions will create an ongoing headwind for assets linked to the status quo of Sino-American engagement (Chart 1). U.S. President Donald Trump's threat to move forward with tariffs on $50 billion worth of Chinese goods - and his decision to impose steel and aluminum tariffs on China and others - lends credence to our long-held view that globalization has peaked.2 The seal on protectionism has been broken by the country known as the guarantor of free trade (Chart 2). Chart 1Trade Tensions Far From Resolved Chart 2The U.S. Has Broken The Seal On Protectionism Trade tensions are also spilling out into strategic areas of disagreement, as we expected.3 This week, Defense Secretary James Mattis warned China that the U.S. will maintain a "steady drumbeat" of freedom of navigation operations in the South China Sea (Diagram 1). The goal is to reject China's claims of sovereignty over the sea and the rocks and reefs within it.4 The potential for a geopolitical incident or "Black Swan" event to occur in the South China Sea - or even the Taiwan Strait - is high. Diagram 1The U.S. Is Pushing Back Against China's Maritime-Territorial Claims For investors, the secular decline in U.S.-China ties and the "apex of globalization" are much more relevant than what happens on the Korean peninsula - as long as the peninsula does not become the central battleground between the two great powers in a replay of the devastating 1950-53 war. In this report we argue that it will not. The current round of diplomacy between the U.S. and North Korea is likely to bear fruit in a diplomatic settlement of some kind, even a peace treaty, by 2020.5 Investors should see North Korea as a geopolitical opportunity rather than a geopolitical risk. While North Korea can still contribute to volatility, we recommend investors monitor U.S.-China trade tensions, the East and South China Seas, and Taiwan as the chief sources of market-relevant geopolitical risk in this region going forward. Elsewhere, U.S.-Iran tensions are the key understated geopolitical risk to markets. China: Hiding In Plain Sight The current diplomatic effort in the Koreas has a powerful tailwind behind it: the rise of China. China's re-emergence simply cannot be overstated. It is on track to reclaim its historic role as the world's largest economy (Chart 3A) and is developing naval, air, space and cyber-space capabilities that are rapidly eroding the U.S.'s military supremacy (Chart 3B). The rise of China vis-à-vis the U.S. is the single biggest difference between today's attempts to resolve the Korean issue and previous attempts in the 1990s and 2000s. China is reaching a critical mass that is changing the behavior of the states around it (Chart 4). Chart 3AChina's Economic Revival: ##br##The Long View Chart 3BChina's Comprehensive ##br##Geopolitical Power Rising Chart 4EM Economic ##br##Reliance On China As a result, a number of anomalies are occurring throughout the region: The United States is trying to revive its Pacific presence, yet cannot decide how: From 2010-16, the U.S. sought a historic deal with Iran that would enable it to wash its hands of the Middle East and "pivot to Asia." The Trans-Pacific Partnership (TPP) was envisioned as an advanced trade deal - excluding China - that would integrate the Pacific Rim economies under a new trade framework; China would have to reform its economy in order to join. Under President Trump, however, the U.S. canceled the TPP and revoked the Iranian deal,6 while maintaining the pivot to Asia through "hard power" tactics. The Washington establishment is unified in its desire to toughen policy on China, but it is divided about how to do so - a sign of the enormity of the challenge. Japan is taking drastic, 1930s-style measures to reflate its economy, which is necessary to revive its overall strategic capability. Military spending is on the rise (Chart 5). Symbolically, the pacifist Article Nine in the post-WWII constitution may be revised next year.7 Taiwan is distancing itself from China, with Beijing-skeptic candidates dominating every level of government since the 2014 and 2016 elections. The Taiwanese increasingly see themselves as exclusively Taiwanese, not also Chinese (Chart 6) - making Taiwan a potential source of "Black Swan" events.8 Chart 5Japan's 'Re-Militarization' Chart 6Majority Of Taiwanese Are Exclusively Taiwanese Southeast Asian states are vacillating. Filipinos and South Koreans recently voted against confrontation with China while Malaysians have voted against excessive Chinese influence; Thailand's junta has warmed up to Beijing while Myanmar's junta has sought some distance. The common thread is the desire to do something about China.9 India, long known for its independent foreign policy and "non-aligned" status in the Cold War, has begun courting deeper relationships with the U.S., Japan, and Australia, for fear of China. Even Russia, one of Beijing's closest partners, is engaged in talks with Japan that could result in a peace treaty, allowing these two to bury the hatchet and create economic and strategic options outside of China's control.10 Australia - the country with the most favorable view of China in the West (Chart 7) - is in the midst of an internal crisis over China that has recently broken out into a direct diplomatic spat resulting in Beijing imposing discrete economic sanctions. It goes without saying that China's rise is being felt with extreme sensitivity on the Korean peninsula. Korean kingdoms have historically struggled either to maintain their independence from China or to avoid becoming the battleground in China's conflicts with outside powers. North Korea has taken this dependency to the extreme. Trade data shows that its links to China have grown substantially since the Global Financial Crisis. China's stimulus-fueled economic boom increased commodity imports, while international sanctions cut off Pyongyang's access to most other foreign capital. The strategic vulnerability is revealed both before and after China's enforcement of sanctions in 2017 (Chart 8).11 Chart 7Australia And Russia Are China's Best Friends Chart 8North Korea's Over-Reliance On China Chinese President Xi Jinping's ascendancy - marked by his strict personal control of the ruling party and scrapping of term limits - has reinforced the North's vulnerability. Like his predecessor Jiang Zemin (1992-2004), Xi represents a faction in the Communist Party of China that sees Pyongyang as more of a liability than an asset. North Korea's anxiety can be marked by Kim Jong Un's attempts to reduce the "pro-China" faction within the North Korean state. For instance, he has ordered the execution of his uncle, Jang Song Taek, who was close to Beijing, and his half-brother, Kim Jong Nam, who lived in Macao and was China's "alternative" to Kim.12 In effect, the next few years offer what is probably North Korea's last chance to create some new strategic options with South Korea and the rest of the world if it is to avoid being a mere vassal state for the coming centuries. Pyongyang's chief security threat is the United States and it has pursued a nuclear deterrent for decades in order to be able to negotiate with the U.S. for regime survival. The deterrent gives the North some independence, but normalizing ties with South Korea and the U.S. would enable the North to diversify its economy and reduce its dependence on China. South Korea is also fearful that the coming decades will bring a Chinese empire that effectively swallows North Korea and surrounds Seoul. Eventually the North must liberalize and industrialize its economy: will South Korea have a part in this process, or will China take it all? South Korean President Moon Jae-in wishes to reduce the risk of war prompted by North Korea's conflict with the United States, but he also wishes to gain leverage over the North so that China does not absorb its economy. In short, the historic re-emergence of China is encouraging Korean integration, as the two Korean states begin to reconsider their relationship and national needs in the face of global "multipolarity" and great power competition.13 The strategic logic is thus pushing toward Korean unification, even if unification is in practice a long way away. A unified Korean peninsula would rise toward the level of Japan in comprehensive geopolitical power (see Chart 3B above). With a population of 75 million, South Korean technological prowess, and at least nuclear potential (if not outright capability), the Koreas would be better prepared to defend their interests against China and other neighbors than they are separately. In a multipolar world, strength in numbers has an appealing strategic logic. Unification, however, will be extremely costly for the ruling elites of both North and South Korea, possibly prohibitive. It is not within our five-year forecast horizon. Instead, economic engagement will be the main focus, a necessary but not sufficient step toward unification. Bottom Line: China's rise, as it pertains to Korea, is underestimated by investors. It is putting pressure on the two Koreas to cooperate, create some solidarity, and expand their economic and strategic options over the long run. It is also putting pressure on the U.S. to encourage this process and try to remove or reduce the nuclear threat through economic engagement rather than war. How Is "Moonshine" Different From "Sunshine"? South Korean President Moon Jae-in won a sweeping victory in the election of May 2017 on a promise to renew South Korea's engagement with the North. His agenda has been nicknamed "Moonshine policy."14 Will Moonshine actually work? In addition to China's rise, several of today's political trends are supportive of a diplomatic settlement: North Korean leadership change: Power succession and consolidation: Kim is not the rash and inexperienced youth that many feared upon his coming to power in 2011. Instead he has consolidated power within the regime and waged high-stakes international negotiations with the U.S. and China. He is also overseeing a generational change in the upper ranks of the party and state. Such a change is necessary if North Korea is ever to revamp its relations with the world.15 Economic reform: In March 2013, not long after coming to power, Kim signaled a shift in national policy. The North Korean governing philosophy under his father was called juche, or "self-reliance," and had a heavy emphasis on putting the military first. But Kim has promised to develop the economy alongside nuclear weapons, creating a governing philosophy known as byungjin, or "parallel development."16 There is substantial evidence of marketization in North Korea, which was formally allowed in 2003 but has been growing faster since the Global Financial Crisis and the country's failed currency reforms at that time. Official statistics, such as they are, do not capture this organic and informal market process (Chart 9). Farmers have been allowed to keep some of their profits; official and unofficial marketplaces have cropped up; informal banking is developing; mobile phones and televisions are more prevalent.17 Foreign policy and strategic deterrence: Kim has demonstrated to the world that his country's nuclear and missile capabilities are more advanced than previously thought (Diagram 2). The American defense and intelligence establishment have been forced, during Kim's rapid phase of tests in 2016-17, to revise upward their expectations of the North's ability to strike the U.S. homeland with a nuclear weapon. This creates a new environment in which the U.S. can no longer ignore North Korea. Yet Kim has also proven himself to be a rational actor by discontinuing missile tests when tensions approached a boil in late 2017 and offering an olive branch to the South Koreans and Americans in early 2018.18 Chart 9North Korea: Rising From A Very Low Level Diagram 2North Korea's Proven Missile Reach American leadership change: Pivot to Asia: The United States has attempted to "rebalance" its strategic posture by reducing its commitment to the Middle East and "pivoting" to East Asia. This is to confront the China challenge. President Trump's North Korea and China policies are aggressive, despite the fact that Trump is also ramping up pressure on Iran.19 International sanctions tightened: The U.S. has responded to North Korea's nuclear and missile advances by redoubling the international sanctions regime (Chart 10). A credible military threat: The Trump administration has also established a "credible threat" through its use of military drills, aircraft carrier deployments in the region, and Trump's hawkish speeches to the United Nations General Assembly and South Korean National Assembly. The demonstration that the military option is "on the table" is reminiscent of the Iranian nuclear negotiations from 2011-15 (and those to come) (Chart 11).20 Trump's maneuvering room: Few people doubt the current U.S. president's willingness to do something unpredictable, "out of the box," or even "crazy," such as preemptively attacking North Korea, or, on the other hand, withdrawing U.S. troops from South Korea (Trump has often expressed dissatisfaction with the cost of U.S. troop commitments). For better or worse, the U.S. has much greater room for maneuver than it used to in making a deal with North Korea. Chart 10U.S.-Led Sanctions Tightened The Noose Chart 11U.S. Demonstration Of Credible Military Threat Causes Market Jitters Chinese leadership change: Xi's irritation with Kim: President Xi Jinping wants to create a Chinese sphere of influence in the region, which includes depriving the U.S. of a reason to bulk up its Asia Pacific presence. However, North Korea's threats and provocations give the U.S. good reason to build up its military assets, including missile defense.21 Pyongyang as an obstacle to Chinese power projection: Xi also wants to focus China's military and strategic development toward new dimensions of defense (sea, air, space, cyber) and improve China's ability to project power globally. But the potential for a crisis in North Korea - whether regime collapse or American invasion - ties China down to a 1950s-style military posture with a heavy focus on its army in the northeast. China enforces sanctions on the North: The above factors, combined with President Trump's sanctions on Chinese companies for dealing with the North, have prompted China to change its policy toward North Korea. China has been enforcing stringent sanctions since mid-2017 (Chart 12). China benefits from North Korean economic opening: China also has an interest in North Korea's economic opening - it has pioneered this process and has also clearly benefited from the recent opening of formerly closed neighboring states like Myanmar and Cambodia (Chart 13). China wants to remain the biggest player in the North's economy as it opens further. China seeks leverage over South Korea: Direct trade and infrastructure links to South Korea will also increase China's leverage over the South. Already President Moon has given China assurances of stopping U.S. missile defense deployments in exchange for the removal of economic sanctions against South Korean companies.22 Xi Jinping is not going anywhere: Xi has consolidated power and removed limits on his term in office, so China's policy shift toward the Koreas cannot be assumed to be easily reversible. Chart 12Even China Enforces Sanctions This Time Chart 13China Gains When Neighbors Open Up South Korean leadership change: The fall of the right-wing: The right-of-center parties and politicians in South Korea have suffered a cyclical drop in support. First, their hawkish policies since 2008 failed to prevent North Korea's belligerence. Second, former President Park Geun-hye was impeached and removed from office in early 2017 due to scandals that marred the right wing's popular standing. The legislative elections of 2016 and the post-impeachment presidential election of 2017 show that the major center-left party (the Minjoo Party) has made a big comeback. Local elections to be held on June 13, 2018 - the day after the planned Trump-Kim summit in Singapore - are likely to reinforce this trend (Chart 14 A&B). Thus the Moon administration is benefiting from a popular tailwind that will support its dovish approach to the North and could last for several years (Chart 15). The next election, for the legislature, is not until April 15, 2020, giving Moon time to implement his policies. Fear of abandonment: President Trump's policies threaten South Korea with the risk of preemptive war or American abandonment, making engagement with the North all the more necessary. Chart 14ASouth Korea's Right-Wing Faltered In 2016... Chart 14B... And Left-Wing Will Likely Win In 2018 Chart 15Ruling Minjoo Party Has Plenty Of Momentum The only other significant players are Russia and Japan, neither of which is willing or able to derail a diplomatic process pursued by both Koreas and the U.S. and China.23 Critically, this peace process is being driven by constraints, not preferences. True, Xi Jinping may be irritated by Kim Jong Un and Donald Trump may yearn for a Nobel peace prize. But the underlying factors are the following constraints on these policymakers: North Korea's regime cannot allow foreign domination, whether through war or economics; The U.S. regime cannot allow its homeland to be attacked by North Korea or its regional presence to be eliminated; China's regime cannot allow a Syria-style influx of North Korean refugees into China's Rust-Belt northeast or an American occupation of North Korea; South Korea's regime cannot allow anyone to trigger a war in which Seoul will be the first to be decimated. In each case, these states are bumping up against their constraints, such that the "Moonshine" diplomatic initiative is supported from all angles. Not only are the current U.S. and North Korean leaders planning to meet for the first time in the history, to build on the Moon-Kim summits, but they have already overcome a moment of cold feet that nearly quashed the June 12 summit.24 If the summit falls through, another summit will be scheduled; such is the underlying pressure of the above constraints. South Korean opinion polls demonstrate the pent-up demand for diplomacy that brought Moon and the Minjoo Party to power. The number of South Koreans who "trust" North Korea to denuclearize and pursue peace has shot up from 15% to 65% in recent polls (Chart 16A). Chart 16ASouth Koreans More Trusting Toward North... Chart 16B... Yet Doubt Full Denuclearization Will Occur Chart 17South Koreans Want Unification... Eventually Of course, "denuclearization" is a slippery term - about 64% of South Koreans doubt that the North will really give up its nuclear program. And yet even that number has fallen from 90% at the beginning of this year (Chart 16B). These numbers are volatile but reveal a deeply held public preference for some kind of deal that removes the threat of armed conflict. Indeed, 78% of South Koreans say they ultimately want not only peace but unification with the North (Chart 17). Subjectively, we think the probability of some kind of diplomatic settlement is 95% and the probability of war 5%. The next question is what kind of a settlement will it be? Bottom Line: The current diplomatic track on the Korean peninsula has greater potential than the previous two diplomatic pushes in 2000 and 2007. The different powers remain constrained by the lack of palatable or tolerable options other than diplomacy, yet China's rise and North Korea's missile capabilities have made the status quo unacceptable. Therefore we expect some kind of settlement that reduces tensions and allows for economic engagement. The U.S. Can Accept Less Than Full Denuclearization What about the critical issue of North Korea's strategic standoff with the United States? Will North Korea give up its nuclear program? Can the U.S. accept a deal that does not include complete and verifiable denuclearization? Subjectively, we would put full denuclearization at a 15% probability. It is three times more likely than a war (5% chance), but five times less likely than a lesser settlement (80% chance). The question boils down to whether the United States is capable of a preemptive military strike on North Korea that denies it the ability to inflict devastating casualties on South Korea. Such a strike would require the U.S. to use numerous tactical nuclear weapons on North Korean nuclear and chemical sites as well as artillery units deeply embedded in the hills overlooking Seoul.25 If the U.S. is believed capable of such an attack, then the North will need to retain some of its nuclear deterrent so that it can deter the U.S. from such an attack directly, by threatening U.S. cities. If the U.S. is not believed capable, then the North can afford to trade away its nuclear program and rely on its conventional deterrent of decimating Seoul as its chief security guarantee. Our assessment is that the U.S. is broadly capable of executing such an attack, however little it intends to do so. The U.S. would need to be politically willing to accept the devastation of Seoul, nuclear fallout over Japan, and potentially a second war with China (which might intervene more readily this time than in 1950). This is extremely unlikely to say the least. But given President Trump's hawkishness and the drastic vacillations of today's polarized U.S. public opinion and foreign policy, North Korea cannot gamble that the U.S. would under no circumstances, ever, adopt such a course of action. In other words, North Korea has developed a nuclear deterrent not to trade it away for concessions but to maintain it at some level. National Security Adviser John Bolton said it all in one word: Libya. Libyan President Mohammar Qaddafi unilaterally abandoned his country's nuclear program in 2003, in the wake of the 9/11 attacks, to improve relations with the West. This worked until the Arab Spring, when Qaddafi was brutalized and executed after his regime collapsed under pressure of popular rebellion and a NATO bombing campaign. NATO struck his personal convoy, leaving him exposed to rebel militias. In other words, North Korea could be fully compliant and yet the U.S. could betray it. Regime change would be more likely for the U.S. to pursue if the North did not have a nuclear deterrent. In the negotiations, even an offer of total U.S. troop withdrawal from South Korea for denuclearization - which is extremely unlikely - probably cannot convince Kim Jong Un of his personal safety and his regime's security in an era of Iraq 2003, Libya 2011, Syria 2011, Ukraine 2014, and "Zero Dark Thirty."26 Finally, if it is true that North Korea also fears Chinese domination over the long run, then maintaining a nuclear deterrent is all the more important to secure the regime's independence, as it also constrains China. Thus we highly doubt that Pyongyang will fully, verifiably, and irreversibly denuclearize. We reserve a 15% chance simply because its ability to strike Seoul with artillery does give it greater leverage than Libya or other states that faced U.S.-imposed regime change. This fact combined with the possibility of an irresistible package of economic and political benefits from the Americans could conceivably cause the North to change course dramatically. But this is not our baseline case. More likely, Pyongyang can offer, and Washington can accept, mothballing reactors, holding nuclear inspections, freezing the ballistic missile program, and committing to a non-belligerent foreign policy, along with gradual normalization of diplomatic and economic relations. Washington can accept a sub-optimal deal because such a deal preserves the raison d'être for U.S. forces in Korea, yet reduces the threat to the homeland and helps dilute China's influence on the peninsula. As for the 5% chance of war, even if Pyongyang eschews any and all denuclearization, the U.S. may still opt for containment rather than war.27 Bottom Line: The U.S. can settle for "containment" against North Korea, whereas North Korea probably cannot give up its rudimentary nuclear deterrent given its twin fears of American invasion or Chinese domination. The U.S. gains from normalizing relations with the North, given that it enables North Korea to diversify its foreign policy away from China and yet Washington retains its overwhelming nuclear preemptive strike capability in the event that an attack is deemed imminent. North Korea Is The Most Promising Pariah State It is useful to remember how badly communism has served North Koreans relative to their capitalist neighbors. Chart 18 explains the unsustainability of the North's system and the impetus to change. At the same time, South Korea's development path suggests that North Korea has economic potential. There is considerable room to increase basic capital stock - roads, buildings, and basic equipment, etc. - even assuming that North Korea's pace of liberalization prevents the same kind of economic boom that fully capitalist South Korea witnessed in the second half of the twentieth century (Chart 19). Won't liberalizing the economy fatally undermine Kim's totalitarian regime? History teaches otherwise. The reform of communist East Asian regimes like China (1978) and Vietnam (1986) shows that partial liberalization can be pursued without fatally undermining the regime, as long as the regime is willing to do whatever it takes to stay in power, i.e. use domestic security and intelligence forces to suppress opposition and dissent. Communist states in other parts of the world - such as Cuba - also attest to this fact. This is not to say that liberalization poses no threat to Pyongyang. First, liberalization itself can lead to economic consequences, like inflation, that trigger instability, as China experienced in the 1980s. Second, successful liberalization increases household wealth, which can result in growing demand for civil rights and political participation, as occurred under South Korea's right-wing military dictatorship in the 1970s-80s, and as will eventually occur even in China.28 Still, North Korea today is faced with the same predicament that Iran, Myanmar, Cambodia, Cuba, and Zimbabwe face. All of them are trying gingerly to open up their economies, as their sclerotic regimes face a greater threat of social instability from economic opportunity costs than from popular political opposition. They are changing not a moment too soon. Global labor force, trade, and productivity have all slowed in recent decades, marking a contrast to the exuberant external environment that the emerging and frontier markets faced when opening their economies in the late twentieth century (Chart 20). They may still have a cheap labor advantage but they will struggle to develop as rapidly with global potential growth falling. Chart 18A Reason To Reform And Open Up Chart 19North Korea Could Follow This Path Chart 20North Korea Joins Global Market As Potential Growth Slows North Korea is better situated than any of these late-bloomers. Its immediate neighbors, South Korea, China, and Japan, each sport current account surpluses and positive international investment positions (Chart 21), giving the North a ready pool of capital to tap as it opens its doors. The global search for yield persists more or less (Chart 22), motivating investors to explore the riskiest and worst-governed countries, and yet North Korea sits in a prosperous corner of the world. South Korean investors can envision high returns from basic productivity-enhancing investments in the North, while accepting that unification and its immense fiscal costs are still a long way away. Chart 21Ample Sources Of Investment For North Korea Chart 22North Korea: Don't Miss The Search For Yield This means that North Korea - if it calms its quarrels with the West - will have alternatives to China's outward investment push (Chart 23), albeit with China remaining the biggest player. North Korea is not a large enough economy to have a major global impact when it opens up, but it is big enough to affect South Korea. It will make available a pool of cheap labor for a country that is otherwise suffering from the worst of low fertility and a shrinking workforce (Chart 24). The North's reserves of thermal coal, which are comparable to Indonesia's (Chart 25), and other commodities, are also likely to be exploited given that South Korea and its neighbors are already scouring the globe for resource plays. Chart 23China's Belt And Road Initiative Chart 24Reunification Would Increase Labor Force Chart 25North Korea Has Sizable Coal Reserves In reality, of course, it is the North's overexposure to commodities that is putting pressure on the regime to reform (in addition to international sanctions). China's economy is transitioning to a less resource-intensive model, putting the North's coal and metals exports in long-term jeopardy. The North lacks capital to industrialize and develop a manufacturing sector, and it risks missing out on the new wave of industrialization that is rewarding neighbors like Vietnam, Cambodia, and Myanmar. The slowdown in global trade and globalization threatens to close the window of opportunity for the North. Bottom Line: Oppressive communist regimes have proved capable of selectively opening up to outside trade and investment while maintaining the regime. North Korea is attempting to create a favorable foreign policy environment to take its nascent economic reforms further. The global search for yield, especially by Northeast Asian states, may still offer an opportunity to attract capital. China's economic transition adds a sense of urgency, given North Korea's need to diversify. Investment Conclusions North Korea is small, but independent, and it is pivoting to South Korea and the United States to increase its strategic and economic options. China has an interest in letting this happen, but will try to remain the dominant power. Almost every peace treaty or major diplomatic settlement in human history has involved a series of dramatic ups and downs in the lead-up to the agreement. Diplomatic volatility should increase the closer the different parties get to an agreement, due to the fears and hesitations of losing out in the final compromise. Investors should stay focused on the structural factors. North Korea is more of a geopolitical opportunity than a geopolitical risk for markets today. War is especially unlikely over 2018-19. Hence the North Korean issue is unlikely to disrupt the global economy or threaten a bullish global equity view over this time period. That would be up to other factors. Only if the new round of diplomacy completely and utterly collapses will the tail-risk of war reemerge. U.S.-China tensions, North Korea's nuclear program, and Trump's re-election bid could conceivably lead to a breakdown of diplomacy by 2020. The Trump administration would then return to its "maximum pressure" campaign and the probability of military strikes would rise. However, we put a low probability on such a breakdown occurring and would argue that the grave implications should be seen as a strong constraint driving the different parties to cut a deal. Assuming diplomacy succeeds, it should provide a small tailwind for South Korea's currency and risk assets, which at the moment face a negative environment due to slowing global growth, Chinese reforms, and a strengthening U.S. dollar. First, the end-game itself - Korean unification - is implicitly a positive for removing the risk and uncertainty of conflict and increasing Korea's potential GDP. Germany's unification remains the best analogy, for better or worse. German unification led to a brief decline in total factor productivity, but also a multi-year rally in equities, the deutschmark, and a bullish curve-steepening relative to world markets (Chart 26A). Chart 26AGermany Benefited From Reunification... Chart 26B...South Korea Is Not There Yet South Korea is not yet at the cusp of unification, so the analogy with German assets is premature, but it is not a foregone conclusion that South Korea will suffer as it embarks on the path toward unification. Of course, this year's diplomatic progress has coincided with renewed EM financial turmoil that has clouded any benefits from improved North-South relations (Chart 26 B). Moreover, the burden of unification will be immense given that North Korea is much larger and poorer relative to the South than East Germany was to West Germany, and markets will have to price in this burden by expecting larger South Korean budget deficits in future. Still, we would expect KRW/USD to benefit on the margin, especially given Korea's simultaneous promise to the Trump administration not to engage in competitive devaluation. Second, certain Korean sectors are poised to benefit from integration with the North. Looking at how the different sectors have performed before and after the April 27 inter-Korean summit, relative to their EM counterparts, reveals that industrials, energy, consumer staples, and telecoms are the relative winners (Chart 27).29 Chart 27Winners And Losers Of Inter-Korean Engagement Chart 28AReal Estate Near The DMZ... Chart 28B...Is Optimistic Once Again Third, the signal from real estate along the DMZ is loud and clear. Paju is known as the best proxy for improved Korean relations and transaction volumes have spiked since Moon and Kim met on April 27 and declared an end to the Korean War. The move is particularly notable when contrasted with the rest of Gyeonggi province, which is not inherently a "unification" play (Chart 28A & 28B). Similar moves happened in Paju real estate around the time of the first and second inter-Korean summits in 2000 and 2007, but as this report has shown, there is more reason to be optimistic today. This example speaks to the many opportunities for specialized funds to generate returns as development projects get underway. Matt Gertken, Associate Vice President Geopolitical Strategy mattg@bcaresearch.com Ray Park, Research Analyst ray@bcaresearch.com 1 Please see BCA Geopolitical Strategy Weekly Report, "Can Equities And Bonds Continue To Rally?" dated September 20, 2017, available at gps.bcaresearch.com. 2 Please see BCA Geopolitical Strategy Special Report, "The Apex Of Globalization - All Downhill From Here," dated November 12, 2014, available at gps.bcaresearch.com. 3 Please see BCA Geopolitical Special Report, "The South China Sea: Smooth Sailing?" dated March 28, 2017, available at gps.bcaresearch.com. 4 Mattis criticized China's militarization of the South China Sea rocks at the annual Shangri-La Dialogue, accusing Chinese President Xi Jinping of violating his word on this matter. He also criticized China's Belt and Road Initiative. The same week, Marine Corps Lt. Gen. Kenneth McKenzie told a reporter that "the United States military has had a lot of experience in the Western Pacific, taking down small islands," in a thinly veiled hint to China's South China Sea activity. Finally, a report surfaced suggesting that the U.S. is considering sending a warship through the Taiwan Strait. Please see Ben Westcott, "US plans 'steady drumbeat' of exercises in South China Sea: Mattis," CNN, May 31, 2018, available at www.cnn.com; Laignee Barron, "Pentagon Official Says U.S. Can 'Take Down' Man-Made Islands Like Those in the South China Sea," Time, June 1, 2018, available at time.com; "Exclusive: At delicate moment, U.S. weighs warship passage through Taiwan Strait," Reuters, June 4, 2018, available at www.reuters.com. 5 Please see BCA Geopolitical Strategy Special Report, "North Korea: Beyond Satire," dated April 19, 2017, available at gps.bcaresearch.com. 6 Please see BCA Geopolitical Strategy Special Report, "Why Conflict With Iran Is A Big Deal - And Why Iraq Is The Prize," dated May 30, 2018, available at gps.bcaresearch.com. 7 Please see BCA Geopolitical Strategy Weekly Report, "Northeast Asia: Moonshine, Militarism, And Markets," dated May 24, 2017, available at gps.bcaresearch.com. 8 Please see BCA Geopolitical Strategy Special Report, "Taiwan Is A Potential Black Swan," dated March 30, 2018, available at gps.bcaresearch.com. 9 Please see BCA Geopolitical Strategy Weekly Report, "How To Play The Proxy Battles In Asia," dated March 1, 2017, available at gps.bcaresearch.com. 10 Please see BCA Geopolitical Strategy Weekly Report, "Vladimir Putin, Act IV," dated March 7, 2018, available at gps.bcaresearch.com. 11 Satellite imagery reveals that international sanctions have hindered manufacturing development and increased reliance on trade with China. Please see Yong Suk Lee, "International Isolation and Regional Inequality: Evidence from Sanctions on North Korea," Stanford University, Center on Global Poverty and Development, Working Paper 575 (October 2016), available at globalpoverty.stanford.edu. 12 North Korea's disagreements with China have given rise to a host of academic articles and studies in recent years. For an overview please see Philip Wen and Christian Shepherd, " 'Lips and teeth' no more as China's ties with North Korea fray," Reuters, September 8, 2017, available at www.reuters.com. See also Sebastian Harnisch, "The life and near-death of an alliance: China, North Korea and autocratic military cooperation," Heidelberg University, WISC Conference, Taipei, April 2017; and Weiqi Zhang, "Neither friend nor big brother: China's role in North Korean foreign policy strategy," Palgrave Communications 4:16 (2018), available at www.nature.com. 13 Please see BCA Geopolitical Strategy Monthly Report, "Multipolarity And Investing," dated April 9, 2014, available at gps.bcaresearch.com. 14 The term is a pun on the original "Sunshine" engagement policy of Moon's predecessors Kim Dae-jung and Roh Moo-hyun. President Kim's engagement attempt culminated in the first Inter-Korean summit in 2000, but was ultimately derailed by a hawkish turn in U.S. and North Korean policies and the inclusion of North Korea among the "Axis of Evil" following the 9/11 attacks. "Sunshine policy" revived again under President Roh Moo-hyun, leading to the second Inter-Korean summit in 2007. Roh's protégé, Moon, is now reviving the policy. Unfortunately, "moonshine" is saddled with the connotation of fraud and/or poison! 15 The major challenge to his rule came in late 2013 but he nipped it in the bud by executing his uncle Jang Song Taek and purging Jang's faction. He had his half-brother Kim Jong Nam assassinated in Malaysia in 2017. He promoted his sister, Kim Yeo-jong, to deputy chief of the Propaganda Department in the Korean Worker's Party. Kim has taken steps to empower the State Affairs Commission (cabinet), the Korean Worker's Party, and the legislature, the Supreme People's Assembly, vis-à-vis the long-dominant military. He has also reshuffled the military extensively, prior to a significant reshuffle this week that signaled a willingness to compromise with the Americans. See Thomas Fingar et al, "Analyzing The Structure And Performance Of Kim Jong-un's Regime," Shorenstein Asia-Pacific Research Center, Stanford University, June 2017, available at fsi.stanford.edu; and Hyonhee Shin, "North Korea's Three New Military Leaders Are Loyal To Kim, Not Policies," Reuters, June 4, 2018, available at reuters.com. 16 William Brown, "Is 'Byungjin' Working? A Look at North Korea's Money," The Peninsula, Korea Economic Institute of America, September 7, 2016, available at keia.org. 17 Please see Andrei Lankov, "The Resurgence of a Market Economy in North Korea," Carnegie Endowment for International Peace, January 2016, available at carnegieendowment.org; Sunchul Choi and Mark A. Myers, "Marketization in North Korea," United States Department of Agriculture, Global Agricultural Information Network Report KS1545, December 9, 2015, available at www.fas.usda.gov. 18 This diplomacy also reinforces Kim's reformist bent. In April 2017 he appointed Ri Su-yong, a close ally, to oversee foreign relations, and resurrected the Foreign Relations Committee within the country's legislature, the Supreme People's Assembly. See Fingar in footnote 15. 19 Please see footnote 6 above. 20 Please see BCA Geopolitical Strategy Special Report, "Trump Re-Establishes America's 'Credible Threat'," dated April 7, 2017, available at gps.bcaresearch.com. 21 Please see BCA Geopolitical Strategy Special Report, "Does It Pay To Pivot To China?" dated July 5, 2017, available at gps.bcaresearch.com. 22 Presidents Moon and Xi agreed to improve bilateral relations, with China removing economic sanctions, on the basis of South Korea promising the "Three No's" - no additional THAAD deployments, no expansion of U.S. missile defense, and no trilateral military alliance with Japan and the U.S. Please see Park Byong-su, "South Korea's "three no's" announcement key to restoring relations with China," Hankyoreh, dated November 2, 2017, available at english.hani.co.kr. 23 Indeed, Russia shares China's desire to prevent North Korea from provoking the U.S. into a greater Pacific military presence, while Japan shares the American desire to reduce the North Korean nuclear and military threat to its homeland. 24 North Korea publicly aired misgivings about the upcoming Trump-Kim summit after the new National Security Adviser, John Bolton, implied that the administration would seek "the Libya model" (unilateral and total nuclear disarmament and dismantlement by North Korea) in its negotiations. North Korea criticized Bolton, a war-hawk who has a negative history with North Korea going back to the George W. Bush administration, putting the summit in jeopardy. The North was also angry about the U.S. and South Korean decision to proceed with annual military exercises ahead of the summit. Further, Chinese President Xi Jinping may have urged Kim Jong Un to tread more carefully, or cancel the summit, during a second meeting between these two presidents in early May. The White House rebuked Bolton's comments, saying the negotiations would follow "the Trump model." 25 Please see Christopher Woolf, "The only effective arms against North Korea's missile bunkers are nuclear weapons, says a top war planner," Public Radio International, August 10, 2017, available at www.pri.org; and Uri Friedman, "North Korea: The Military Options," The Atlantic, dated May 17, 2017, available at www.theatlantic.om. 26 Iraq set a precedent for U.S. preemptive invasion; Syria was a fellow nuclear aspirant and member of the Axis of Evil that suffered both Israeli strikes against its nuclear facilities and economic and political collapse due to mismanagement and international isolation; Ukraine gave up its Soviet nuclear weapons in 1994 with the Budapest Memorandum as a guarantee of its security only to suffer Russian invasion in 2014; and "Zero Dark Thirty" refers to the U.S. Seal Team Six covert raid into the heart of Pakistan to capture or kill Osama Bin Laden. 27 Our own analysis of the "bloody nose" military strike option, which is more likely than a full-blown war but very difficult to prevent from escalating, can be found in BCA Geopolitical Strategy Weekly Report, "Insights From The Road - The Rest Of The World," dated September 6, 2017, available at gps.bcaresearch.com. 28 Please see BCA Geopolitical Strategy Special Report, "A Long View Of China," dated December 28, 2017, available at gps.bcaresearch.com. 29 Please see BCA Geopolitical Strategy Special Report, "South Korea: A Comeback For Consumer Stocks?" June 28, 2017, available at gps.bcaresearch.com.